Checked.be
Active
BE 0687.532.139Private limited company
CBA Plus
Van Goethemstraat 17A ·9820 Merelbeke, Belgium· 8 yrs active
Sector: Certified accountants and tax accountants
(69201)
Conclusion
CBA Plus has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98k and a net result of €-32k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 15374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €98k |
| Net result | €-32k |
| Better than sector | 23% |
| Active | 8 yrs |
Financial profile
47
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
42
Profitability
0
Solvency
63
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
42
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€4k
estimate, not credit advice
Score history
48
2021
53
2022
45
2023
42
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.78 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.78 (≥ 1.0)
+5
Profitability
Negatieve ROE -33%
-10
Interest coverage
Interest coverage -70.9× (< 1.5×)
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-09-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~114% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 69, Legal and accounting activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.5% | 59.3% | |
| Net result | €-32k | €34k | |
| Equity | €98k | €97k | |
| Gross operating margin | €-33k | €70k | |
| Total assets | €333k | €208k |
€-33k
-1869.7%
21-24
€-32k
-404.2%
21-24
€-32k
-426.2%
21-24
€333k
-7.7%
21-24
€98k
-24.7%
21-24
€146k
-5.2%
21-24
€525
-
21-24
€5k
-
21-24
€235k
+1.9%
21-24
€187k
-9.5%
21-24
1.78
+2.0%
21-24
1.78
+2.0%
21-24
29.5%
-18.4%
21-24
2.39
+35.4%
21-24
-32.8%
-569.7%
21-24
-9.7%
-446.4%
21-24
-70.87
-2611.0%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €-33k | €-2k | €-5k | €-9k |
| Net profit | €-32k | €-6k | €-828 | €-6k |
| Cash flow | €-32k | €-6k | €-498 | €-5k |
| Staff costs | - | - | - | €525 |
| Income taxes | - | €5k | - | - |
| Dividends | - | - | - | - |
| Total assets | €333k | €361k | €294k | €326k |
| Equity | €98k | €131k | €137k | €138k |
| Debt | €235k | €230k | €157k | €188k |
| of which ≤ 1y | €187k | €206k | €133k | €178k |
| of which > 1y | - | - | - | - |
| Working capital | €146k | €154k | €160k | €147k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 1.78 | 1.75 | 2.20 | 1.82 |
| Quick ratio | 1.78 | 1.75 | 2.20 | 1.82 |
| Working capital ratio | 43.8% | 42.7% | 54.4% | 44.9% |
| Solvency | 29.5% | 36.2% | 46.6% | 42.3% |
| Debt / equity | 2.39 | 1.76 | 1.15 | 1.37 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | -70.87 | -2.61 | -8.26 | -13.77 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -9.7% | -1.8% | -0.3% | -1.7% |
| ROE | -32.8% | -4.9% | -0.6% | -4.0% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €333k | €361k | €294k | €326k |
| Fixed assets | 21/28 | €263 | €593 | €923 | €1k |
| Tangible fixed assets | 22/27 | €263 | €593 | €923 | €1k |
| Current assets | 29/58 | €333k | €361k | €293k | €325k |
| Amounts receivable within one year | 40/41 | €285k | €318k | €264k | €275k |
| Cash & bank | 54/58 | €48k | €42k | €29k | €50k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €333k | €361k | €294k | €326k |
| Equity | 10/15 | €98k | €131k | €137k | €138k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €80k | €112k | €118k | €119k |
| Amounts payable | 17/49 | €235k | €230k | €157k | €188k |
| Amounts payable within one year | 42/48 | €187k | €206k | €133k | €178k |
| Trade debts payable within one year | 44 | €185k | €198k | €126k | €117k |
| Income statement | |||||
| Gross operating margin | 9900 | €-33k | €-977 | €-4k | €-7k |
| Operating result | 9901 | €-34k | €-2k | €-5k | €-10k |
| Financial income | 75 | €2k | €2k | €5k | €5k |
| Financial charges | 65 | €471 | €648 | €586 | €685 |
| Result before taxes | 9903 | €-32k | €-1k | €-828 | €-6k |
| Income taxes | 67/77 | - | €5k | - | - |
| Net result for the period | 9904 | €-32k | €-6k | €-828 | €-6k |
| Result to be appropriated | 9905 | €-32k | €-6k | €-828 | €-6k |
Legal Structure
| NACE primary | Certified accountants and tax accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 04-01-2018 |
| Status | Active |
| Postal code | 9820 |
Establishment units
CBA Plus
since 20182.273.064.445
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44043A0206/00F014 | Flanders | 464 m² | 1 · 198 m² | 10.2 m · 2 fl. |
| 44043A0206/00L014 | Flanders | 243 m² | 1 · 143 m² | 11.3 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 376 days late
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Certified accountants and tax accountants69201Legal and accounting activities69202
Names & trade names
| Legal nameNL | CBA Plus |
Similar companies
LFA CONSULTING
BE 0820.937.427 · Wemmel
HERLINCO
BE 0849.091.478 · Overijse
COMPTA TOP
BE 0476.352.152 · La Hulpe
FIDUCIAIRE MAKOUDI
BE 0892.683.080 · Anderlecht
Patricia Kaufmann Consulting
BE 0452.326.737 · Destelbergen