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AUTO BEMIDDELING ZEDELGEM

Active
Private limited companyfounded 200026 yrs activeTorhoutsesteenweg 32, 8210 Zedelgem, BelgiumKBO/BCE: BE 0472.075.937
Summary

AUTO BEMIDDELING ZEDELGEM has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €274,541 and a net result of €12,117. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 9085 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711NACE 45111NACE 50101
1 site
Size
€681,917total assets 2024
Equity
€274,541
Profit
€12,117
Turnover not published (abridged schema)
Financial health
64 Healthy Checked score 2024
Bankruptcy chance 12 m
1.4%
Structure
Accounts 63 d overdue0 of 2 deeds read
Why 64- Figures for FY 2024 (filed 13-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 74 days late; 3 of the last 3 late- Liquidity: current ratio 1.97, cash €25,387, halved+ Founded in 2000Show the evidence

Checked score

Score 2024
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 46% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 65+5
equity 40.3% of total assets
Liquidity 30+2
short-term debt 49.9% · cash 3.7%
Profitability 71-4
return on assets 1.8%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 16 months 07-2025: 0.6% 08-2025: 0.8%▲ +46.1% vs 07-2025 09-2025: 0.9%▲ +10.4% vs 08-2025 10-2025: 1.2%▲ +34.3% vs 09-2025 11-2025: 0.5%▼ -56.1% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -0.6% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%▼ -1.5% vs 02-2026 04-2026: 0.5%▲ +0.4% vs 03-2026 05-2026: 0.5%▲ +4.6% vs 04-2026 06-2026: 0.5%▼ -8.6% vs 05-2026lowest value 07-2026: 0.5%▲ +1.4% vs 06-2026 08-2026: 0.9%▲ +77.6% vs 07-2026 09-2026: 1.0%▲ +10.3% vs 08-2026 10-2026: 1.4%▲ +35.6% vs 09-2026highest value
  • Figures for FY 2024 (filed 13-10-2025) raises the probability
  • Founded in 2000 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 74 days late; 3 of the last 3 late raises the probability
  • Liquidity: current ratio 1.97, cash €25,387, halved raises the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.5 in 2023; short-term debt: 49.9% and cash: 3.7% of total assets), but 59.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 49%, liquidity 27%, profitability 55%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 13-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 74 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 1.97, cash €25,387, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-10-2025, 74 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
74 d late
2023
153 d late
2022
71 d late
2021
206 d late
2020
205 d late
2019
249 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 160 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Annual accounts filedfiscal year 2023 · abbreviated…
  3. Annual accounts filedfiscal year 2022 · abbreviated…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: 5 profitable years in a rowprofit 2024: €12,117 5 years View
  • Active since 2000founded 08-06-2000 26 years View

By topic

Financials

Fiscal year
2024
Total assets
€681,917
Profit
€12,117
Solvency
40.3%
Total assets▼ 8.8%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 13-10-2025Annual accounts filed
  2. 31-12-2024Annual accounts filed
  3. 10-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
08-06-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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