Financials
- Financial year
- 2025
- Total assets
- €66,099
- Profit
- €13,317
- Solvency
- -4.1%
Total assets▲ 0.7%
Net result
20182025
CATRAFIN
ActiveSummary
The computed 12-month bankruptcy probability of CATRAFIN is 1.6% (moderate). The 2025 annual accounts show negative equity (-€2,718) and a net result of €13,317. Equity is shrinking by about 64% per year across the filed financial years. Its solvency ranks better than 19% of 13,639 sector peers (NACE 46, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711Freight transport by road NACE 49410
1 site
Size
€66,099total assets 2025
- Staff
- 1 FTE
- Equity
- -€2,718
- Profit
- €13,317
Turnover not published (micro format)
Structure
- Annelien JonckheereDirector
- D’HULSTER VeroniqueDirector
2025 accounts filed 31 days late3 of 6 deeds summarised
Why 55raises risk1 change of registered office in 24 monthsNegative equity -€2,718lowers riskSize: total assets €66,099Figures for financial year 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency
21+20
equity -4.1% of total assets
Liquidity
6=
short-term debt 103.9% · cash 4.7%
Profitability
88+47
return on assets 20.1%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.4%
12-2024: 1.4%● unchanged vs 11-2024
01-2025: 1.4%● unchanged vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.4%● unchanged vs 03-2025
05-2025: 1.4%● unchanged vs 04-2025
06-2025: 1.3%▼ -0.1 percentage points vs 05-2025
07-2025: 1.5%▲ +0.2 percentage points vs 06-2025
08-2025: 2.1%▲ +0.6 percentage points vs 07-2025
09-2025: 0.6%▼ -1.5 percentage points vs 08-2025lowest value
10-2025: 1.4%▲ +0.8 percentage points vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.5%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%▲ +0.2 percentage points vs 04-2026
06-2026: 1.7%● unchanged vs 05-2026
07-2026: 1.9%▲ +0.2 percentage points vs 06-2026
08-2026: 2.8%▲ +0.9 percentage points vs 07-2026highest value
09-2026: 1.6%▼ -1.2 percentage points vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.96, compared with 0.81 in 2024, below 1; short-term debt: 103.9% and cash: 4.7% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 15% on solvency, 8% on liquidity, 83% on profitability and 92% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 13639 sector peers (2025).
NBB · sector comparisonPosition among 13639 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
27 days early
2022
16 days early
2021
23 days early
2020
29 days early
2019
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 2 members
- Annelien JonckheereDirector
- D’HULSTER VeroniqueDirector
Timeline
- Events
- 36
- Since
- 1996
- Next accounts
- by 31-07-2027
- 31-12-2024Back to profit
- 25-07-2024Resignation: VERONIQUE D'HULSTER (director)
- 04-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of cars and light vans (up to…NACE 46711
- Founded
- 26-09-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Annual meeting
- First Saturday of June at 10:00
- Purpose
- “Het uitbaten van algemene handel; Het bezoldigd vervoer van alle goederen en het uitbaten…” (deed in Dutch)
Key facts about CATRAFIN
- What is the company number of CATRAFIN?
- 0453.444.910. In Belgium the VAT number is the company number with BE in front: BE 0453.444.910.
- Where is CATRAFIN based?
- The registered office is at Atlasstraat 24, 8680 Koekelare.Company details
- What does CATRAFIN do?
- According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
- What is the legal form of CATRAFIN?
- Private limited company (BV).
- When was CATRAFIN founded?
- On 26-09-1994.
- Is CATRAFIN still active?
- Yes, CATRAFIN is an active enterprise in the KBO register.
- How many employees does CATRAFIN have?
- On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CATRAFIN?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CATRAFIN profitable?
- In financial year 2025, CATRAFIN made a profit of €13,317.
- Where can I find the annual accounts of CATRAFIN?
- CATRAFIN filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CATRAFIN due?
- By 31-07-2027, for financial year 2026.Timeline
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