ARTE & INTERNI
ActiveSummary
ARTE & INTERNI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,074 and a net result of €54,681. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 9574 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+6
Solvency56▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.73 in 2024; short-term debt: 67.7% and cash: 40.3% of total assets), and 69% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31%
Return on assets
17.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
101 d early
2023
25 d late
2022
49 d early
2021
20 d early
2020
4 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 10 April (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€97,074▲ 129%
2024 · €42,393
Total assets
€312,947▲ 230%
2024 · €94,744
Net result
€54,681▲ 357%
2024 · €11,968
Working capital
-€11,710▼ 12.8%
2024 · -€10,382
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,625▼ 3.7%€3,496▼ 67.1%-€11,605€11,305€64,785▲ 473%
Net result€931below the sector's middle half▼ 84.6%€1,705within the sector's middle half▲ 83.1%-€13,502below the sector's middle half€11,968within the sector's middle half€54,681above the sector's middle half▲ 357%
Equity€42,222within the sector's middle half▲ 2.3%€43,926within the sector's middle half▲ 4.0%€30,424within the sector's middle half▼ 30.7%€42,393within the sector's middle half▲ 39.3%€97,074within the sector's middle half▲ 129%
Total assets€160,035within the sector's middle half▲ 93.8%€131,373within the sector's middle half▼ 17.9%€108,149within the sector's middle half▼ 17.7%€94,744within the sector's middle half▼ 12.4%€312,947within the sector's middle half▲ 230%
Debt€117,813▲ 185%€87,446▼ 25.8%€77,724▼ 11.1%€52,351▼ 32.6%€215,873▲ 312%
Working capital-€32,787below the sector's middle half-€29,124below the sector's middle half▲ 11.2%-€32,030below the sector's middle half▼ 10.0%-€10,382below the sector's middle half▲ 67.6%-€11,710below the sector's middle half▼ 12.8%
Solvency26.4%within the sector's middle half▼ 23.6pp33.4%within the sector's middle half▲ 7.1pp28.1%within the sector's middle half▼ 5.3pp44.7%within the sector's middle half▲ 16.6pp31.0%within the sector's middle half▼ 13.7pp
Current ratio0.44below the sector's middle half▼ 0.660.45below the sector's middle half▲ 0.010.38below the sector's middle half▼ 0.070.73below the sector's middle half▲ 0.350.94below the sector's middle half▲ 0.22
Return on assets (ROA)0.6%below the sector's middle half▼ 6.8pp1.3%within the sector's middle half▲ 0.7pp-12.5%below the sector's middle half▼ 13.8pp12.6%within the sector's middle half▲ 25.1pp17.5%within the sector's middle half▲ 4.8pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 473% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312,947
Fixed assets
€112,915 ▲ 69.0%
Current assets
€200,032 ▲ 616%
Equity and liabilities €312,947
Equity
€97,074 ▲ 129%
Debt
€215,873 ▲ 312%
Debt's share of the balance-sheet total rises from 55.3% to 69.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110,143▲
2024 · €35,057
Cash flow
€100,039▲
2024 · €35,720
Debt to equity
2.22▲
2024 · 1.23
ROE
56.3%▲
2024 · 28.2%
Interest coverage
99.52▲
2024 · 20.05
Debt ≤ 1 year
€211,742▲
2024 · €38,312
Debt > 1 year
€4,131▼
2024 · €14,039
Income taxes
€9,029
Staff costs
€1,194
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €1,194 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,083 | €26,611 | €27,435 | €23,752 | €45,357 | ▲ 91.0% |
| Other operating charges640/8 | €2,422 | €1,370 | €671 | €647 | €2,742 | ▲ 324% |
| Gross operating margin9900 | €29,130 | €31,476 | €16,500 | €35,704 | €114,078 | ▲ 220% |
| Operating profit (loss)9901 | €10,625 | €3,496 | -€11,605 | €11,305 | €64,785 | ▲ 473% |
| Financial income75/76B | €17 | €0 | €26 | €2,412 | €31 | ▼ 98.7% |
| Recurring financial income75 | €17 | €0 | €26 | €2,412 | €31 | ▼ 98.7% |
| Financial charges65/66B | €3,689 | €1,791 | €1,922 | €1,748 | €1,107 | ▼ 36.7% |
| Recurring financial charges65 | €1,550 | €1,791 | €1,922 | €1,748 | €1,107 | ▼ 36.7% |
| Non-recurring financial charges66B | €2,139 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €6,953 | €1,705 | -€13,502 | €11,968 | €63,710 | ▲ 432% |
| Income taxes67/77 | €6,022 | - | - | - | €9,029 | - |
| Profit (loss) for the period9904 | €931 | €1,705 | -€13,502 | €11,968 | €54,681 | ▲ 357% |
