cassecroute
Activecassecroute has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90k and a net result of €20k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 15870 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-15
Solvency85▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.89 in 2023; short-term debt: 40.2% and cash: 55.6% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
36 d early
2022
46 d early
2021
89 d late
2020
82 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€90k▼ 3.0%
2023 · €93k
2018: €23k
2019: €27k
2020: €24k
2021: €29k
2022: €34k
2023: €93k
2018 → 2024
Total assets
€150k▼ 8.8%
2023 · €165k
2018: €166k
2019: €178k
2020: €134k
2021: €107k
2022: €149k
2023: €165k
2018 → 2024
Net result
€20k▼ 66.3%
2023 · €59k
2018: €81k
2019: €4k
2020: €-3k
2021: €5k
2022: €5k
2023: €59k
2018 → 2024
Working capital
€64k▲ 0.5%
2023 · €64k
2018: €37k
2019: €38k
2020: €26k
2021: €31k
2022: €37k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€29k▲ 21.8%€34k▲ 16.9%€93k▲ 172%€90k▼ 3.0%
Operating result€-2k-€780€10k▲ 1,135%€89k▲ 825%€32k▼ 64.3%
Net result€-3k-€5k€5k▼ 5.3%€59k▲ 1,091%€20k▼ 66.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 64% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €150k
Fixed assets
€26k▼ 12.4%
Current assets
€125k▼ 8.0%
Equity and liabilities €150k
Equity
€90k▼ 3.0%
Debt
€60k▼ 16.2%
The debt ratio falls from 43.7% to 40.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€40k▼
2023 · €94k
Cash flow
€28k▼
2023 · €64k
Solvency
59.8%▲
2023 · 56.3%
Current ratio
2.06▲
2023 · 1.89
Quick ratio
1.81▲
2023 · 1.62
Debt / equity
0.67▼
2023 · 0.78
ROE
22.0%▼
2023 · 63.3%
ROA
13.2%▼
2023 · 35.6%
Interest coverage
114.29▲
2023 · 35.97
Debt
€60k▼
2023 · €72k
Debt ≤ 1 year
€60k▼
2023 · €72k
Income taxes
€12k▼
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€165k€150k▼
Fixed assets21/28€29k€26k▼
Tangible fixed assets22/27€29k€26k▼
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€19k€14k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€136k€125k▼
Stocks and contracts in progress3€19k€15k▼
Stocks30/36€19k€15k▼
Amounts receivable within one year40/41€40k€22k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€30k€20k▼
Cash at bank and in hand54/58€71k€84k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€165k€150k▼
Equity10/15€93k€90k▼
Contributions10/11€19k€100▼
Outside capital11€19k€100▼
Other1109/19€19k€100▼
Reserves13€74k€90k▲
Distributable reserves133€74k€90k▲
Amounts payable17/49€72k€60k▼
Amounts payable within one year42/48€72k€60k▼
Trade debts44€67k€55k▼
Suppliers440/4€67k€55k▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€4k-
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3€510-
Income statement
Code20232024
Non-recurring operating income76A€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€97k€42k▼
Operating profit (loss)9901€89k€32k▼
Financial income75/76B€1k€279▼
Recurring financial income75€1k€279▼
Financial charges65/66B€3k€348▼
Recurring financial charges65€3k€348▼
Profit (loss) for the period before taxes9903€87k€32k▼
Income taxes67/77€29k€12k▼
Profit (loss) for the period9904€59k€20k▼
Profit (loss) for the period to be appropriated9905€59k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€20k▼
Transfer from equity791/2-€4k
Transfer to equity691/2€59k€20k▼
To other reserves6921€59k€20k▼
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 82 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼170%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isabellastraat 111703 DilbeekGround area
1,963 m²
Building footprint
443 m²
Volume, LiDAR
2,459 m³
Parcel 23070E0258/00F000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Isabellastraat 11, 1703 Dilbeek
since 19922.057.987.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070E0258/00F000 | Flanders | 1,963 m² | 1 · 443 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 5,000 EUR awarded · 5,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 5,000 EUR | 5,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1991
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
46842Wholesale trade
47551Retail sale of household furniture
47591Retail trade
51542
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.