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CASSIERS MICHEL

Active
Private limited companyfounded 2010active for 15 yearsVillerslei 88, 2900 Schoten, BelgiumKBO/BCE: BE 0831.444.903
Summary

CASSIERS MICHEL has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,998 and a net result of €24,465. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 87% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-11-2010 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 5 others
Establishment unit
2.194.432.681 2900 Schoten, since 23-11-2010
Financial year end
30 September
Peppol
Reachable since 21-05-2025

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€41,047
▲ 335%
Turnover
≈ €130,000
estimated
Profit
€24,465
▲ 866%
Equity
€48,998
▲ 99.7%
Total assets
€61,977
▲ 83.8%
Filed on 23-03-2026, 38 days before the deadline
Score breakdownraises riskSize: total assets €61,977lowers riskLiquidity: current ratio 3.96, cash €46,912Equity €48,998 (79.1% of total assets)Founded in 2010Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 92% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 100+2
equity 79.1% of total assets
Liquidity 93+4
short-term debt 20.9% · cash 75.7%
Profitability 100+22
return on assets 39.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.96 (3.22 in 2024), above the usual 1.5. Short-term debt is 20.9% and cash 75.7% of total assets. 20.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 91% on liquidity, 94% on profitability and 92% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.96, cash €46,912
NBB · annual accounts
lowers risk · Equity €48,998 (79.1% of total assets)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €61,977
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
8 days early
2023
1 day early
2022
2 days early
2021
33 days early
2020
5 days early
2019
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 22 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 87% of companies in repair of computers and personal goodssector median 37.8% · 3,298 companies 79.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €24,465 7 years View

Recent changes

  1. · Gazette deed Changes of role: Michel Cassiers (statutory director) and Lydia Van Beeck (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CASSIERS MICHEL: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €43,900 and €86,300, founded between 2005 and 2012.

CompanyTotal assetsGross margin
CASSIERS MICHEL Schoten€61,977€41,047
CARROSSERIE DEMINNE Jemeppe-sur-Sambre€68,318€41,561
GARAGE SPELMANS EDDY Gingelom€67,019€34,917
EL ATLAS Antwerpen€75,489€35,740
GEBR. DORISSEN Bornem€43,920€37,323
B & B Antwerpen€80,852€33,918
Cabrio Centrum Antwerpen Kapellen€86,265€28,892
Full comparison

Key facts about CASSIERS MICHEL

What is the company number of CASSIERS MICHEL?
The company number of CASSIERS MICHEL is 0831.444.903. The VAT number is the same number with BE in front: BE 0831.444.903.
Where is CASSIERS MICHEL based?
The registered office is at Villerslei 88, 2900 Schoten.Company details
What does CASSIERS MICHEL do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of CASSIERS MICHEL?
The legal form of CASSIERS MICHEL is Private limited company (BV).
When was CASSIERS MICHEL founded?
CASSIERS MICHEL was founded on 23-11-2010.
Is CASSIERS MICHEL still active?
Yes, CASSIERS MICHEL is an active enterprise in the KBO register.
What is the turnover of CASSIERS MICHEL?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €41,047 and 52 comparable companies (NACE 953). It probably lies between €91,000 and €300,000.Financials
Is CASSIERS MICHEL profitable?
In financial year 2025, CASSIERS MICHEL made a profit of €24,465.
Where can I find the annual accounts of CASSIERS MICHEL?
CASSIERS MICHEL filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CASSIERS MICHEL due?
CASSIERS MICHEL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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