Active BE 0790.192.781Private limited company

CAYA INVEST

Doorn Noordstraat 4 ·9400 Ninove, Belgium· 3 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of CAYA INVEST is 0.4% (very low). The 2024 annual accounts show equity of €1.91M and a net result of €286k. Its solvency ranks better than 46% of 1398 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€1.91M
Net result	€286k
Better than sector	46%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

65 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 53

Profitability 75

Solvency 53

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

53 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	38.7%	43.5%	better than 46% of 1398 sector peers
Net result	€286k	€42k	better than 86% of 1399 sector peers
Equity	€1.91M	€163k	better than 88% of 1399 sector peers
Gross operating margin	€31k	€72k	better than 32% of 1398 sector peers
Total assets	€4.94M	€607k	better than 89% of 1398 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€286k

-74.9% 23-24

Total assets

€4.94M

+1.3% 23-24

Equity

€1.91M

+17.6% 23-24

Working capital

€-140k

-10.9% 23-24

Dividends

€0

-100.0% 23-24

Debt

€3.03M

-6.8% 23-24

Debt ≤ 1y

€475k

+19.7% 23-24

Debt > 1y

€2.49M

-10.9% 23-24

Show 6 other metrics

Current ratio

0.71

+3.4% 23-24

Quick ratio

0.71

+3.4% 23-24

Solvency

38.7%

+16.1% 23-24

Debt / equity

1.59

-20.8% 23-24

ROE

15.0%

-78.7% 23-24

ROA

5.8%

-75.2% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	-
Net profit	€286k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	€0
Total assets	€4.94M
Equity	€1.91M
Debt	€3.03M
of which ≤ 1y	€475k
of which > 1y	€2.49M
Working capital	€-140k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.71
Quick ratio	0.71
Working capital ratio	-2.8%
Solvency	38.7%
Debt / equity	1.59
Long-term debt ratio	1.31
Interest coverage	-
Gross margin	-
Net margin	-
ROA	5.8%
ROE	15.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €4.60M · 93.2% Current assets €335k · 6.8%

Equity & liabilities

Equity €1.91M · 38.7% Debt €3.03M · 61.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.94M
Fixed assets	21/28	€4.60M
Financial fixed assets	28	€4.60M
Current assets	29/58	€335k
Amounts receivable within one year	40/41	€313k
Cash & bank	54/58	€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.94M
Equity	10/15	€1.91M
Contributions / capital	10/11	€500k
Accumulated profits (losses)	14	€1.41M
Amounts payable	17/49	€3.03M
Amounts payable after one year	17	€2.49M
Amounts payable within one year	42/48	€475k
Trade debts payable within one year	44	€16k
Income statement
Gross operating margin	9900	€31k
Operating result	9901	€31k
Financial income	75	€352k
Financial charges	65	€96k
Result before taxes	9903	€286k
Net result for the period	9904	€286k
Result to be appropriated	9905	€286k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 4 directors

Directors derived from a single State Gazette act, under verification

All 4 current directors first appear in the same act (25347285). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

JANSSENS Dorien
Non-statutory director
State Gazette act 25347285 (25-07-2025)

Current
25-07-2025 → present
JANSSENS Evi
Non-statutory director
State Gazette act 25347285 (25-07-2025)

Current
25-07-2025 → present
JANSSENS Tony
Non-statutory director
State Gazette act 25347285 (25-07-2025)

Current
25-07-2025 → present
PHILIPS Marleen
Non-statutory director
State Gazette act 25347285 (25-07-2025)

Current
25-07-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	29-08-2022
Status	Active
Postal code	9400

Establishment units 1 location

CAYA INVEST

Doorn Noordstraat 4, 9400 NinoveManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.

since 20222.334.762.185

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41048A0592/00Y000	Flanders	5,304 m²	1 · 2,497 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-07-2025

State Gazette act Director changes

Puk De Baerdemaeker

18-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

30-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

25-07-2025 4 directors appointed Director changes·Puk De Baerdemaeker

JANSSENS Tony, Niet-statutair bestuurder
PHILIPS Marleen, Niet-statutair bestuurder
JANSSENS Dorien, Niet-statutair bestuurder
JANSSENS Evi, Niet-statutair bestuurder

Notary: Puk De Baerdemaeker · Lennik

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

CAYA INVEST

Registered office

Doorn Noordstraat 4

9400 Ninove, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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