CAT CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of CAT CONSTRUCT is 4.1% (elevated). For CAT CONSTRUCT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €62k and a net result of €27. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 9007 sector peers (fiscal year 2023). The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability69▲+32
Solvency100=
Growth46=
Track record92
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
86.6%
Return on assets
0%
Age of the figures
36 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
30-09-2024 close30-04-2025 deadline22-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 15-02-2024, 75 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
75 d early
2022
3 d late
2021
3 d early
2020
45 d early
2019
45 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Financials · fiscal year 2023, micro schema
Turnover
€267k▼ 16.0%
2020 · €318k
2018: €270k
2019: €221k
2020: €318k
2018 → 2021
EBIT margin
2.5%▼ 2.4pp
2020 · 4.9%
2018: 6.4%
2019: 8.0%
2020: 4.9%
2018 → 2021
Net result
€27▼ 85.1%
2022 · €184
2018: €13k
2019: €14k
2020: €12k
2021: €4k
2022: €184
2018 → 2023
Working capital
€50k▼ 1.2%
2022 · €51k
2018: €26k
2019: €44k
2020: €42k
2021: €59k
2022: €51k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€221k-€318k▲ 44.2%€267k▼ 16.0%
Equity€45k-€57k▲ 25.9%€61k▲ 7.3%€62k▲ 0.3%€62k=
Operating result€18k-€16k▼ 11.6%€7k▼ 57.0%€2k▼ 68.7%€782▼ 62.6%
Net result€14k-€12k▼ 14.7%€4k▼ 64.5%€184▼ 95.6%€27▼ 85.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2023 is 63% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €71k
Fixed assets
€13k▼ 22.2%
Current assets
€58k▼ 2.6%
Equity and liabilities €71k
Equity
€62k=
Debt
€10k▼ 36.0%
The debt ratio falls from 19.4% to 13.4%. Debt is lower.
Key figures and ratios
EBITDA
€5k▲
2022 · €4k
Cash flow
€4k▲
2022 · €2k
Solvency
86.6%▲
2022 · 80.6%
Current ratio
7.19▲
2022 · 6.59
Quick ratio
7.19▲
2022 · 6.59
Debt / equity
0.15▼
2022 · 0.24
ROE
0.0%▼
2022 · 0.3%
ROA
0.0%▼
2022 · 0.2%
Interest coverage
6.24▲
2022 · 2.15
Debt
€10k▼
2022 · €15k
Debt ≤ 1 year
€8k▼
2022 · €9k
Debt > 1 year
€1k▼
2022 · €6k
Income taxes
€29▼
2022 · €63
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€76k€71k▼
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Furniture and vehicles24€17k€13k▼
Current assets29/58€60k€58k▼
Amounts receivable within one year40/41€47k€39k▼
Trade receivables40€12k€10k▼
Other amounts receivable41€35k€29k▼
Cash at bank and in hand54/58€13k€19k▲
Equity and liabilities
Total equity and liabilities10/49€76k€71k▼
Equity10/15€62k€62k=
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€54k€54k▲
Amounts payable17/49€15k€10k▼
Amounts payable after more than one year17€6k€1k▼
Financial debts170/4€6k€1k▼
Amounts payable within one year42/48€9k€8k▼
Current portion of amounts payable after more than one year42€4k€4k=
Trade debts44€718-
Suppliers440/4€718-
Taxes, remuneration and social security45€276€29▼
Taxes450/3€276€29▼
Other amounts payable47/48€4k€4k=
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€366€30▼
Gross operating margin9900€4k€5k▲
Operating profit (loss)9901€2k€782▼
Financial charges65/66B€2k€726▼
Recurring financial charges65€2k€726▼
Profit (loss) for the period before taxes9903€247€56▼
Income taxes67/77€63€29▼
Profit (loss) for the period9904€184€27▼
Profit (loss) for the period to be appropriated9905€184€27▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€54k▲
Profit (loss) brought forward from the previous period14P€53k€54k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-01
KBO administration
Address struck
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €27 ▼85.1%
Net result drops to €27, the lowest in the series.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 8.58
Current ratio from 3.55 to 8.58; short-term debt falls from €17k to €8k.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €14k ▲4.2%
Operating result €18k, net result €14k, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 141 days late
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 2461932 ZaventemGround area
604 m²
Building footprint
248 m²
Volume, LiDAR
1,927 m³
2 parcels, Flanders, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CINIP CONSTRUCT
since 20162.255.451.621
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
| 25109F0369/00B000 | Wallonia | 143 m² | 1 · 56 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2016
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
43990Other specialised construction activities
56210Event catering
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.