BRUWESKO
ActiveThe computed 12-month bankruptcy probability of BRUWESKO is 3.0% (moderate). The 2026 annual accounts show equity of €83k and a net result of €26k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 80 sector peers (fiscal year 2026). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
86
/ 100
Excellent= vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency72▲+20
Growth78=
Stability100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.34 in 2025), but 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
34.6%
Return on assets
11%
Age of the figures
5 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-08-2026, 68 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
68 d early
2025
59 d early
2024
52 d early
2023
145 d early
2022
56 d early
2021
107 d early
2020
131 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€83k▲ 46.4%
2025 · €57k
2020: €20k
2021: €35k
2022: €52k
2023: €34k
2024: €20k
2025: €57k
2020 → 2026
Total assets
€241k▲ 19.7%
2025 · €201k
2020: €59k
2021: €35k
2022: €95k
2023: €34k
2024: €160k
2025: €201k
2020 → 2026
Net result
€26k▼ 27.7%
2025 · €37k
2020: €5k
2021: €15k
2022: €18k
2023: €-18k
2024: €-14k
2025: €37k
2020 → 2026
Working capital
€108k▲ 178%
2025 · €39k
2020: €4k
2021: €14k
2022: €30k
2023: €26k
2024: €-13k
2025: €39k
2020 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€52k-€34k▼ 35.2%€20k▼ 40.0%€57k▲ 179%€83k▲ 46.4%
Operating result€27k-€-18k€-9k▲ 47.9%€45k€49k▲ 7.1%
Net result€18k-€-18k€-14k▲ 26.4%€37k€26k▼ 27.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed three years in a row; 2026 is 7% above 2025 and is the highest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €241k
Fixed assets
€3k▼ 94.3%
Current assets
€238k▲ 55.9%
Equity and liabilities €241k
Equity
€83k▲ 46.4%
Debt
€158k▲ 9.2%
The debt ratio falls from 71.7% to 65.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€50k▼
2025 · €63k
Cash flow
€27k▼
2025 · €54k
Solvency
34.6%▲
2025 · 28.3%
Current ratio
1.83▲
2025 · 1.34
Quick ratio
1.83▲
2025 · 1.30
Debt / equity
1.89▼
2025 · 2.53
ROE
31.7%▼
2025 · 64.2%
ROA
11.0%▼
2025 · 18.2%
Interest coverage
9.50▼
2025 · 11.48
Debt
€158k▲
2025 · €144k
Debt ≤ 1 year
€130k▲
2025 · €114k
Debt > 1 year
€27k▼
2025 · €30k
Income taxes
€17k▲
2025 · €3k
Staff costs
€270k▲
2025 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€201k€241k▲
Fixed assets21/28€48k€3k▼
Tangible fixed assets22/27€48k€3k▼
Plant, machinery and equipment23€37k€3k▼
Furniture and vehicles24€4k€0▼
Other tangible fixed assets26€8k€0▼
Current assets29/58€153k€238k▲
Stocks and contracts in progress3€5k€0▼
Stocks30/36€5k€0▼
Amounts receivable within one year40/41€14k€129k▲
Trade receivables40€11k€81k▲
Other amounts receivable41€4k€48k▲
Cash at bank and in hand54/58€123k€107k▼
Deferred charges and accrued income490/1€11k€2k▼
Equity and liabilities
Total equity and liabilities10/49€201k€241k▲
Equity10/15€57k€83k▲
Contributions10/11€15k€15k=
Reserves13€41k€68k▲
Distributable reserves133€41k€68k▲
Profit (loss) carried forward14€932€364▼
Amounts payable17/49€144k€158k▲
Amounts payable after more than one year17€30k€27k▼
Other amounts payable178/9€30k€27k▼
Amounts payable within one year42/48€114k€130k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43-€7k
Credit institutions430/8-€6k
Other loans439-€825
Trade debts44€76k€62k▼
Suppliers440/4€76k€62k▼
Taxes, remuneration and social security45€38k€55k▲
Taxes450/3€17k€17k▼
Remuneration and social security454/9€21k€38k▲
Income statement
Code20252026
Remuneration, social security and pensions62€225k€270k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€1k▼
Other operating charges640/8€1k€19k▲
Gross operating margin9900€289k€338k▲
Operating profit (loss)9901€45k€49k▲
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€40k€43k▲
Income taxes67/77€3k€17k▲
Profit (loss) for the period9904€37k€26k▼
Profit (loss) for the period to be appropriated9905€37k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€27k▼
Profit (loss) brought forward from the previous period14P€384€932▲
Transfer from equity791/2€0-
Transfer to equity691/2€36k€27k▼
To other reserves6921€36k€27k▼
Social balance
Average headcount (FTE)908716.817.5▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-18k ▼205%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity times 44current ratio 75.48
Current ratio from 1.71 to 75.48; short-term debt falls from €42k to €346.
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Liquidity times 20current ratio 23.13
Current ratio from 1.13 to 23.13; short-term debt falls from €28k to €626.
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Starrenhoflaan 262950 KapellenGround area
5,100 m²
Building footprint
2,457 m²
Volume, LiDAR
15,325 m³
Parcel 11023C0139/00W000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUWESKO
since 20192.291.307.769
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023C0139/00W000 | Flanders | 5,100 m² | 1 · 2,457 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SHAMS
BE 0713.685.022
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TUL'IN
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AYYA
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 7,914 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2019
Fiscal year end31-03
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.