CAYMBE
ActiveSummary
CAYMBE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €556k and a net result of €-19k. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability31▲+4
Solvency39=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.16 in 2024; short-term debt: 34.2% and cash: 12.8% of total assets), and 85.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
1 d early
2022
30 d late
2021
3 d early
2020
27 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k▲ 67.4%
2024 · €-58k
Working capital
€229k▲ 6.6%
2024 · €215k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€62k▼ 78.5%€-67k€-47k▲ 30.0%€-18k▲ 62.6%€-8k▲ 55.7%
Net result€63k▼ 76.7%€-86k€-73k▲ 15.2%€-58k▲ 20.7%€-19k▲ 67.4%
Equity€793k▼ 13.9%€706k▼ 10.9%€633k▼ 10.4%€575k▼ 9.2%€556k▼ 3.3%
Total assets€4.31M▼ 6.2%€4.25M▼ 1.4%€4.09M▼ 3.7%€4.03M▼ 1.7%€3.87M▼ 3.8%
Debt€2.99M▼ 3.3%€3.04M▲ 1.7%€2.98M▼ 1.9%€3.00M▲ 0.5%€2.89M▼ 3.5%
Working capital€328k▲ 271%€295k▼ 10.2%€226k▼ 23.4%€215k▼ 4.7%€229k▲ 6.6%
Staff (FTE)0
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.87M
Fixed assets
€2.32M ▼ 5.2%
Current assets
€1.56M ▼ 1.6%
Equity and liabilities €3.87M
Equity
€556k ▼ 3.3%
Provisions
€424k ▼ 5.9%
Debt
€2.89M ▼ 3.5%
Debt's share of the balance-sheet total rises from 74.5% to 74.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €108k
Cash flow
€107k▲
2024 · €68k
Current ratio
1.17▲
2024 · 1.16
Debt to equity
5.20▼
2024 · 5.21
ROE
-3.4%▲
2024 · -10.1%
ROA
-0.5%▲
2024 · -1.4%
Interest coverage
1.55▲
2024 · 1.24
Debt ≤ 1 year
€1.33M▼
2024 · €1.37M
Debt > 1 year
€1.54M▼
2024 · €1.61M
Income taxes
€674▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €175k | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €142k | €143k | €131k | €126k | €126k | = |
| Other operating charges640/8 | €15k | €15k | €18k | €17k | €18k | ▲ 2.3% |
| Gross operating margin9900 | €218k | €90k | €102k | €125k | €136k | ▲ 8.2% |
| Operating profit (loss)9901 | €62k | €-67k | €-47k | €-18k | €-8k | ▲ 55.7% |
| Financial income75/76B | €6k | €10k | €28k | €20k | €39k | ▲ 92.6% |
| Recurring financial income75 | €6k | €10k | €28k | €20k | €39k | ▲ 92.6% |
| Financial charges65/66B | €54k | €55k | €79k | €87k | €76k | ▼ 12.7% |
| Recurring financial charges65 | €54k | €55k | €79k | €87k | €76k | ▼ 12.7% |
| Profit (loss) for the period before taxes9903 | €13k | €-112k | €-99k | €-84k | €-45k | ▲ 47.1% |
| Transfer from deferred taxes780 | €51k | €26k | €26k | €26k | €26k | = |
| Income taxes67/77 | €818 | €814 | €766 | €0 | €674 | - |
| Profit (loss) for the period9904 | €63k | €-86k | €-73k | €-58k | €-19k | ▲ 67.4% |
| Transfer from tax-exempt reserves789 | €99k | €51k | €51k | €51k | €51k | = |
| Profit (loss) for the period to be appropriated9905 | €163k | €-35k | €-22k | €-7k | €32k | ▲ 582% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.31M | €4.25M | €4.09M | €4.03M | €3.87M | ▼ 3.8% |
| Fixed assets21/28 | €2.81M | €2.67M | €2.57M | €2.44M | €2.32M | ▼ 5.2% |
| Tangible fixed assets22/27 | €2.81M | €2.67M | €2.57M | €2.44M | €2.32M | ▼ 5.2% |
| Land and buildings22 | €2.78M | €2.66M | €2.57M | €2.44M | €2.32M | ▼ 5.2% |
| Furniture and vehicles24 | €27k | €7k | €0 | - | - | - |
| Current assets29/58 | €1.50M | €1.58M | €1.52M | €1.58M | €1.56M | ▼ 1.6% |
| Amounts receivable after more than one year29 | €175k | €345k | €390k | €890k | €890k | = |
| Other amounts receivable291 | €175k | €345k | €390k | €890k | €890k | = |
| Amounts receivable within one year40/41 | €172k | €161k | €136k | €149k | €155k | ▲ 4.0% |
