CB Design
ActiveCB Design has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €32k. Equity is growing by ~50.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-13
Solvency61▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.93 in 2024; short-term debt: 29.1% and cash: 14% of total assets), but 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
10.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
on the day
2023
2 d late
2022
on the day
2021
on the day
2020
24 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 41.7%
2024 · €74k
2019: €-119k
2020: €-92k
2021: €-39k
2022: €-21k
2023: €13k
2024: €74k
2019 → 2025
Total assets
€294k▼ 0.5%
2024 · €296k
2019: €186k
2020: €149k
2021: €178k
2022: €199k
2023: €200k
2024: €296k
2019 → 2025
Net result
€32k▼ 48.1%
2024 · €61k
2019: €-53k
2020: €28k
2021: €53k
2022: €18k
2023: €34k
2024: €61k
2019 → 2025
Working capital
€124k▲ 36.3%
2024 · €91k
2019: €-3k
2020: €18k
2021: €64k
2022: €8k
2023: €44k
2024: €91k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-39k-€-21k▲ 46.3%€13k€74k▲ 472%€105k▲ 41.7%
Operating result€73k-€25k▼ 65.8%€53k▲ 111%€99k▲ 86.6%€61k▼ 38.6%
Net result€53k-€18k▼ 65.3%€34k▲ 87.2%€61k▲ 79.6%€32k▼ 48.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€84k▼ 21.0%
Current assets
€210k▲ 11.0%
Equity and liabilities €294k
Equity
€105k▲ 41.7%
Debt
€189k▼ 14.7%
The debt ratio falls from 74.9% to 64.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90k▼
2024 · €121k
Cash flow
€61k▼
2024 · €84k
Solvency
35.8%▲
2024 · 25.1%
Current ratio
2.45▲
2024 · 1.93
Quick ratio
0.93▲
2024 · 0.85
Debt / equity
1.80▼
2024 · 2.98
ROE
30.2%▼
2024 · 82.5%
ROA
10.8%▼
2024 · 20.7%
Interest coverage
7.43▼
2024 · 19.34
Debt
€189k▼
2024 · €222k
Debt ≤ 1 year
€86k▼
2024 · €98k
Debt > 1 year
€102k▼
2024 · €123k
Income taxes
€17k▼
2024 · €32k
Staff costs
€55k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€296k€294k▼
Fixed assets21/28€107k€84k▼
Tangible fixed assets22/27€104k€82k▼
Furniture and vehicles24€47k€43k▼
Other tangible fixed assets26€58k€39k▼
Financial fixed assets28€2k€2k=
Current assets29/58€189k€210k▲
Stocks and contracts in progress3€106k€130k▲
Stocks30/36€106k€130k▲
Amounts receivable within one year40/41€36k€35k▼
Trade receivables40€35k€34k▼
Other amounts receivable41€1k€113▼
Current investments50/53€0-
Cash at bank and in hand54/58€38k€41k▲
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€296k€294k▼
Equity10/15€74k€105k▲
Contributions10/11€19k€19k=
Reserves13€56k€87k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€54k€85k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€222k€189k▼
Amounts payable after more than one year17€123k€102k▼
Financial debts170/4€123k€102k▼
Amounts payable within one year42/48€98k€86k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€37k€6k▼
Suppliers440/4€37k€6k▼
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€12k€12k▼
Remuneration and social security454/9€8k€5k▼
Other amounts payable47/48€23k€43k▲
Accrued charges and deferred income492/3€941€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€49k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€29k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k€0▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€168k€149k▼
Operating profit (loss)9901€99k€61k▼
Financial income75/76B€498€863▲
Recurring financial income75€498€863▲
Financial charges65/66B€6k€12k▲
Recurring financial charges65€6k€12k▲
Profit (loss) for the period before taxes9903€93k€49k▼
Income taxes67/77€32k€17k▼
Profit (loss) for the period9904€61k€32k▼
Profit (loss) for the period to be appropriated9905€61k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€32k▼
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer to equity691/2€54k€31k▼
To other reserves6921€54k€31k▼
Profit to be distributed694/7-€859
Return on contributions (dividend)694-€859
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €105k ▲41.7%
6 profitable years in a row build equity to €105k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €61k ▲79.6%
Operating result €99k, net result €61k, both a record.
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles de Kerchovelaan 3659000 GentGround area
1,636 m²
Building footprint
551 m²
Volume, LiDAR
5,869 m³
2 parcels, Flanders · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
CB Design
since 20072.159.872.967
CB Design
since 20222.330.900.694
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0425/00V000 | Flanders | 1,219 m² | 1 · 333 m² | 5.8 m · 1 fl. |
| 44805E0601/02B005 | Flanders | 417 m² | 1 · 218 m² | 23.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOOUX
BE 1016.378.272
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EXQUIS DESIGN
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Lede · Eq €105k
NANCY COOL
BE 0836.575.510
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Studio Daskal Laperre
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D/M VERCRUYSSE INTERIEURARCHITECTEN
BE 0820.359.682
Wielsbeke · Eq €104k
Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 1,053 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2007
Fiscal year end30-06
Activities, NACEBEL
47770Retail sale of watches and jewellery
71112Activities of interior architects
47552Retail sale of lighting equipment
47592Retail trade
47789Other retail sale of new goods
52442
52498
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.