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sc.consultancy

Active
Private limited companyfounded 20233 yrs activeOsystraat 71, 2060 Antwerpen, BelgiumKBO/BCE: BE 0805.758.610
Summary

sc.consultancy has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176,515 and a net result of €76,514. Equity is growing by ~76.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
sc.consultancyActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€190,475total assets 2025
Equity
€176,515
Profit
€76,514
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 144 d early0 of 1 deed read
Why 97- Founded in 2023+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 13.46, cash €29,761, halved+ Equity €176,515 (92.7% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 92.7% of total assets
Liquidity 70-22
short-term debt 7.2% · cash 15.6%
Profitability 100=
return on assets 40.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,559 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +4.5% vs 02-2025 04-2025: < 0.1%▲ +4.3% vs 03-2025 05-2025: < 0.1%▲ +2.1% vs 04-2025 06-2025: < 0.1%▲ +2.0% vs 05-2025 07-2025: < 0.1%▼ -44.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▲ +3.6% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -6.9% vs 12-2025lowest value 02-2026: < 0.1%▲ +3.7% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +107% vs 03-2026highest value 05-2026: 0.1%▼ -1.7% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 13.46, cash €29,761, halved lowers the probability
  • Founded in 2023 raises the probability for this profile
  • Equity €176,515 (92.7% of total assets) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 13.46 against 4.15 in 2024; short-term debt: 7.2% and cash: 15.6% of total assets), and 7.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 53%, profitability 83%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 13.46, cash €29,761, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Equity €176,515 (92.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
144 d early
2024
31 d early
2023
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (3 of the last 3 filed years within 113 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2023net €76,514 ▲0.5%
  3. Liquidity triplescurrent ratio 13.46

Key points

  • Positive: Equity rose in 2025from €100,000 to €176,515 ▲ 76.5% View
  • Positive: Among the best 9% on solvencysector median 60.3% · 18,866 companies 92.7% View
  • Total assets 20253 fiscal years filed €190,475 View

By topic

Financials

Fiscal year
2025
Total assets
€190,475
Profit
€76,514
Solvency
92.7%
Total assets▲ 46.8%
Net result
20232025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 09-03-2026Annual accounts filed
  2. 31-12-2025Highest result since 2023
  3. 31-12-2025Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
13-09-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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