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CB COM

Active Private limited companyfounded 2019active for 7 yearsClos des Abeilles 29, 4840 WelkenraedtKBO/BCE: BE 0737.449.527

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €24,571 (2025)
€24,571▲ 73.0%
lowest -€11,461 (2024)
€2,214▲ €13,675
peak €4,173 (2022)
-€5,401▲ €2,214
€97,873▼ 8.0%
Board2 names since 2019
2 directorsDEBOD Sandrine and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €14,203 to €24,571Back to profit: €2,214Equity from -€7,615 to -€5,401

Key points

from the 2025 annual accounts

Equity

-€5,401
202020212022202320242025

Debts exceed assets in financial year 2025.

Debts

€97,873 106% of the balance sheet
Financial debts 73%Suppliers 6%Taxes and wages 0%Other 21%

Of this, €27,002 falls due within a year.

Investments

€52,979 6.4 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Liquidity

1.21 was 0.77 in 2024

Short-term debts rose from €26,788 to €27,002.

Filings

6 annual accounts 4 late
AprilJune31 JulyOctober202020222024

The 2022 accounts came latest: 32 days after the end of the period.

Position in the sector

-€5,401

Less equity than 82% of companies in wholesale trade. Sector median €56,491 · 13,830 companies.

Checked score

52
Fair
Financially stronger than 53% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.3%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 2.0%▲ +0.6 percentage points vs 07-2025 09-2025: 2.2%▲ +0.2 percentage points vs 08-2025 10-2025: 2.3%▲ +0.1 percentage points vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.1%▼ -0.2 percentage points vs 01-2026 03-2026: 2.0%▼ -0.1 percentage points vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.7%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 2.7%● unchanged vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026

Financial strength
Average

19+2equity -5.8% of total assets
76+32short-term debt 29.2%
48+31return on assets 2.4%

Score breakdown

raises risk
Liquidity: current ratio 1.21
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Founded in 2019
lowers risk
Size: total assets €92,473
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 15% of them on solvency, 80% on liquidity, 37% on profitability and 81% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 906 companies had the same profile as CB COM has now. Each dot stands for 3 companies, two years later.

89.4%
were still trading
4.1%
stopped another way
6.1%
went bankrupt
  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit under 5% of the balance sheet

Another 0.4% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CB COM itself: 2.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 906 companies, not a prediction for CB COM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

Liquidity is tight, with a current ratio of 1.21 (0.77 in 2024), below the usual 1.5. Short-term debt is 29.2% of total assets. Equity is negative.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €92,473
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.21
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 13800 sector peers (2025).
NBB · sector comparison
Position among 13800 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
33 days early
2022
32 days late
2021
31 days late
2020
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 10 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DS
Director
GB
Director
  • GILSON Bernard 100 sharesdeed of 08-11-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0737449527
Registered office moved within Welkenraedt New registered office: Clos des Abeilles, 29 à 4840 Welkenraedt · Previous registered office: rue de l'Yser, 10-4840 Welkenraedt · General meeting of 22-11-2021 · Gazette deed
Incorporation Founding capital of €1,250, 100 shares · Founder: GILSON Bernard (comparant) · Appointments: GILSON Bernard (director) and DEBOD Sandrine (director) · published on 08-11-2019 · Gazette deed
First establishment Rue de l'Yser 10, Welkenraedt
All 14 events

Comparable companies

same main activity, similar in size and age
Company
CB COM Welkenraedt €92,473 €24,571 -5.8% -
TRADER AND TRADE SERVICES Grâce-Hollogne €89,597 €25,094 10.8% -
HBI TECHNOLOGY Schaerbeek €84,509 €21,922 90.9% -
RE - Loop Brussels €86,516 €26,119 -25.5% -
TOP TRADING SERVICES Antwerp €81,289 €18,413 30.6% -
STUC & CO Ath €95,978 €20,245 20.1% -
GAB CONSULT Aywaille €60,175 €22,169 67.9% -

These companies have the same main activity as CB COM: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €60,200 and €96,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 06-11-2019Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190
Establishment unit
2.296.689.3884840 Welkenraedt, since 06-11-2019
Financial year end
31 December
Peppol
Reachable since 24-03-2025
Company details

Annual accounts 2025

€24,571▲ 73.0%
≈ €150,000estimated
€2,214
-€5,401▲ 29.1%
€92,473▼ 6.4%
Filing
Filed on 31-08-2026
Financials

Insights on CB COM

CB COM files the micro format. That format states no turnover. The gross margin rose from €15,612 in 2020 to €24,571 in 2025.

The balance sheet grew most from 2021 to 2022 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€24,571
▲ 73.0%
€9,484
▲ €18,887
€2,214
▲ €13,675
€5,578
▲ €11,642
-5.8%
▲ 1.9 percentage points
1.21
▲ 0.43

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €150,000. Estimated: probably between €93,000 and €340,000.