| Trade receivables40 | - | - | €7k | €11k | €0 | ▼ 100% |
| Other amounts receivable41 | €172k | €161k | €129k | €138k | €155k | ▲ 12.6% |
| Current investments50/53 | - | - | €946k | €0 | - | - |
| Cash at bank and in hand54/58 | €1.15M | €1.07M | €24k | €526k | €494k | ▼ 6.0% |
| Deferred charges and accrued income490/1 | €6k | €6k | €29k | €17k | €17k | ▲ 0.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.31M | €4.25M | €4.09M | €4.03M | €3.87M | ▼ 3.8% |
| Equity10/15 | €793k | €706k | €633k | €575k | €556k | ▼ 3.3% |
| Contributions10/11 | €172k | €172k | €172k | €172k | €172k | = |
| Capital10 | €172k | €172k | €172k | €172k | €172k | = |
| Issued capital100 | €172k | €172k | €172k | €172k | €172k | = |
| Outside capital11 | €468 | €468 | €468 | €468 | €468 | = |
| Share premium1100/10 | €468 | €468 | €468 | €468 | €468 | = |
| Reserves13 | €1.04M | €986k | €935k | €883k | €832k | ▼ 5.8% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Tax-exempt reserves132 | €1.03M | €978k | €927k | €876k | €825k | ▼ 5.9% |
| Distributable reserves133 | €1k | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-417k | €-452k | €-474k | €-480k | €-448k | ▲ 6.7% |
| Provisions and deferred taxes16 | €530k | €503k | €477k | €451k | €424k | ▼ 5.9% |
| Deferred taxes168 | €530k | €503k | €477k | €451k | €424k | ▼ 5.9% |
| Amounts payable17/49 | €2.99M | €3.04M | €2.98M | €3.00M | €2.89M | ▼ 3.5% |
| Amounts payable after more than one year17 | €1.80M | €1.73M | €1.67M | €1.61M | €1.54M | ▼ 4.1% |
| Financial debts170/4 | €1.80M | €1.73M | €1.67M | €1.61M | €1.54M | ▼ 4.1% |
| Amounts payable within one year42/48 | €1.17M | €1.29M | €1.30M | €1.37M | €1.33M | ▼ 2.9% |
| Current portion of amounts payable after more than one year42 | €107k | €101k | €91k | €93k | €94k | ▲ 1.5% |
| Financial debts43 | €798k | €798k | €798k | €890k | €890k | = |
| Credit institutions430/8 | €798k | €798k | €798k | €890k | €890k | = |
| Trade debts44 | €755 | €3k | €6k | €10k | €86 | ▼ 99.1% |
| Suppliers440/4 | €755 | €3k | €6k | €10k | €86 | ▼ 99.1% |
| Taxes, remuneration and social security45 | €818 | €1k | €3k | €0 | €845 | - |
| Taxes450/3 | €818 | €1k | €3k | €0 | €845 | - |
| Other amounts payable47/48 | €265k | €383k | €400k | €374k | €342k | ▼ 8.6% |
| Accrued charges and deferred income492/3 | €13k | €22k | €15k | €27k | €26k | ▼ 4.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €-86k | €-73k | €-58k | €-19k | ▲ 67.4% |
| + Depreciation and write-downs630 | €142k | €143k | €131k | €126k | €126k | = |
| Operating cash flow (approximation) | €205k | €56k | €58k | €68k | €107k | ▲ 57.6% |
| Investment in fixed assets (approximation) | - | €0 | €-31k | €0 | €0 | - |
| Change in cash | - | €-77k | €-1.05M | €502k | €-32k | ▼ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Back to profitnet €272k
Net result €272k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 1.06
Current ratio from 0.36 to 1.06.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1996
Ground area
810 m²
Building footprint
810 m²
Volume, LiDAR
6,350 m³
Parcel 71325F0896/00B000, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Runkstersteenweg 370, 3500 Hasselt
since 19962.065.557.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0896/00B000 | Flanders | 810 m² | 1 · 810 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 4,605 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-01-1994
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
46190Agents in non-specialised wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.