Equity
€48,234 from €110,662 in 2020
Equity fell by 56% in 5 years.
B & B
Lifetime
17 annual accounts with figures on one time axis, 19 filings since 2006peak €71,475 (2013)
€33,918▼ 37.5%
lowest -€38,174 (2022)
-€15,932▼ €18,804
peak €110,662 (2020)
€48,234▼ 24.8%
€32,618▼ 13.8%
peak 0.3 FTE (2008)
-not published
Board1 name since 2005
1 directorBEKTAS Omer
Documentsfilings and deeds
14-10-202675 days late
2025micro format
Gross margin from €54,274 to €33,918Loss of €15,932Equity from €64,167 to €48,234Cash from €1,109 to €8,170
Key points
from the 2025 annual accountsFilings
19 annual accounts 75 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€15,932
Lower net result than 90% of companies in repair of computers and personal goods. Sector median €8,386 · 3,328 companies.
Checked score
54
Fair
Financially stronger than 32% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.4 percentage points vs 07-2025
09-2025: 1.7%▲ +0.2 percentage points vs 08-2025
10-2025: 2.2%▲ +0.5 percentage points vs 09-2025
11-2025: 2.3%▲ +0.1 percentage points vs 10-2025highest value
12-2025: 1.0%▼ -1.3 percentage points vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 0.9%▼ -0.1 percentage points vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026lowest value
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.4%▲ +0.5 percentage points vs 07-2026
09-2026: 1.6%▲ +0.2 percentage points vs 08-2026
10-2026: 1.7%▲ +0.1 percentage points vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 75 days late; 3 of the last 3 accounts late
Loss of €15,932 (financial year 2025)
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 70% of them on solvency, 39% on liquidity, 5% on profitability and 15% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as B & B has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B & B itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for B & B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66 (2.99 in 2024), above the usual 1.5. Short-term debt is 37.6% and cash 10.1% of total assets. 40.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
75 days late
2024
104 days late
2023
61 days late
2022
60 days late
2021
92 days late
2020
92 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 87 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0877368760
Resignation: BEKTAS Omer (manager and director)
Reappointment: BEKTAS Omer (director) · Director discharge: BEKTAS Omer · General meeting of 22-11-2023 · Gazette deed
Registered office moved within Antwerp
New registered office: Gasthuishoevestraat 39-41, 2170 Antwerpen · Previous registered office: Bredabaan 324, 2170 Antwerpen · Board meeting of 01-10-2022 · Gazette deed
First establishment
Gasthuishoevestraat 39-41, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B & B Antwerp | €80,852 | €33,918 | 59.7% | - |
| EL ATLAS Antwerp | €75,489 | €35,740 | -27.2% | - |
| Cabrio Centrum Antwerpen Kapellen | €86,265 | €28,892 | 37.6% | - |
| L.A. Race Cars Support Mettet | €77,790 | €32,893 | 40.0% | - |
| ILSA Wezembeek-Oppem | €91,481 | €39,334 | -84.3% | - |
| LORENT PNEUS Saint-Hubert | €96,794 | €33,291 | 50.0% | - |
| SPRL Léon BRONFORT Jalhay | €66,677 | €30,111 | 74.0% | - |
These companies have the same main activity as B & B: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €66,700 and €96,800, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 21-11-2005Normal situation
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes)NACE 95311and 3 others
- Joint committees
- 200Auxiliary committee for white-collar workers
- 124Construction · annual accounts 2021
- Establishment unit
- 2.150.258.4852170 Antwerp, since 02-12-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 26-06-2026
Annual accounts 2025
- ≈ €110,000estimated
- €80,852▼ 20.7%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 14-10-2026
Insights on B & B
B & B files the micro format. That format states no turnover. The gross margin rose from €12,508 in 2008 to €33,918 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B & B
- What is the company number of B & B?
- The company number of B & B is 0877.368.760. The VAT number is the same number with BE in front: BE 0877.368.760.
- Where is B & B based?
- The registered office is at Gasthuishoevestraat 39-41, 2170 Antwerp.Company details
- What does B & B do?
- According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
- What is the legal form of B & B?
- B & B is a private limited company (BV).
- When was B & B founded?
- B & B was founded on 21-11-2005.
- Is B & B still active?
- Yes, B & B is an active enterprise in the KBO register.
- How many employees does B & B have?
- B & B had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does B & B fall under?
- In its 2021 annual accounts, B & B states joint committees 200 (Auxiliary committee for white-collar workers) and 124 (Construction).
- What is the turnover of B & B?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €33,918 and 52 comparable companies (NACE 953). It probably lies between €76,000 and €250,000.
- Is B & B profitable?
- In financial year 2025, B & B made a loss of €15,932.
- Where can I find the annual accounts of B & B?
- B & B filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B & B due?
- B & B must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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