Balance sheet

balance sheet total €92,473 on 31-12-2025
What the company ownsHow it is paid for

in euro

Position in the sector

-5.8%

Higher than 18% of 13,800 companies in 2025.

1.21

Higher than 37% of 13,181 companies in 2025.

2.4%

Higher than 46% of 13,360 companies in 2025.

CB COM Middle half of the sector 80% of the sector Micro accounts in wholesale trade (NACE 46)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 92,47398,81347,454109,56574,56219,161
21/28 59,89278,09019,12464,62667,86713,757
22/27 59,89278,09019,12464,62667,86712,857
22 9631,233----
24 58,92976,85719,12464,62666,18210,679
25 ----1,684-
28 -----900
29/58 32,58120,72328,33044,9396,6955,404
40/41 32,49316,73315,0786,3936,5695,135
40 4,7293,0256,0506,3936,5695,130
41 27,76313,7089,028--5
54/58 -3,99013,25238,48965269
490/1 88--5762-
Balance sheet: equity and liabilities
10/49 92,47398,81347,454109,56574,56219,161
10/15 -5,401-7,6153,8464,1736211,252
10/11 1,2501,2501,2501,2501,2501,250
14 -6,651-8,8652,5962,923-6292
17/49 97,873106,42843,608105,39273,94117,909
17 70,85079,42028,44637,94748,2306,253
170/4 70,85079,42028,44637,94748,2306,253
42/48 27,00226,78815,16267,44525,71211,656
42 20,33817,1849,50110,28310,0332,337
43 431-----
430/8 431-----
44 5,9107,161-46,5428,4527,068
440/4 5,9107,161-46,5428,4527,068
45 3242,4425,6618,4035,4252,252
450/3 3242,4425,6618,4035,4252,252
47/48 ---2,2181,802-
492/3 21220----
Income statement
76A --7,53821,236--
9900 24,57114,20319,44822,24616,91015,612
630 8,28916,5058,50315,60412,0974,155
640/8 9101,6642,9378737586,019
66A 5,8885,438--900-
9901 9,484-9,4038,0085,7693,1545,438
75/76B 84,133-635323
75 81-635323
76B -4,132----
65/66B 5,6384,7215,2182,0722,019313
65 5,6384,7212,5862,0722,019313
66B --2,633---
9903 3,854-9,9912,7904,3321,1685,129
67/77 1,6401,4702,2837801,8001,126
9904 2,214-11,4615063,552-6324,002
9905 2,214-11,4615063,552-6324,002
Appropriation of the result
9906 -6,651-8,8653,4292,923-6294,002
14P -8,8652,5962,923-6292-
694/7 --833--4,000
694 --833--4,000
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00461816.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00461816 PDF
31-12-2024 micro format 29-08-2025 2025-00438113 PDF
31-12-2023 micro format 28-06-2024 2024-00176577 PDF
31-12-2022 micro format 01-09-2023 2023-00407992 PDF
31-12-2021 micro format 31-08-2022 2022-20360350 PDF
31-12-2020 micro format 29-06-2021 2021-26700198 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
17,7747,10216,51121,37315,2529,593
10,5035,0449,00919,15711,4668,158
52,97980,9083,22314,04867,10715,831
--9,262-25,23738,425-205-
5,578-6,06413,168-22,506-19,016-6,252
-5.8%-7.7%8.1%3.8%0.8%6.5%
1.210.771.870.670.260.46
--11.3425.26-14.30
--13.2%85.1%-319.6%
2.4%-11.6%1.1%3.2%-0.8%20.9%
3.151.506.3910.317.55-

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€52,979€80,908€3,223€14,048€67,107
€8,289€16,505€8,503€15,604€12,097

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CB COM

The operating result for 2025 is a profit of €9,484, after a loss of €9,403 in 2024. It is the highest result since 2020.

Equity is negative. Debt (€97,873) exceeds the balance-sheet total (€92,473).

Board & ownership

Board

2 directors, since incorporation
Director (not named in the articles)
appointed by deed of 08-11-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Director (not named in the articles)
appointed by deed of 08-11-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
DEBOD Sandrine
Director (not named in the articles)
GILSON Bernard
Director (not named in the articles)
Board
Mandates as a list
  • DEBOD Sandrine
    • Director (not named in the articles), appointed by deed of 08-11-2019, still in office
  • GILSON Bernard
    • Director (not named in the articles), appointed by deed of 08-11-2019, still in office

See the board, name and registered office on a given date →

Control

This company
CB COM
Equity -€5,401
Profit €2,214 in 2025

Capital

Contribution
€1,250
Shares
100
Contribution per share
€12.50
Equity per share
-€54.01 in 2025
Source
deed of 08-11-2019

Articles of association

deed of 08-11-2019 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 08-11-2019 ↗

Network & group

No group

CB COM has no parent and no holdings in its annual accounts. CB COM shares no director with another company.

