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CBCT

Active
Private limited companyfounded 20224 yrs activeSteenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 0782.265.111
Summary

The computed 12-month bankruptcy probability of CBCT is 3.7% (moderate). The 2025 annual accounts show equity of €21,807 and a net result of €6,726. Equity is growing by ~84.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 13874 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
How big
€79,671total assets 2025
Equity
€21,807
Profit
€6,726
Turnover not published (abridged schema)
Financially healthy?
48 Fair Checked score 2025
Bankruptcy chance 12 m
3.7%
Who decides
Accounts 11 d early0 of 2 deeds read
Why 48- Higher-failure-rate sector- Limited track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2023
Profitability79▲+10
Solvency52▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.12 in 2023; short-term debt: 72.6% of total assets), and 72.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.4%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
11 d early
2024
313 d late
2023
100 d late
2022
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 131 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 November (3 of the last 4 filed years within 123 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2022net €6,726 ▲223%

Financials

Fiscal year 2025Total assets €79,671Profit €6,726Solvency 27.4%Liquidity 1.18
Total assets
€79,671▲ 378%
2022 - 2025
Net result
€6,726▲ 223%
2022 - 2025
Equity
€21,807▲ 224%
2022 - 2025
Solvency
27.4%▼ 13.1pp
2022 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years3 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232025
Operating result-€2,300-€2,144€6,850-
Net result-€2,347within the sector's middle half-€2,082within the sector's middle half€6,726within the sector's middle half-
Equity€4,653within the sector's middle half-€6,735within the sector's middle half▲ 44.7%€21,807within the sector's middle half-
Total assets€5,392below the sector's middle half-€16,657below the sector's middle half▲ 209%€79,671within the sector's middle half-
Debt€739-€9,922▲ 1,243%€57,864-
Working capital€4,653within the sector's middle half-€1,235within the sector's middle half▼ 73.5%€10,352within the sector's middle half-
Solvency86.3%above the sector's middle half-40.4%within the sector's middle half▼ 45.9pp27.4%within the sector's middle half-
Current ratio7.30above the sector's middle half-1.12within the sector's middle half▼ 6.171.18within the sector's middle half-
Return on assets (ROA)-43.5%below the sector's middle half-12.5%within the sector's middle half▲ 56.0pp8.4%within the sector's middle half-
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€2,500€0€2,500€5,000€7,500Operating result 2022: -€2,300-€2,300Net result 2022: -€2,347-€2,347Operating result 2023: €2,144€2,144Net result 2023: €2,082€2,082Operating result 2025: €6,850€6,850Net result 2025: €6,726€6,726202220232025-€2,500€0€2,500€5,000€7,500Operating result 2022: -€2,300-€2,300Net result 2022: -€2,347-€2,350Operating result 2023: €2,144€2,140Net result 2023: €2,082€2,080Operating result 2025: €6,850€6,850Net result 2025: €6,726€6,730202220232025
The operating result is €6,850 in 2025, compared with €2,144 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €79,671
Fixed assets €11,455 ▲ 108%
Current assets €68,216 ▲ 511%
Equity and liabilities €79,671
Equity €21,807 ▲ 224%
Debt €57,864 ▲ 483%
Debt's share of the balance-sheet total rises from 59.6% to 72.6%. Equity and debt are higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2023
EBITDA
€8,655
Cash flow
€8,531
Debt to equity
2.65▲
2023 · 1.47
ROE
30.8%▼
2023 · 30.9%
Interest coverage
69.80
Debt ≤ 1 year
€57,864▲
2023 · €9,922
Staff costs
€49,559▲
2023 · €559
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 36 lines
Balance sheet Code20232025
Assets
Total assets20/58€16,657€79,671▲
Fixed assets21/28€5,500€11,455▲
Tangible fixed assets22/27€5,500€11,455▲
Plant, machinery and equipment23€5,500€5,768▲
Furniture and vehicles24-€5,687
Current assets29/58€11,157€68,216▲
Amounts receivable within one year40/41€3,863€68,216▲
Trade receivables40€3,863€2,806▼
Other amounts receivable41-€65,410
Cash at bank and in hand54/58€7,294-
Equity and liabilities
Total equity and liabilities10/49€16,657€79,671▲
Equity10/15€6,735€21,807▲
Contributions10/11€7,000€7,000=
Profit (loss) carried forward14-€265€14,807▲
Amounts payable17/49€9,922€57,864▲
Amounts payable within one year42/48€9,922€57,864▲
Trade debts44-€33,944
Suppliers440/4-€33,944
Taxes, remuneration and social security45€603€19,173▲
Taxes450/3€603€6,576▲
Remuneration and social security454/9-€12,597
Other amounts payable47/48€9,319€4,747▼
Income statement Code20232025
Remuneration, social security and pensions62€559€49,559▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,805
Other operating charges640/8€280€179▼
Non-recurring operating charges66A€1,575€210▼
Gross operating margin9900€4,558€58,603▲
Operating profit (loss)9901€2,144€6,850▲
Financial charges65/66B€62€124▲
Recurring financial charges65€62€124▲
Profit (loss) for the period before taxes9903€2,082€6,726▲
Profit (loss) for the period9904€2,082€6,726▲
Profit (loss) for the period to be appropriated9905€2,082€6,726▲
Appropriation of the result
Profit (loss) to be appropriated9906-€265€6,726▲
Profit (loss) brought forward from the previous period14P-€2,347-
Transfer from equity791/2-€8,081

