Equity
€147,111 ▲ 86.0%
Equity rose in 2025 from €79,097 to €147,111.
Catalyst Solutions
Overview
Lifetime
3 annual accounts with figures on one time axispeak €87,502 (2025)
€87,502▲ 21.5%
peak €68,014 (2025)
€68,014▲ 22.1%
peak €147,111 (2025)
€147,111▲ 86.0%
€42,669▲ 75.3%
Board1 name since 2023
1 directorJelle RAEYMAECKERS
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €72,004 to €87,502Equity from €79,097 to €147,111Debts from €24,337 to €42,669Cash from €63,200 to €159,166
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Position in the sector
€68,014
Higher net result than 82% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
98
Excellent
Financially stronger than 84% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 4.31, cash €159,166
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €189,780
Equity €147,111 (77.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 80% on liquidity, 82% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Catalyst Solutions has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Catalyst Solutions itself is lower: < 0.1% within 12 months. It rests on far more data about Catalyst Solutions than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Catalyst Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.31 (3.91 in 2024), above the usual 1.5. Short-term debt is 22.4% and cash 83.9% of total assets. 22.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 days early
2024
27 days early
2023
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Jelle RAEYMAECKERS 50 sharesdeed of 31-07-2023
- Bojana STANKOVA 50 sharesdeed of 31-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804320832
Incorporation
Founding capital of €5,000 · Founder: Jelle RAEYMAECKERS · Appointment: Jelle RAEYMAECKERS (director) · published on 31-07-2023 · Gazette deed
First establishment
Bezemheidelaan 21, Kalmthout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Catalyst Solutions Kalmthout | €189,780 | €87,502 | 77.5% | - |
| Activerse Wuustwezel | €190,849 | €90,385 | 66.0% | - |
| sc.consultancy Antwerp | €190,475 | €93,700 | 92.7% | - |
| Solverly Niel | €195,583 | €93,355 | 82.7% | - |
| IG DATA CONSULTING Laakdal | €175,732 | €91,665 | 92.3% | - |
| BUCKEYE CONSULTING Laakdal | €176,992 | €87,060 | 55.9% | - |
| GeVaT Balen | €175,280 | €85,019 | 79.1% | - |
These companies have the same main activity as Catalyst Solutions: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €175,000 and €196,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 27-07-2023Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.348.130.0722920 Kalmthout, since 27-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2024
Annual accounts 2025
- €87,502▲ 21.5%
- €68,014▲ 22.1%
- €147,111▲ 86.0%
- €189,780▲ 83.5%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on Catalyst Solutions
Catalyst Solutions files the micro format. That format states no turnover. The gross margin rose from €23,298 in 2023 to €87,502 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-07-2026, 28 days before the deadline€87,502
▲ 21.5%
€85,823
▲ 21.8%
€68,014
▲ 22.1%
€140,583
▲ 98.4%
77.5%
▲ 1.0 percentage points
4.31
▲ 0.39
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €150,000 and €220,000.
Balance sheet
balance sheet total €189,780 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
77.5%
Higher than 71% of 21,208 companies in 2025.
4.31
Higher than 71% of 20,571 companies in 2025.
35.8%
Higher than 74% of 20,746 companies in 2025.
Catalyst Solutions
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
189,780 | 103,434 | 53,026 | |
21/28 |
6,664 | 8,224 | 1,413 | |
22/27 |
6,664 | 8,224 | 1,413 | |
23 |
6,664 | 8,224 | 1,413 | |
29/58 |
183,115 | 95,211 | 51,613 | |
40/41 |
20,014 | 19,763 | 15,668 | |
40 |
20,014 | 19,763 | 15,668 | |
54/58 |
159,166 | 63,200 | 26,651 | |
490/1 |
3,935 | 12,247 | 9,294 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
189,780 | 103,434 | 53,026 | |
10/15 |
147,111 | 79,097 | 23,382 | |
10/11 |
5,000 | 5,000 | 5,000 | |
13 |
142,111 | 74,097 | 18,382 | |
133 |
142,111 | 74,097 | 18,382 | |
17/49 |
42,669 | 24,337 | 29,645 | |
42/48 |
42,532 | 24,337 | 29,645 | |
44 |
1,579 | 1,481 | 2,929 | |
440/4 |
1,579 | 1,481 | 2,929 | |
45 |
40,953 | 22,857 | 11,715 | |
450/3 |
40,953 | 22,857 | 11,715 | |
47/48 |
- | - | 15,000 | |
492/3 |
137 | - | - | |
| Income statement | ||||
9900 |
87,502 | 72,004 | 23,298 | |
630 |
1,559 | 1,427 | 126 | |
640/8 |
120 | 118 | - | |
