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CATTEEUW BERT

Active
Private limited companyfounded 201610 yrs activeSint-Henricusstraat 2, 8800 Roeselare, BelgiumKBO/BCE: BE 0662.721.915
Summary

The computed 12-month bankruptcy probability of CATTEEUW BERT is 2.2% (moderate). The 2025 annual accounts show equity of €231,803 and a net result of €112,788. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 13458 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
CATTEEUW BERTActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€533,156total assets 2025
Equity
€231,803
Profit
€112,788
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
2.2%
Structure
Holdings
2
Accounts 51 d early1 of 4 deeds read
Why 54- 2 changes of registered office in 24 months- Liquidity: current ratio 1.52, cash €23,480+ Size: total assets €533,156+ Figures for FY 2025 (filed 10-06-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 58% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 68+5
equity 43.5% of total assets
Liquidity 38+2
short-term debt 37.7% · cash 4.4%
Profitability 95+6
return on assets 21.2%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -0.9% vs 12-2024lowest value 02-2025: 0.5%▲ +117% vs 01-2025 03-2025: 0.5%▲ +3.2% vs 02-2025 04-2025: 0.6%▲ +17.4% vs 03-2025 05-2025: 0.5%▼ -10.7% vs 04-2025 06-2025: 0.5%● 0.0% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▲ +0.6% vs 12-2025 02-2026: 0.5%▲ +1.2% vs 01-2026 03-2026: 0.5%▼ -0.8% vs 02-2026 04-2026: 0.6%▲ +18.8% vs 03-2026 05-2026: 0.8%▲ +25.3% vs 04-2026 06-2026: 2.6%▲ +244% vs 05-2026highest value 07-2026: 2.2%▼ -15.8% vs 06-2026 08-2026: 2.2%● 0.0% vs 07-2026 09-2026: 2.2%● 0.0% vs 08-2026 10-2026: 2.2%● 0.0% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Size: total assets €533,156 lowers the probability for this profile
  • Figures for FY 2025 (filed 10-06-2026) lowers the probability
  • Liquidity: current ratio 1.52, cash €23,480 raises the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.56 in 2024; short-term debt: 37.7% and cash: 4.4% of total assets), but 56.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 52%, liquidity 36%, profitability 88%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €533,156
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 10-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.52, cash €23,480
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
51 d early
2024
98 d early
2023
30 d early
2022
34 d early
2021
18 d early
2020
23 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Highest result since 2018net €112,788 ▲4.7%

Key points

  • Positive: Among the best 5% on net resultsector median €5,579 · 13,466 companies €112,788 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €112,788 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€533,156
Profit
€112,788
Solvency
43.5%
Total assets▼ 7.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 10-06-2026Annual accounts filed
  2. 07-05-2026Registered office
  3. 31-12-2025Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
14-09-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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