CASTRO HABITAT

Active

Private limited companyfounded 2020active for 6 yearsBrusselsesteenweg 292, 3090 Overijse, Belgium310 active companies are registered at this addressKBO/BCE: BE 0755.420.756

Summary

The computed 12-month bankruptcy probability of CASTRO HABITAT is 2.7% (moderate). The 2025 annual accounts show equity of €24,794 and a net result of €2,687. Equity is growing by about 83% per year across the filed financial years. Its solvency ranks better than 19% of 9,806 sector peers (NACE 43, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CASTRO HABITATActiveChecked score 51/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€134,250total assets 2025

Equity: €24,794
Profit: €2,687

Turnover not published (abbreviated or micro format)

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.7%

Structure

2025 accounts filed 60 days late2 of 4 deeds summarised

Why 51raises riskLast filed accounts filed 60 days late; 1 of the last 3 lateFounded in 2020Sector: Specialised construction activities (NACE 43)Equity €24,794 (18.5% of total assets)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 36% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 43-14

equity 18.5% of total assets

Liquidity 36-34

short-term debt 57.1% · cash 12.0%

Profitability 71-24

return on assets 2.0%

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)

Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.8%▼ -0.1 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.9%▲ +0.1 percentage points vs 02-2025 04-2025: 2.1%▲ +0.2 percentage points vs 03-2025 05-2025: 2.5%▲ +0.4 percentage points vs 04-2025 06-2025: 2.6%▲ +0.1 percentage points vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 0.7%▼ -1.9 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.2 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.6 percentage points vs 07-2026 09-2026: 1.7%▲ +0.3 percentage points vs 08-2026 10-2026: 2.7%▲ +1.0 percentage point vs 09-2026highest value

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.58, compared with 1.25 in 2024, above the usual 1.5; short-term debt: 57.1% and cash: 12% of total assets), but 81.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 20% on solvency, 24% on liquidity, 40% on profitability and 58% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Last filed accounts filed 60 days late; 1 of the last 3 late

NBB · filings

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Equity €24,794 (18.5% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9806 sector peers (2025).

NBB · sector comparison

Position among 9806 sector peers

Solvency

better than 19%

← weakest strongest →

2025 accounts filed 60 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

60 days late

2024

34 days early

2023

23 days early

2022

18 days late

2021

60 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 16 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 filed years within 42 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-09-2026 Annual accounts filedfinancial year 2025 · abbreviated…
27-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2021 to 2025net €14,512 ▲199%

Key points

Caution: Among the weakest 14% on equitysector median €252,781 · 9,808 companies €24,794 View
Total assets 20255 financial years filed €134,250 View
Active since 2020founded 30-09-2020 6 years View

By topic

Financials

Financial year: 2025
Total assets: €134,250
Profit: €2,687
Solvency: 18.5%

Total assets▲ 95.5%

Net result

20212025

Go to Financials

Timeline

Events: 10
Since: 2022
Next accounts: by 31-07-2027

27-09-2024Registered office · Amendment of the articles
08-07-2024Annual accounts filed
11-01-2024Resignation: Thomas Castronovo (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 30-09-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 74

Who signs: Each director alone
Annual meeting: Last Friday of June at 19:00
Purpose: “Vervaardiging van raamwerken en ander schrijnwerk, veranda's van hout, aluminium of andere…” (deed in Dutch)

Go to Articles of association

Key facts about CASTRO HABITAT

What is the company number of CASTRO HABITAT?: 0755.420.756. In Belgium the VAT number is the company number with BE in front: BE 0755.420.756.
Where is CASTRO HABITAT based?: The registered office is at Brusselsesteenweg 292, 3090 Overijse.Company details
What does CASTRO HABITAT do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of CASTRO HABITAT?: Private limited company (BV).
When was CASTRO HABITAT founded?: On 30-09-2020.
Is CASTRO HABITAT still active?: Yes, CASTRO HABITAT is an active enterprise in the KBO register.
What is the turnover of CASTRO HABITAT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CASTRO HABITAT profitable?: In financial year 2025, CASTRO HABITAT made a profit of €2,687.
Where can I find the annual accounts of CASTRO HABITAT?: CASTRO HABITAT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CASTRO HABITAT due?: By 31-07-2027, for financial year 2026.Timeline