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CATTOIR

Active
Private limited companyfounded 198739 yrs activeStapsteenweg(Heu) 3, 9070 Destelbergen, BelgiumKBO/BCE: BE 0432.551.407
Summary

CATTOIR has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369k and a net result of €10k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.44 against 8.91 in 2024; short-term debt: 14.5% and cash: 10.9% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.5%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
on the day
2023
26 d early
2022
28 d late
2021
46 d late
2020
61 d late
2019
25 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€369k▼ 7.5%
2024 · €398k
2018: €569k 2019: €602k 2020: €644k 2021: €414k 2022: €414k 2023: €432k 2024: €398k
2018 → 2025
Total assets
€431k▼ 4.6%
2024 · €452k
2018: €640k 2019: €658k 2020: €746k 2021: €462k 2022: €443k 2023: €449k 2024: €452k
2018 → 2025
Net result
€10k▲ 8.4%
2024 · €9k
2018: €44k 2019: €34k 2020: €41k 2021: €13k 2022: €-95 2023: €19k 2024: €9k
2018 → 2025
Working capital
€341k▼ 12.7%
2024 · €391k
2018: €570k 2019: €610k 2020: €648k 2021: €412k 2022: €412k 2023: €434k 2024: €391k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€414k-€414k=€432k▲ 4.5%€398k▼ 7.8%€369k▼ 7.5%
Operating result€22k-€654▼ 97.0%€27k▲ 4,047%€3k▼ 88.5%€12k▲ 298%
Net result€13k-€-95€19k€9k▼ 51.8%€10k▲ 8.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €22k€22kNet result 2021: €13k€13kOperating result 2022: €654€654Net result 2022: €-95€-95Operating result 2023: €27k€27kNet result 2023: €19k€19kOperating result 2024: €3k€3kNet result 2024: €9k€9kOperating result 2025: €12k€12kNet result 2025: €10k€10k20212022202320242025€0€10k€20k€30kOperating result 2023: €27k€27kNet result 2023: €19k€19kOperating result 2024: €3k€3.1kNet result 2024: €9k€8.9kOperating result 2025: €12k€12kNet result 2025: €10k€9.7k202320242025
The operating result recovers in 2025; 2025 is 298% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €431k
Fixed assets €27k ▲ 131%
Current assets €404k ▼ 8.3%
Equity and liabilities €431k
Equity €369k ▼ 7.5%
Debt €63k ▲ 16.1%
Debt's share of the balance-sheet total rises from 11.9% to 14.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18k
2024 · €4k
Cash flow
€15k
2024 · €10k
Current ratio
6.44
2024 · 8.91
Quick ratio
6.36
2024 · 8.81
Debt to equity
0.17
2024 · 0.14
ROE
2.6%
2024 · 2.2%
ROA
2.2%
2024 · 2.0%
Interest coverage
49.23
2024 · 16.59
Debt ≤ 1 year
€63k
2024 · €49k
Income taxes
€6k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€452k€431k
Fixed assets21/28€12k€27k
Tangible fixed assets22/27€12k€27k
Plant, machinery and equipment23€329€136
Furniture and vehicles24€4k€20k
Other tangible fixed assets26€8k€7k
Current assets29/58€441k€404k
Stocks and contracts in progress3€5k€5k
Stocks30/36€5k€5k
Amounts receivable within one year40/41€21k€26k
Trade receivables40€7k€12k
Other amounts receivable41€14k€14k
Current investments50/53€304k€320k
Cash at bank and in hand54/58€102k€47k
Deferred charges and accrued income490/1€9k€6k
Equity and liabilities
Total equity and liabilities10/49€452k€431k
Equity10/15€398k€369k
Contributions10/11€87k€87k=
Outside capital11€87k€87k=
Other1109/19€87k€87k=
Reserves13€312k€282k
Tax-exempt reserves132€992€992=
Distributable reserves133€311k€281k
Amounts payable17/49€54k€63k
Amounts payable within one year42/48€49k€63k
Trade debts44€6k€5k
Suppliers440/4€6k€5k
Taxes, remuneration and social security45€258€176
Taxes450/3€258€176
Other amounts payable47/48€43k€58k
Accrued charges and deferred income492/3€5k-
Income statement Code20242025
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k
Other operating charges640/8€5k€5k
Gross operating margin9900€9k€22k
Operating profit (loss)9901€3k€12k
Financial income75/76B€11k€3k
Recurring financial income75€11k€3k
Non-recurring financial income76B-€322
Financial charges65/66B€1k€357
Recurring financial charges65€264€357
Non-recurring financial charges66B€837-
Profit (loss) for the period before taxes9903€13k€15k
Income taxes67/77€4k€6k
Profit (loss) for the period9904€9k€10k
Profit (loss) for the period to be appropriated9905€9k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k
Transfer from equity791/2€43k€39k
Transfer to equity691/2€9k€10k
To other reserves6921€9k€10k
Profit to be distributed694/7€43k€39k
Return on contributions (dividend)694€43k€39k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial Liquidity doublescurrent ratio 31.44
Current ratio from 15.04 to 31.44; short-term debt falls from €29k to €14k.
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Weakest financial yearnet €-95 ▼101%
Net result drops to €-95, the lowest in the series; recovery starts the following year.
15-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
06-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
10-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 41 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 1988
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stapsteenweg(Heu) 39070 Destelbergen
Ground area
1,409 m²
Building footprint
712 m²
Volume, LiDAR
3,909 m³
Parcel 44372A0337/00A000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CATTOIR NV
Stapsteenweg(Heu) 3, 9070 DestelbergenNACE 4522002
since 19882.034.427.817
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44372A0337/00A000 Flanders 1,409 m² 1 · 712 m² 6.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,187 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-09-1987
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.