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232025Change
Remuneration, social security and pensions62-€559€49,559-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€1,805-
Other operating charges640/8-€280€179-
Non-recurring operating charges66A-€1,575€210-
Gross operating margin9900-€2,300€4,558€58,603-
Operating profit (loss)9901-€2,300€2,144€6,850-
Financial charges65/66B€47€62€124-
Recurring financial charges65€47€62€124-
Profit (loss) for the period before taxes9903-€2,347€2,082€6,726-
Profit (loss) for the period9904-€2,347€2,082€6,726-
Profit (loss) for the period to be appropriated9905-€2,347€2,082€6,726-
Line202220232025Change
Assets
Total assets20/58€5,392€16,657€79,671-
Fixed assets21/28-€5,500€11,455-
Tangible fixed assets22/27-€5,500€11,455-
Plant, machinery and equipment23-€5,500€5,768-
Furniture and vehicles24--€5,687-
Current assets29/58€5,392€11,157€68,216-
Amounts receivable within one year40/41-€3,863€68,216-
Trade receivables40-€3,863€2,806-
Other amounts receivable41--€65,410-
Cash at bank and in hand54/58€5,392€7,294--
Equity and liabilities
Total equity and liabilities10/49€5,392€16,657€79,671-
Equity10/15€4,653€6,735€21,807-
Contributions10/11€7,000€7,000€7,000-
Profit (loss) carried forward14-€2,347-€265€14,807-
Provisions and deferred taxes16€0---
Deferred taxes168€0---
Amounts payable17/49€739€9,922€57,864-
Amounts payable within one year42/48€739€9,922€57,864-
Trade debts44€160-€33,944-
Suppliers440/4€160-€33,944-
Taxes, remuneration and social security45€579€603€19,173-
Taxes450/3€579€603€6,576-
Remuneration and social security454/9--€12,597-
Other amounts payable47/48-€9,319€4,747-
Line202220232025Change
Profit (loss) for the period9904-€2,347€2,082€6,726-
+ Depreciation and write-downs630--€1,805-
Operating cash flow (approximation)-€2,347€2,082€8,531-
Change in cash-€1,902--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Similar companies · same sector, comparable size

Of 21,864 companies in this sector we hold annual accounts for 9,782. 8,147 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

6 eventsLatest 20-07-2026Next filing 31-07-2027

History

CBCT was incorporated on 16 February 2022 as a Private limited company.1 Total assets rose from €5,392 in 2022 to €79,671 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
09-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 313 days late
2025
31-12
Financial Highest result since 2022net €6,726 ▲223%
Operating result €6,850, net result €6,726, both a record.
2024
08-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 100 days late
2023
31-12
Financial Back to profitnet €2,082
Net result €2,082 after one loss-making year.
30-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations1

Food safety, FASFC

1 site
Spaunit no. 2.335.210.068
3 permissions
Toelating · Eetgelegenheid · since 25-05-2023
Toelating · Frituur · since 25-05-2023
Toelating · Pita-house, pita-bar · since 25-05-2023

Company details

Private limited company · founded 16-02-2022Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded16-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0782265111
Also 9925:BE0782265111
Registered 16-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2022
exact location from the address register On OpenStreetMap
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
963 companies at this address See who is registered here
1 establishment unit
CANADIAN BURGERS AND PIZZA
Rue Dr. Henri Schaltin 37, 4900 SpaLimited-service restaurants
since 2022unit no. 2.335.210.068
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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