CAVANOS
ActiveSummary
The computed 12-month bankruptcy probability of CAVANOS is 3.2% (moderate). The 2025 annual accounts show equity of €138,551 and a net result of €5,864. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 13560 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-20
Solvency79▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.84 in 2024; short-term debt: 45.8% and cash: 10.2% of total assets), and 45.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
2.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
5 d late
2023
34 d early
2022
37 d early
2021
43 d early
2020
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€138,551▲ 4.4%
2024 · €132,687
Total assets
€255,715▲ 28.2%
2024 · €199,473
Net result
€5,864▼ 83.9%
2024 · €36,362
Working capital
€59,481▲ 5.9%
2024 · €56,146
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€49,051€24,017▼ 51.0%€43,891▲ 82.7%€54,725▲ 24.7%€14,335▼ 73.8%
Net result€43,770above the sector's middle half€15,097within the sector's middle half▼ 65.5%€28,022above the sector's middle half▲ 85.6%€36,362above the sector's middle half▲ 29.8%€5,864within the sector's middle half▼ 83.9%
Equity€53,206within the sector's middle half▲ 464%€68,303within the sector's middle half▲ 28.4%€96,325above the sector's middle half▲ 41.0%€132,687above the sector's middle half▲ 37.7%€138,551above the sector's middle half▲ 4.4%
Total assets€110,794within the sector's middle half▲ 21.0%€116,844within the sector's middle half▲ 5.5%€122,015within the sector's middle half▲ 4.4%€199,473within the sector's middle half▲ 63.5%€255,715above the sector's middle half▲ 28.2%
Debt€57,588▼ 29.9%€48,541▼ 15.7%€25,690▼ 47.1%€66,786▲ 160%€117,164▲ 75.4%
Working capital€17,555€5,451▼ 68.9%€34,171▲ 527%€56,146▲ 64.3%€59,481▲ 5.9%
Solvency48.0%within the sector's middle half▲ 37.7pp58.5%above the sector's middle half▲ 10.4pp78.9%above the sector's middle half▲ 20.5pp66.5%above the sector's middle half▼ 12.4pp54.2%within the sector's middle half▼ 12.3pp
Staff (FTE)5▼ 28.6%5.7▲ 14.0%7.7▲ 35.1%7.9▲ 2.6%8.6▲ 8.9%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255,715
Fixed assets
€79,070 ▲ 3.3%
Current assets
€176,645 ▲ 43.7%
Equity and liabilities €255,715
Equity
€138,551 ▲ 4.4%
Debt
€117,164 ▲ 75.4%
Debt's share of the balance-sheet total rises from 33.5% to 45.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48,155▼
2024 · €80,514
Cash flow
€39,685▼
2024 · €62,151
Current ratio
1.51▼
2024 · 1.84
Quick ratio
1.46▼
2024 · 1.74
Debt to equity
0.85▲
2024 · 0.50
ROE
4.2%▼
2024 · 27.4%
ROA
2.3%▼
2024 · 18.2%
Interest coverage
14.76▼
2024 · 19.53
Debt ≤ 1 year
€117,164▲
2024 · €66,786
Income taxes
€5,319▼
2024 · €16,305
Staff costs
€257,558▲
2024 · €233,980
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €186,001 | €227,534 | €233,980 | €257,558 | ▲ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,756 | €21,624 | €19,081 | €25,789 | €33,821 | ▲ 31.1% |
| Other operating charges640/8 | - | €3,377 | €2,432 | €4,230 | €13,955 | ▲ 230% |
| Gross operating margin9900 | €173,721 | €235,019 | €292,938 | €318,724 | €319,669 | ▲ 0.3% |
| Operating profit (loss)9901 | €49,051 | €24,017 | €43,891 | €54,725 | €14,335 | ▼ 73.8% |
| Financial income75/76B | - | €826 | €1 | €2,066 | €111 | ▼ 94.6% |
| Recurring financial income75 | €6 | €826 | €1 | €2,066 | €111 | ▼ 94.6% |
| Financial charges65/66B | - | €4,777 | €4,624 | €4,124 | €3,263 | ▼ 20.9% |
| Recurring financial charges65 | €2,737 | €4,777 | €4,624 | €4,124 | €3,263 | ▼ 20.9% |
| Profit (loss) for the period before taxes9903 | €46,320 | €20,066 | €39,268 | €52,667 | €11,183 | ▼ 78.8% |
| Income taxes67/77 | €2,550 | €4,969 | €11,246 | €16,305 | €5,319 | ▼ 67.4% |
| Profit (loss) for the period9904 | €43,770 | €15,097 | €28,022 | €36,362 | €5,864 | ▼ 83.9% |
| Profit (loss) for the period to be appropriated9905 | €43,770 | €15,097 | €28,022 | €36,362 | €5,864 | ▼ 83.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,794 | €116,844 | €122,015 | €199,473 | €255,715 | ▲ 28.2% |
| Fixed assets21/28 | €35,651 | €62,852 | €62,154 | €76,541 | €79,070 | ▲ 3.3% |
| Tangible fixed assets22/27 | €34,720 | €61,620 | €60,923 | €75,310 | €77,839 | ▲ 3.4% |
