Summary
BeStIn Fin is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €139,668 and a net result of €420,086. Equity has been growing by about 3.3% per year since 2018. Its solvency ranks better than 19% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 27-06-1984 Normal situation
- Activity
- Agents and brokers in banking services NACE 66191and 1 other
- Joint committee
- 341 Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten · annual accounts 2025
- Establishment units
- 2.120.658.144 3300 Tienen, since 01-07-1984
- 2.214.969.264 3380 Glabbeek, since 17-12-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 03-11-2025
Board and ownership
Board
- BeStInManaging director · permanent representative Bert Vandeput
- Cauwenberghs & CoDirector · since 31-10-2024 · permanent representative Kathleen Cauwenberghs
- HENDRICKXDirector · since 31-10-2024 · permanent representative Carl Hendrickx
Shareholders
- BeStIn80%31-03-2025 annual accounts of BeStIn
- Cauwenberghs & Co10%2025 annual accounts of Cauwenberghs & Co
- STRUCA10%2025 annual accounts of STRUCA
- Holdings
- Shares in 1 company Pathfinder
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €420,086
- ▲ 666%
- Equity
- €139,668
- ▲ 0.1%
- Total assets
- €1.5m
- ▲ 91.2%
- Employees on 31-12-2025
- 7
- ▲ 133%
Net result +666%: other schema
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1853 sector peers (2025).
NBB · sector comparisonPosition among 1853 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
14 days late
2023
30 days late
2022
30 days late
2021
30 days late
2020
8 days early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Company renamed from HENDRICKX - VANDREPOL to BeStIn FinResignations: HENDRICKX Stephan (statutory director) and Struca (statutory director)
- · Gazette deed Change of role: Struca, from statutory director to directorResignation: Stephan Hendrickx (statutory director) · Appointments: BeStin, Pathnder and 2 others
- · Gazette deed Registered office moved from Tienen to GlabbeekChanges of role: HENDRICKX Stephan Camille Alice Fernand (statutory director) and STRUCA (statutory director) · Permanent representative: Johan Sué
Comparable companies
These companies have the same main activity as BeStIn Fin: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 1986 and 2000.
| Company | Total assets | Gross margin |
|---|---|---|
| BeStIn Fin Glabbeek | €1.5m | €0.8m |
| WESTFIN Veurne | €1.7m | €0.8m |
| Zakenkantoor Wellens & Peeters Mol | €1.8m | €0.8m |
| ZAKENKANTOOR DE RO Pajottegem | €1.2m | €1.2m |
| TIFRASS Londerzeel | €1.2m | €0.6m |
| Barbé-Borloo Liedekerke | €1.1m | €0.9m |
| VERHEMELDONCK Diest | €1.3m | €0.7m |
Key facts about BeStIn Fin
- What is the company number of BeStIn Fin?
- The company number of BeStIn Fin is 0427.020.922. The VAT number is the same number with BE in front: BE 0427.020.922.
- Where is BeStIn Fin based?
- The registered office is at Dries 4/A, 3380 Glabbeek.Company details
- What does BeStIn Fin do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of BeStIn Fin?
- The legal form of BeStIn Fin is Private limited company (BV).
- When was BeStIn Fin founded?
- BeStIn Fin was founded on 27-06-1984.
- Is BeStIn Fin still active?
- Yes, BeStIn Fin is an active enterprise in the KBO register.
- How many employees does BeStIn Fin have?
- BeStIn Fin had an average of 5.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BeStIn Fin fall under?
- In its 2025 annual accounts, BeStIn Fin states joint committee 341 (Paritair Comité voor de bemiddeling in bank- en beleggingsdiensten).
- What is the turnover of BeStIn Fin?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €786,057 and 31 comparable companies (NACE 66). It probably lies between €1.1m and €1.5m.
- Is BeStIn Fin profitable?
- In financial year 2025, BeStIn Fin made a profit of €420,086.
- Where can I find the annual accounts of BeStIn Fin?
- BeStIn Fin filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BeStIn Fin due?
- BeStIn Fin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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