Equity
€77,355 from €293,530 in 2022
Equity fell by 74% in 3 years.
CB Consult
Lifetime
8 annual accounts with figures on one time axispeak €275,494 (2025)
€275,494▲ 23.1%
peak €172,773 (2025)
€172,773▲ 22.8%
peak €293,530 (2022)
€77,355▼ 71.2%
€308,195▲ 564%
Board1 name since 2021
1 directorChristophe BULONE
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Gross margin from €223,772 to €275,494Dividend €363,902Equity from €268,484 to €77,355Debts from €46,408 to €308,1951 establishment registeredInvestments €50,289
Key points
from the 2025 annual accountsDebts
€308,195 ▲ 564%
Debts rose by €261,788 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€50,289 3.8 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.99 was 5.87 in 2024
Short-term debts rose from €46,408 to €308,193.
Filings
8 annual accounts 5 late
The 2022 accounts came latest: 103 days after the end of the period.
Position in the sector
€172,773
Higher net result than 95% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
92
Excellent
Financially stronger than 38% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Equity €77,355 (20.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €385,550
Liquidity: current ratio 0.99, cash €260,981
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 22% of them on solvency, 38% on liquidity, 82% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as CB Consult has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CB Consult itself is lower: < 0.1% within 12 months. It rests on far more data about CB Consult than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for CB Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (5.87 in 2024), below 1. Short-term debt is 79.9% and cash 67.7% of total assets. 79.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 days early
2024
23 days early
2023
7 days early
2022
103 days late
2021
30 days late
2020
2 days late
2019
32 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New establishment in Beveren-Kruibeke-Zwijndrecht
Studio Yen, Stationsstraat 30
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0687497594
Company renamed from IT-BULONE to CB Consult
Resignation: Christophe BULONE (director) · Appointment: Christophe BULONE (director) · “Het ontwerpen en programmeren van computerprogramma’s; Computerconsultancy-activiteiten:zoals het verlenen van…” (deed in Dutch) · General meeting of 27-12-2023 · Gazette deed
Registered office moved within Zwijndrecht
New registered office: Walstraat 54 te 2070 Zwijndrecht · Previous registered office: Ferdinand De Deckerstraat 27 te 2070 Zwijndrecht · General meeting of 31-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CB Consult Beveren-Kruibeke-Zwijndrecht | €385,550 | €275,494 | 20.1% | - |
| CodeCraft Rijkevorsel | €438,662 | €265,271 | 21.0% | 2.6 |
| mayflower Antwerp | €404,422 | €245,069 | 50.2% | - |
| Thinq Herentals | €367,671 | €302,303 | 66.9% | 4 |
| Bespoke Services Kontich | €403,004 | €244,326 | 82.2% | 1.8 |
| FOX IN BLUE Ghent | €405,396 | €275,861 | 42.3% | - |
| UCXPERTS Brussels | €346,153 | €293,248 | 20.2% | - |
These companies have the same main activity as CB Consult: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €346,000 and €439,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 04-01-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.271.459.1932070 Beveren-Kruibeke-Zwijndrecht, since 04-01-2018
- 2.377.159.0069120 Beveren-Kruibeke-Zwijndrecht, since 01-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 04-02-2025
Annual accounts 2025
- ≈ €720,000estimated
- €385,550▲ 22.4%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on CB Consult
CB Consult files the micro format. That format states no turnover. The gross margin rose from €132,619 in 2018 to €275,494 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CB Consult
- What is the company number of CB Consult?
- The company number of CB Consult is 0687.497.594. The VAT number is the same number with BE in front: BE 0687.497.594.
- Where is CB Consult based?
- The registered office is at Walstraat 54, 2070 Beveren-Kruibeke-Zwijndrecht.Company details
- What does CB Consult do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CB Consult?
- CB Consult is a private limited company (BV).
- When was CB Consult founded?
- CB Consult was founded on 04-01-2018.
- Is CB Consult still active?
- Yes, CB Consult is an active enterprise in the KBO register.
- How many employees does CB Consult have?
- CB Consult had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CB Consult fall under?
- In its 2025 annual accounts, CB Consult states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of CB Consult?
- The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €275,494 and 133 comparable companies (NACE 62200). It probably lies between €500,000 and €1.2m.
- Is CB Consult profitable?
- In financial year 2025, CB Consult made a profit of €172,773.
- Where can I find the annual accounts of CB Consult?
- CB Consult filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CB Consult due?
- CB Consult must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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