Checked.be
Active
BE 0440.893.605Coöperatieve vennootschap met beperkte aansprakelijkheid
CAVI
Avenue d'Ecolys(RH) 2 ·5020 Namur, Belgium· 36 yrs active
Sector: Real estate agency activities
(68310)
Conclusion
CAVI has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €396k and a net result of €54k. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €396k |
| Net result | €54k |
| Staff (FTE) | 5.1 |
| Active | 36 yrs |
Financial profile
62
/ 100
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
65
Profitability
68
Solvency
32
Growth
-
Stability
85
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1990, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
65
/ 100
Healthy
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · full schema
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €54k |
| Cash flow | - |
| Staff costs | €222k |
| Income taxes | €25k |
| Dividends | - |
| Total assets | €2.82M |
| Equity | €396k |
| Debt | €2.43M |
| of which ≤ 1y | €1.84M |
| of which > 1y | €588k |
| Working capital | €984k |
| Employees (FTE) | 5.1 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.53 |
| Quick ratio | 1.47 |
| Working capital ratio | 34.8% |
| Solvency | 14.0% |
| Debt / equity | 6.13 |
| Long-term debt ratio | 1.49 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 1.9% |
| ROE | 13.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.82M |
| Current assets | 29/58 | €2.82M |
| Stocks & contracts in progress | 3 | €116k |
| Amounts receivable within one year | 40/41 | €2.64M |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.82M |
| Equity | 10/15 | €396k |
| Contributions / capital | 10/11 | €29k |
| Reserves | 13 | €3k |
| Accumulated profits (losses) | 14 | €364k |
| Amounts payable | 17/49 | €2.43M |
| Amounts payable after one year | 17 | €588k |
| Amounts payable within one year | 42/48 | €1.84M |
| Trade debts payable within one year | 44 | €1.71M |
| Income statement | ||
| Gross operating margin | 9900 | €332k |
| Operating result | 9901 | €44k |
| Financial income | 75 | €95 |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €79k |
| Income taxes | 67/77 | €25k |
| Net result for the period | 9904 | €54k |
| Result to be appropriated | 9905 | €54k |
Legal Structure
| NACE primary | Real estate agency activities(68310) |
| Legal form | Coöperatieve vennootschap met beperkte aansprakelijkheid(008) |
| Incorporation | 10-06-1990 |
| Status | Active |
| Postal code | 5020 |
Establishment units
CAVI CONSTRUCT CAVI ENTREPRISE GENERALE DE CONSTRUCTION COOPERATIVE
since 19902.048.621.984
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92120F0142/00A000 | Wallonia | 3.4 ha | 1 · 6,467 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
28-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
07-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
05-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
30-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
22-07-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
10-07-2018 NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
30-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
25-08-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Joinery installation43320Real estate agency activities68310Real estate activities6831170311Roofing work43410Other specialised construction activities43990Specialised construction activities43999452204525045421Other retail sale of new goods4778952498
Names & trade names
| Legal nameFR | CAVI |
| Trade nameFR | CAVI CONSTRUCT - CAVI Entreprise Générale de Construction - COOPERATIVE CAVI |
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