CALO.G
ActiveThe computed 12-month bankruptcy probability of CALO.G is 3.6% (moderate). The 2025 annual accounts show equity of €50k and a net result of €3k. Equity is growing by ~78.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 13071 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-66
Solvency87▼-1
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.54 in 2024), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
2 d late
2024
18 d late
2023
6 d late
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 7.2%
2024 · €46k
2022: €9k
2023: €15k
2024: €46k
2022 → 2025
Total assets
€84k▲ 6.2%
2024 · €79k
2022: €45k
2023: €51k
2024: €79k
2022 → 2025
Net result
€3k▼ 89.5%
2024 · €32k
2022: €7k
2023: €5k
2024: €32k
2022 → 2025
Working capital
€17k▼ 5.0%
2024 · €18k
2022: €-20k
2023: €-12k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€15k▲ 58.4%€46k▲ 214%€50k▲ 7.2%
Operating result€10k-€11k▲ 8.4%€41k▲ 268%€9k▼ 79.2%
Net result€7k-€5k▼ 25.7%€32k▲ 479%€3k▼ 89.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€33k▲ 14.7%
Current assets
€52k▲ 1.4%
Equity and liabilities €84k
Equity
€50k▲ 7.2%
Debt
€35k▲ 4.9%
The debt ratio falls from 41.5% to 41.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€13k▼
2024 · €45k
Cash flow
€7k▼
2024 · €35k
Solvency
59.0%▲
2024 · 58.5%
Current ratio
1.49▼
2024 · 1.54
Quick ratio
0.76▼
2024 · 0.77
Debt / equity
0.70▼
2024 · 0.71
ROE
6.7%▼
2024 · 68.1%
ROA
4.0%▼
2024 · 39.8%
Interest coverage
4.62▼
2024 · 36.68
Debt
€35k▲
2024 · €33k
Debt ≤ 1 year
€35k▲
2024 · €33k
Income taxes
€3k▼
2024 · €8k
Staff costs
€38k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€84k▲
Fixed assets21/28€29k€33k▲
Intangible fixed assets21€23k€20k▼
Tangible fixed assets22/27€4k€11k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€4k€9k▲
Financial fixed assets28€2k€2k=
Current assets29/58€51k€52k▲
Stocks and contracts in progress3€25k€25k=
Stocks30/36€25k€25k=
Amounts receivable within one year40/41-€6k
Other amounts receivable41-€6k
Cash at bank and in hand54/58€25k€20k▼
Deferred charges and accrued income490/1€332€332=
Equity and liabilities
Total equity and liabilities10/49€79k€84k▲
Equity10/15€46k€50k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€44k€48k▲
Amounts payable17/49€33k€35k▲
Amounts payable within one year42/48€33k€35k▲
Trade debts44€810€22k▲
Suppliers440/4€810€22k▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€13k€9k▼
Remuneration and social security454/9€670€4k▲
Other amounts payable47/48€18k€39▼
Income statement
Code20242025
Remuneration, social security and pensions62€15k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€3k€984▼
Gross operating margin9900€63k€52k▼
Operating profit (loss)9901€41k€9k▼
Financial income75/76B€0€143▲
Recurring financial income75€0€143▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€40k€6k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€32k€3k▼
Profit (loss) for the period to be appropriated9905€32k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€48k▲
Profit (loss) brought forward from the previous period14P€13k€44k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €3k ▼89.5%
Net result drops to €3k, the lowest in the series.
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
30-06
Financial
Highest result since 2022net €32k ▲479%
Operating result €41k, net result €32k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.54
Current ratio from 0.68 to 1.54; short-term debt falls from €36k to €33k.
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravenbosstraat 79/B1770 LiedekerkeGround area
348 m²
Building footprint
103 m²
Volume, LiDAR
912 m³
Parcel 23762E0001/03M006, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CALO.G
since 20212.317.702.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762E0001/03M006 | Flanders | 348 m² | 1 · 103 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiedekerke2.317.702.756
Similar companies · same sector, comparable size
Local Dealer Food Inc.
BE 1020.008.844
Antwerpen · Eq €50k
VARA-SERVIZIO
BE 0672.407.562
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LONG SHUN
BE 0782.682.706
Antwerpen · Eq €50k
MALIXE
BE 0689.793.823
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KODA-VISE
BE 0789.299.688
Dalhem · Eq €50k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2021
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.