| Profit (loss) for the period to be appropriated9905 | €931 | €1,705 | -€13,502 | €11,968 | €54,681 | ▲ 357% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €160,035 | €131,373 | €108,149 | €94,744 | €312,947 | ▲ 230% |
| Fixed assets21/28 | €134,348 | €107,783 | €88,540 | €66,813 | €112,915 | ▲ 69.0% |
| Tangible fixed assets22/27 | €134,348 | €107,783 | €88,540 | €66,813 | €87,915 | ▲ 31.6% |
| Plant, machinery and equipment23 | €52,803 | €46,534 | €47,680 | €42,275 | €36,125 | ▼ 14.5% |
| Furniture and vehicles24 | €81,545 | €61,203 | €40,860 | €24,538 | €51,790 | ▲ 111% |
| Assets under construction and advance payments27 | - | €47 | - | - | - | - |
| Financial fixed assets28 | - | - | - | - | €25,000 | - |
| Current assets29/58 | €25,688 | €23,589 | €19,608 | €27,931 | €200,032 | ▲ 616% |
| Amounts receivable within one year40/41 | €21,161 | €11,112 | €15,609 | €20,280 | €74,071 | ▲ 265% |
| Trade receivables40 | €13,219 | €11,112 | €15,609 | €12,364 | €21,193 | ▲ 71.4% |
| Other amounts receivable41 | €7,943 | - | - | €7,916 | €52,878 | ▲ 568% |
| Cash at bank and in hand54/58 | €3,487 | €11,897 | €3,999 | €7,651 | €125,961 | ▲ 1,546% |
| Deferred charges and accrued income490/1 | €1,039 | €581 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €160,035 | €131,373 | €108,149 | €94,744 | €312,947 | ▲ 230% |
| Equity10/15 | €42,222 | €43,926 | €30,424 | €42,393 | €97,074 | ▲ 129% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Reserves13 | €6,660 | €6,660 | €6,660 | €6,660 | €6,660 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Other1319 | - | - | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €4,800 | €4,800 | €4,800 | €4,800 | €4,800 | = |
| Profit (loss) carried forward14 | €16,962 | €18,666 | €5,164 | €17,133 | €71,814 | ▲ 319% |
| Amounts payable17/49 | €117,813 | €87,446 | €77,724 | €52,351 | €215,873 | ▲ 312% |
| Amounts payable after more than one year17 | €59,339 | €34,733 | €26,086 | €14,039 | €4,131 | ▼ 70.6% |
| Financial debts170/4 | €59,339 | €34,733 | €26,086 | €14,039 | €4,131 | ▼ 70.6% |
| Amounts payable within one year42/48 | €58,474 | €52,713 | €51,638 | €38,312 | €211,742 | ▲ 453% |
| Current portion of amounts payable after more than one year42 | €28,904 | €24,606 | €27,546 | €11,898 | €9,908 | ▼ 16.7% |
| Trade debts44 | €21,968 | €13,635 | €11,224 | €22,391 | €91,035 | ▲ 307% |
| Suppliers440/4 | €21,968 | €13,635 | €11,224 | €22,391 | €91,035 | ▲ 307% |
| Advances received on contracts in progress46 | - | €6,150 | - | - | €100,000 | - |
| Taxes, remuneration and social security45 | €3,176 | €5,744 | €8,959 | €2,864 | €10,799 | ▲ 277% |
| Taxes450/3 | €3,176 | €5,744 | €8,959 | €2,864 | €10,799 | ▲ 277% |
| Other amounts payable47/48 | €4,426 | €2,578 | €3,911 | €1,160 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €931 | €1,705 | -€13,502 | €11,968 | €54,681 | ▲ 357% |
| + Depreciation and write-downs630 | €16,083 | €26,611 | €27,435 | €23,752 | €45,357 | ▲ 91.0% |
| Operating cash flow (approximation) | €17,014 | €28,315 | €13,933 | €35,720 | €100,039 | ▲ 180% |
| Investment in fixed assets (approximation) | - | -€47 | -€8,192 | -€2,025 | -€91,459 | ▼ 4,417% |
| Change in cash | - | €8,410 | -€7,898 | €3,652 | €118,310 | ▲ 3,140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €54,681 ▲357%
Operating result €64,785, net result €54,681, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €11,968
Net result €11,968 after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
12-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €6,644
Net result €6,644 after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2005
Ground area
4,443 m²
Building footprint
233 m²
Volume, LiDAR
1,083 m³
2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARTE & INTERNI
since 20052.147.717.283
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52038B0127/00G004 | Wallonia | 3,032 m² | 1 · 63 m² | - |
| 52038B0127/00H004 | Wallonia | 1,411 m² | 1 · 170 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,323. 5,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2005
Fiscal year end30-09
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
Contact
Phone
071/51.0305Fontaine-l'Evêque
E-invoicing
Reachable via Peppol
Peppol ID
0208:0874758965
Registered
15-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.