Timeline

Timeline

14 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Back to profit net €2,214 The net result is €2,214, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 29 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0737449527
2024
Weakest financial year net -€11,461 The net result drops to -€11,461, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 33 days before the deadline
2023
Liquidity more than doubled current ratio 1.87 The current ratio rises from 0.67 to 1.87. Short-term debt falls from €67,445 to €15,162.
Annual accounts 2022 filed PDFmicro format · 32 days late
2022
Back to profit net €3,552 The net result is €3,552, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 31 days late
2021
Registered office moved within WelkenraedtNew registered office: Clos des Abeilles, 29 à 4840 Welkenraedt · Previous registered office: rue de l'Yser, 10-4840 Welkenraedt · General meeting of 22-11-20212 points ▸
  • General meeting, 22-11-2021
  • Registered-office move, Clos des Abeilles, 29 à 4840 Welkenraedt
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFmicro format · 32 days before the deadline
2019
IncorporationFounding capital of €1,250, 100 shares · Founder: GILSON Bernard (comparant) · Appointments: GILSON Bernard (director) and DEBOD Sandrine (director) · published on 08-11-20195 points ▸
  • Founder, GILSON Bernard (comparant)
  • Founding capital, €1,250, 100 shares
  • Registered office clause, rue de l’Yser 10, 4840 Welkenraedt
  • Director appointment, GILSON Bernard (director (not named in the articles))
  • Director appointment, DEBOD Sandrine (director (not named in the articles))
  • The deed holds 8 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue de l'Yser 10, Welkenraedt

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 6 November 2019, CB COM was incorporated as a private limited company by one natural person, with a starting capital of €1,250.12 In 2021 the registered office moved to Welkenraedt.3 Today the board has 2 members.4 Total assets went from €19,161 in 2020 to €92,473 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-11-2019
  3. 3Belgian Official Gazette, 14-12-2021
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0737.449.527
VAT number
BE 0737.449.527
Peppol ID
0208:0737449527
Legal form
Private limited company
Status
Active, normal situation
Founded
06-11-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 18:00
deed of 08-11-2019 (in French)
Peppol
Reachable since 24-03-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CB COM in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-11-2019 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
46190 Wholesale trade main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes activités ayant trait aux activités de commissionnaire et d’agent commercial; L’achat et la vente, en gros ou au détail…”
6 activities
  1. Toutes activités ayant trait aux activités de commissionnaire et d’agent commercial
  2. L’achat et la vente, en gros ou au détail, l’importation et l’exportation, la location, la représentation, l’activité de centrale d’achat, le dépôt-vente, la réparation, la fabrication, le montage, la conception et la transformation de vélos de tout type, de tout autre appareil de locomotion similaire, et de tous accessoires et pièces de rechange ; l’achat et la vente, en gros ou au détail, de trottinettes, tandems, tricycles, karts à pédales ou électriques, skateboards, hoverboards, gyropodes, patins à roulettes, et tous accessoires s’y rapportant ; l’achat et la vente, en gros ou au détail, de vêtements, chaussures, casques, couvre-chefs, gants, notamment dans le domaine du sport
  3. La consultance ou développement d’entreprise, le marketing, la recherche de nouveaux marchés et les études sectorielles ; les conseils en relation publique et en communication
  4. Toute activité relevant de la communication sous toutes ses formes (notamment la création de supports publicitaires, marketing, évènements, community management)
  5. La production d’œuvres musicales
  6. L’exploitation d’établissements de restauration rapide, grills, crêperies, gaufreries, snack-bars, grillades, hamburgers, pâtes, friterie, pitas, selfs services, glaciers, restaurants self-services ; l’exploitation de sandwicheries ; l’exploitation de pizzérias ; l’exploitation de cafés, de bars, de bars à tapas, de salons de consommation, de salons de thé, tavernes, buvettes, de débits de boissons ; l’exploitation de restaurants proposant un service complet ; l’exploitation d’hôtels et de tout autre établissement de type HORECA ; l’exploitation de food trucks
deed of 08-11-2019 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Clos des Abeilles 29 registered office 4840 Welkenraedt
Rue de l'Yser 10 4840 Welkenraedt 4619001 Agents in non-specialised wholesale trade 06-11-2019 2.296.689.388

Buildings and parcels at the addresses

Ground area
627 m²
Buildings
127 m²
Volume, LiDAR
1,062 m³
Tallest building
10.3 m
Buildings to scale, each on its own parcel
82 m², 10.3 m 44 m², 10.3 m 82 m², 10.3 m 44 m², 10.3 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
63084A0411/00L013504 m² 1 · 82 m² 10.3 m · 3
63084A0161/00Z000124 m² 1 · 44 m² 10.3 m · 3