UCXPERTS
ActiveThe computed 12-month bankruptcy probability of UCXPERTS is 3.0% (moderate). The 2024 annual accounts show equity of €75k and a net result of €22k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 395 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+5
Solvency54▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.24 in 2023; short-term debt: 53.8% and cash: 22.5% of total assets), but 71.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.6%
Return on assets
8.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
71 d early
2022
53 d late
2021
43 d late
2020
60 d late
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€75k▲ 40.4%
2023 · €53k
2018: €16k
2019: €21k
2020: €34k
2021: €36k
2022: €45k
2023: €53k
2018 → 2024
Total assets
€262k▲ 25.9%
2023 · €208k
2018: €132k
2019: €261k
2020: €384k
2021: €768k
2022: €266k
2023: €208k
2018 → 2024
Net result
€22k▲ 172%
2023 · €8k
2018: €10k
2019: €5k
2020: €566
2021: €2k
2022: €10k
2023: €8k
2018 → 2024
Working capital
€93k▲ 155%
2023 · €37k
2018: €15k
2019: €13k
2020: €29k
2021: €7k
2022: €15k
2023: €37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€36k▲ 5.4%€45k▲ 27.5%€53k▲ 17.5%€75k▲ 40.4%
Operating result€10k-€9k▼ 5.3%€20k▲ 109%€23k▲ 18.8%€35k▲ 50.8%
Net result€566-€2k▲ 223%€10k▲ 435%€8k▼ 18.9%€22k▲ 172%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 51% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €262k
Fixed assets
€28k▲ 66.2%
Current assets
€234k▲ 22.3%
Equity and liabilities €262k
Equity
€75k▲ 40.4%
Debt
€187k▲ 20.8%
The debt ratio falls from 74.4% to 71.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2023 · €29k
Cash flow
€29k▲
2023 · €14k
Solvency
28.6%▲
2023 · 25.6%
Current ratio
1.66▲
2023 · 1.24
Quick ratio
1.66▲
2023 · 1.24
Debt / equity
2.50▼
2023 · 2.90
ROE
28.8%▲
2023 · 14.9%
ROA
8.2%▲
2023 · 3.8%
Interest coverage
8.50▼
2023 · 13.71
Debt
€187k▲
2023 · €155k
Debt ≤ 1 year
€141k▼
2023 · €155k
Income taxes
€9k▼
2023 · €13k
Staff costs
€212k▲
2023 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€208k€262k▲
Fixed assets21/28€17k€28k▲
Tangible fixed assets22/27€13k€24k▲
Furniture and vehicles24€13k€17k▲
Leasing and similar rights25€389-
Other tangible fixed assets26-€7k
Financial fixed assets28€3k€3k=
Current assets29/58€191k€234k▲
Amounts receivable within one year40/41€131k€175k▲
Trade receivables40€131k€175k▲
Other amounts receivable41€327-
Cash at bank and in hand54/58€60k€59k▼
Equity and liabilities
Total equity and liabilities10/49€208k€262k▲
Equity10/15€53k€75k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€34k€55k▲
Amounts payable17/49€155k€187k▲
Amounts payable within one year42/48€155k€141k▼
Trade debts44€129k€62k▼
Suppliers440/4€129k€62k▼
Taxes, remuneration and social security45€25k€66k▲
Taxes450/3€15k€22k▲
Remuneration and social security454/9€10k€44k▲
Other amounts payable47/48€428€13k▲
Accrued charges and deferred income492/3-€46k
Income statement
Code20232024
Remuneration, social security and pensions62€85k€212k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€5k€41k▲
Gross operating margin9900€119k€296k▲
Operating profit (loss)9901€23k€35k▲
Financial income75/76B€2€88▲
Recurring financial income75€2€88▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€21k€30k▲
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€8k€22k▲
Profit (loss) for the period to be appropriated9905€8k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€55k▲
Profit (loss) brought forward from the previous period14P€26k€34k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €22k ▲172%
Operating result €35k, net result €22k, both a record.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €566 ▼88.3%
Net result drops to €566, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drukpersstraat 41000 BrusselGround area
100 m²
Building footprint
99 m²
Volume, LiDAR
2,129 m³
Parcel 21803C0244/00A002, Brussels · tallest building 23.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
UCXPERTS
since 20172.264.943.367
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0244/00A002 | Brussels | 100 m² | 1 · 99 m² | 23.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAURENT GIQUELLO
BE 0734.463.709
Sint-Lambrechts-Woluwe · Eq €75k
S & A
BE 0877.051.630
Oostende · Eq €75k
NAVYA
BE 0878.236.713
Brussel · Eq €75k
SANO
BE 0874.761.737
Peer · Eq €74k
TECH CONSULTING
BE 0635.901.712
Bastogne · Eq €76k
Of 2,164 companies in sector 61200 we hold annual accounts for 697. 461 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2017
Fiscal year end31-12
Activities, NACEBEL
61200Telecommunications resale and intermediation services
61900Telecommunications
62020IT consultancy
62200Computer consultancy and computer facilities management
43211General electrical installation work
62900Other information technology and computer services
63910Web portal activities
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0471500385