9901 |
85,823 | 70,459 | 23,171 | |
65/66B |
55 | 106 | 2 | |
65 |
55 | 106 | 2 | |
9903 |
85,768 | 70,353 | 23,170 | |
67/77 |
17,754 | 14,638 | 4,788 | |
9904 |
68,014 | 55,715 | 18,382 | |
9905 |
68,014 | 55,715 | 18,382 | |
| Appropriation of the result | ||||
9906 |
68,014 | 55,715 | 18,382 | |
691/2 |
68,014 | 55,715 | 18,382 | |
6921 |
68,014 | 55,715 | 18,382 | |
| Document | ||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 87,382 | 71,886 | 23,298 | ||
| 69,573 | 57,143 | 18,508 | ||
| 0 | 8,238 | 1,540 | ||
| 95,966 | 36,549 | - | ||
| 140,583 | 70,873 | 21,968 | ||
| 77.5% | 76.5% | 44.1% | ||
| 4.31 | 3.91 | 1.74 | ||
| 0.29 | 0.31 | 1.27 | ||
| 46.2% | 70.4% | 78.6% | ||
| 35.8% | 53.9% | 34.7% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €8,238 | €1,540 |
| €1,559 | €1,427 | €126 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Catalyst Solutions
The operating result for 2025 is 22% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total falls from 23.5% to 22.5%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 31-07-2023
listed in the 2025 annual accounts, filed on 03-07-2026
Mandates through the years
1 name, the dashed line is todayJelle RAEYMAECKERS
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Jelle RAEYMAECKERS
- Director (not named in the articles), appointed by deed of 31-07-2023, still in office
Control
Founders
Jelle RAEYMAECKERS, Bojana STANKOVA
This company
Catalyst Solutions
Equity €147,111
Profit €68,014 in 2025
Capital
- Contribution
- €5,000
- Source
- deed of 31-07-2023
Articles of association
deed of 31-07-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Thursday of June at 18:00
Shareholders
At incorporation
deed of 31-07-2023 ↗
- Jelle RAEYMAECKERS 50 shares · €2,500
- Bojana STANKOVA 50 shares · €2,500
Network & group
No group
Catalyst Solutions has no parent and no holdings in its annual accounts. Jelle RAEYMAECKERS is the only director. Catalyst Solutions shares no director with another company.
Timeline
Timeline
9 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Highest result from 2023 to 2025 net €68,014 ▲22.1% The operating result of €85,823 and the net result of €68,014 are both a record.
Equity above €100,000 equity €147,111 ▲86% With a profit in every financial year since 2023, equity grows to €147,111.
Annual accounts 2024 filed PDFmicro format · 27 days before the deadline
2024
Liquidity more than doubled current ratio 3.91 The current ratio rises from 1.74 to 3.91. Short-term debt falls from €29,645 to €24,337.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804320832
Annual accounts 2023 filed PDFmicro format · 26 days before the deadline
2023
IncorporationFounding capital of €5,000 · Founder: Jelle RAEYMAECKERS · Appointment: Jelle RAEYMAECKERS (director) · published on 31-07-20233 points ▸
- Founder, Jelle RAEYMAECKERS
- Director appointment, Jelle RAEYMAECKERS (director (not named in the articles))
- Founding capital, €5,000
- The deed holds 3 more points.
First establishment Bezemheidelaan 21, Kalmthout
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 27 July 2023, Catalyst Solutions was incorporated as a private limited company by two natural persons, with a starting capital of €5,000.12 Jelle RAEYMAECKERS is director of the company, appointed by deed of 31-07-2023.2 Total assets went from €53,026 in 2023 to €189,780 in 2025.3
Company details
Identity
- Enterprise number
- 0804.320.832
- VAT number
- BE 0804.320.832
- Peppol ID
- 0208:0804320832
- Other Peppol ID
- 9925:BE0804320832
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Thursday of June at 18:00deed of 31-07-2023 (in Dutch)
- Peppol
- Reachable since 30-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Catalyst Solutions in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-07-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- Catalyst Solutionsdeed of 31-07-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Bezemheidelaan 21, 2920 Kalmthout”deed of 31-07-2023 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
62010
Computer programming, consultancy and related activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Bezemheidelaan 21 registered office 2920 Kalmthout | 27-07-2023 | 2.348.130.072 |
Buildings and parcels at the address
- Ground area
- 785 m²
- Buildings
- 180 m²
- Volume, LiDAR
- 792 m³
- Tallest building
- 6.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11662E0002/00E002 | 785 m² | 1 · 180 m² | 6.7 m · 1 |