INTER RENO DECOR
ActiveINTER RENO DECOR has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €368k and a net result of €6k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 94% of 3549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+50
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.93 against 5.8 in 2023; short-term debt: 13.8% and cash: 1.3% of total assets), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
82 d late
2022
25 d late
2021
37 d late
2020
86 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2023 · €-8k
2018: €26k
2019: €76k
2020: €54k
2021: €-46k
2022: €603
2023: €-8k
2018 → 2024
Working capital
€357k▲ 3.2%
2023 · €346k
2018: €336k
2019: €382k
2020: €348k
2021: €342k
2022: €374k
2023: €346k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€466k-€420k▼ 9.9%€395k▼ 5.8%€363k▼ 8.3%€368k▲ 1.6%
Operating result€57k-€-44k€-8k▲ 80.6%€-18k▼ 111%€-6k▲ 67.4%
Net result€54k-€-46k€603€-8k€6k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €18k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €436k
Fixed assets
€19k▼ 46.6%
Current assets
€417k▼ 0.2%
Equity and liabilities €436k
Equity
€368k▲ 1.6%
Debt
€68k▼ 25.1%
The debt ratio falls from 19.9% to 15.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2023 · €645
Cash flow
€25k▲
2023 · €11k
Solvency
84.5%▲
2023 · 80.1%
Current ratio
6.93▲
2023 · 5.80
Quick ratio
6.93▲
2023 · 5.80
Debt / equity
0.18▼
2023 · 0.25
ROE
1.6%▲
2023 · -2.2%
ROA
1.3%▲
2023 · -1.7%
Interest coverage
6.14▲
2023 · 0.46
Debt
€68k▼
2023 · €90k
Debt ≤ 1 year
€60k▼
2023 · €72k
Debt > 1 year
€7k▼
2023 · €18k
Income taxes
€-547▼
2023 · €-197
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€453k€436k▼
Fixed assets21/28€35k€19k▼
Tangible fixed assets22/27€30k€14k▼
Furniture and vehicles24€19k€7k▼
Leasing and similar rights25€12k€7k▼
Financial fixed assets28€5k€5k=
Current assets29/58€418k€417k▼
Amounts receivable after more than one year29€209k€209k=
Other amounts receivable291€209k€209k=
Amounts receivable within one year40/41€172k€197k▲
Trade receivables40€62k€53k▼
Other amounts receivable41€109k€144k▲
Current investments50/53€15€15=
Cash at bank and in hand54/58€35k€6k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€453k€436k▼
Equity10/15€363k€368k▲
Contributions10/11€19k€19k=
Reserves13€2k€8k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€603€6k▲
Profit (loss) carried forward14€342k€342k=
Amounts payable17/49€90k€68k▼
Amounts payable after more than one year17€18k€7k▼
Financial debts170/4€18k€7k▼
Amounts payable within one year42/48€72k€60k▼
Current portion of amounts payable after more than one year42€14k€11k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€38k€45k▲
Taxes450/3€38k€36k▼
Remuneration and social security454/9-€9k
Other amounts payable47/48€18k-
Income statement
Code20232024
Non-recurring operating income76A€3k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€4k€1k▼
Non-recurring operating charges66A€10k€5k▼
Gross operating margin9900€15k€19k▲
Operating profit (loss)9901€-18k€-6k▲
Financial income75/76B€11k€13k▲
Recurring financial income75€11k€13k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-8k€5k▲
Income taxes67/77€-197€-547▼
Profit (loss) for the period9904€-8k€6k▲
Profit (loss) for the period to be appropriated9905€-8k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€367k€347k▼
Profit (loss) brought forward from the previous period14P€374k€342k▼
Transfer to equity691/2-€6k
To other reserves6921-€6k
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 54 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 82 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Back to profitnet €603
Net result €603 after one loss-making year.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 37 days late
2021
31-12
Financial
Weakest financial yearnet €-46k ▼185%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Highest result since 2018net €76k ▲195%
Operating result €101k, net result €76k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
17-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 78 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 1191040 EtterbeekGround area
1,253 m²
Building footprint
333 m²
Volume, LiDAR
7,526 m³
Parcel 21362B0292/00X006, Brussels · tallest building 29.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
INTER RENO DECO SPRL
since 20032.133.169.362
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0292/00X006 | Brussels | 1,253 m² | 1 · 333 m² | 29.8 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALVITECH
BE 0842.777.966
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BE 0433.103.713
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HUYGHE DIRK
BE 0844.392.918
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TC-C
BE 0818.391.770
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CATTOIR
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Destelbergen · Eq €369k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 7,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2003
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43331Floor and wall tiling
43341Painting of buildings
43350Other building finishing work
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.