| Plant, machinery and equipment23 | - | €2,499 | €9,492 | €12,897 | €14,009 | ▲ 8.6% |
| Furniture and vehicles24 | - | €37,422 | €28,695 | €28,804 | €22,675 | ▼ 21.3% |
| Leasing and similar rights25 | - | - | - | €1,412 | €12,751 | ▲ 803% |
| Other tangible fixed assets26 | - | €21,699 | €22,736 | €32,197 | €28,403 | ▼ 11.8% |
| Financial fixed assets28 | €932 | €1,232 | €1,232 | €1,232 | €1,232 | = |
| Current assets29/58 | €75,142 | €53,992 | €59,861 | €122,932 | €176,645 | ▲ 43.7% |
| Stocks and contracts in progress3 | €9,380 | €8,808 | €9,160 | €7,000 | €5,450 | ▼ 22.1% |
| Stocks30/36 | - | €8,808 | €9,160 | €7,000 | €5,450 | ▼ 22.1% |
| Amounts receivable within one year40/41 | €7,480 | €26,468 | €28,646 | €82,534 | €144,921 | ▲ 75.6% |
| Trade receivables40 | - | €142 | €336 | €19,286 | €90,845 | ▲ 371% |
| Other amounts receivable41 | - | €26,326 | €28,310 | €63,248 | €54,075 | ▼ 14.5% |
| Cash at bank and in hand54/58 | €41,335 | €18,716 | €22,055 | €33,398 | €26,209 | ▼ 21.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €65 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,794 | €116,844 | €122,015 | €199,473 | €255,715 | ▲ 28.2% |
| Equity10/15 | €53,206 | €68,303 | €96,325 | €132,687 | €138,551 | ▲ 4.4% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | €18,600 | €18,600 | €18,600 | - | - |
| Other1109/19 | - | €18,600 | €18,600 | €18,600 | - | - |
| Profit (loss) carried forward14 | €34,606 | €49,703 | €77,725 | €114,087 | €119,951 | ▲ 5.1% |
| Amounts payable17/49 | €57,588 | €48,541 | €25,690 | €66,786 | €117,164 | ▲ 75.4% |
| Amounts payable within one year42/48 | €57,588 | €48,541 | €25,690 | €66,786 | €117,164 | ▲ 75.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €2,224 | - |
| Trade debts44 | €21,378 | €12,789 | €6,138 | €32,949 | €87,349 | ▲ 165% |
| Suppliers440/4 | - | €12,789 | €6,138 | €32,949 | €87,349 | ▲ 165% |
| Taxes, remuneration and social security45 | - | €24,238 | €17,139 | €33,383 | €27,591 | ▼ 17.4% |
| Taxes450/3 | - | €7,441 | €13,156 | €20,517 | €12,455 | ▼ 39.3% |
| Remuneration and social security454/9 | - | €16,797 | €3,983 | €12,866 | €15,136 | ▲ 17.6% |
| Other amounts payable47/48 | - | €11,514 | €2,414 | €454 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,770 | €15,097 | €28,022 | €36,362 | €5,864 | ▼ 83.9% |
| + Depreciation and write-downs630 | €18,756 | €21,624 | €19,081 | €25,789 | €33,821 | ▲ 31.1% |
| Operating cash flow (approximation) | €62,526 | €36,721 | €47,104 | €62,151 | €39,685 | ▼ 36.1% |
| Investment in fixed assets (approximation) | - | -€48,824 | -€18,384 | -€40,176 | -€36,350 | ▲ 9.5% |
| Change in cash | - | -€22,618 | €3,338 | €11,343 | -€7,189 | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-09
Financial
Equity above €100,000Eq €132,687 ▲37.7%
4 profitable years in a row build equity to €132,687.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 2.33
Current ratio from 1.11 to 2.33; short-term debt falls from €48,541 to €25,690.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €43,770
Net result €43,770 after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.49 to 1.30; short-term debt falls from €75,655 to €57,588.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2019
Ground area
27 m²
Parcel 52011D0126/02S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BELCHICKEN
since 20192.288.656.206
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0126/02S000indicative | Wallonia | 27 m² | - | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.288.656.206
Similar companies · same sector, comparable size
MERANO
BE 0719.841.057
Visé · Eq €138,463
YU LONG ZHOU
BE 1007.426.063
Maasmechelen · Eq €138,378
ONTBIJTCENTRALE
BE 0843.987.793
Scherpenheuvel-Zichem · Eq €138,373
Frituur De Post
BE 0724.705.509
Poperinge · Eq €138,765
KARJOSA
BE 0894.439.572
Herent · Eq €138,770
Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 7,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-03-2019
Fiscal year end30-09
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0723816869
Also
9925:BE0723816869
Registered
24-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.