CBinvest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.25M and a net result of €187k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 64% of 5498 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
45 d early
2023
44 d early
2022
52 d early
2021
44 d early
2020
29 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€3.25M▼ 4.4%
2024 · €3.40M
2018: €3.08M
2019: €3.41M
2020: €3.75M
2021: €3.48M
2022: €3.68M
2023: €3.52M
2024: €3.40M
2018 → 2025
Net result
€187k▼ 29.5%
2024 · €266k
2018: €394k
2019: €335k
2020: €337k
2021: €312k
2022: €250k
2023: €141k
2024: €266k
2018 → 2025
Total assets
€4.88M▼ 8.2%
2024 · €5.32M
2018: €4.70M
2019: €4.86M
2020: €5.12M
2021: €5.31M
2022: €5.28M
2023: €5.33M
2024: €5.32M
2018 → 2025
Solvency
66.6%▲ 2.7pp
2024 · 63.9%
2018: 65.5%
2019: 70.2%
2020: 73.3%
2021: 65.6%
2022: 69.7%
2023: 66.1%
2024: 63.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.48M-€3.68M▲ 5.7%€3.52M▼ 4.3%€3.40M▼ 3.5%€3.25M▼ 4.4%
Operating result€140k-€139k▼ 0.5%€126k▼ 9.4%€148k▲ 17.5%€164k▲ 10.7%
Net result€312k-€250k▼ 19.7%€141k▼ 43.8%€266k▲ 88.6%€187k▼ 29.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.88M
Fixed assets
€2.83M▼ 1.9%
Current assets
€2.05M▼ 15.7%
Equity and liabilities €4.88M
Equity
€3.25M▼ 4.4%
Debt
€1.63M▼ 15.1%
The debt ratio falls from 36.1% to 33.4%. Equity and debt are lower.
Key figures and ratios
Solvency
66.6%▲
2024 · 63.9%
ROE
5.8%▼
2024 · 7.8%
ROA
3.8%▼
2024 · 5.0%
Debt
€1.63M▼
2024 · €1.92M
Debt ≤ 1 year
€1.57M▼
2024 · €1.86M
Income taxes
€47k▼
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.32M€4.88M▼
Fixed assets21/28€2.88M€2.83M▼
Tangible fixed assets22/27€2.14M€2.08M▼
Land and buildings22€2.14M€2.08M▼
Other tangible fixed assets26€3k€3k=
Financial fixed assets28€744k€744k=
Current assets29/58€2.44M€2.05M▼
Amounts receivable within one year40/41€35k€23k▼
Trade receivables40€2k€978▼
Other amounts receivable41€34k€22k▼
Current investments50/53€1.85M€1.37M▼
Cash at bank and in hand54/58€551k€664k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€5.32M€4.88M▼
Equity10/15€3.40M€3.25M▼
Contributions10/11€20k€20k=
Reserves13€3.38M€3.23M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3.38M€3.23M▼
Amounts payable17/49€1.92M€1.63M▼
Amounts payable within one year42/48€1.86M€1.57M▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€6k-
Taxes450/3€1k-
Remuneration and social security454/9€5k-
Other amounts payable47/48€1.85M€1.57M▼
Accrued charges and deferred income492/3€65k€61k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€55k=
Other operating charges640/8€17k€17k▲
Gross operating margin9900€220k€236k▲
Operating profit (loss)9901€148k€164k▲
Financial income75/76B€235k€132k▼
Recurring financial income75€35k€32k▼
Non-recurring financial income76B€200k€100k▼
Financial charges65/66B€68k€62k▼
Recurring financial charges65€68k€62k▼
Profit (loss) for the period before taxes9903€316k€234k▼
Income taxes67/77€50k€47k▼
Profit (loss) for the period9904€266k€187k▼
Profit (loss) for the period to be appropriated9905€266k€187k▼
Appropriation of the result
Profit (loss) to be appropriated9906€266k€187k▼
Transfer from equity791/2€390k€335k▼
Transfer to equity691/2€266k€187k▼
To other reserves6921€266k€187k▼
Profit to be distributed694/7€390k€335k▼
Return on contributions (dividend)694€390k€335k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €141k ▼43.8%
Net result drops to €141k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jubellaan 1532800 MechelenGround area
3,831 m²
Building footprint
1,450 m²
Volume, LiDAR
10,422 m³
Parcel 12403E0456/00T000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CBinvest
since 20062.154.814.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0456/00T000 | Flanders | 3,831 m² | 1 · 1,450 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 9,455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.