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CASPROM

Active
Private limited companyfounded 201313 yrs activeSmid Lambrechtstraat 49, 9406 Ninove, BelgiumKBO/BCE: BE 0536.499.773
Summary

CASPROM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18,613 and a net result of -€1,358. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability19▼-81
Solvency71▼-29
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 4.01 in 2023; short-term debt: 54.4% of total assets), but 54.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
45.6%
Return on assets
-3.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
68 d late
2022
24 d late
2021
29 d late
2020
229 d late
2019
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 72 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CASPROM was incorporated on 8 July 2013.1 Total assets fell from EUR 50,000 in 2018 to EUR 40,797 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€18,613▼ 6.8%
2023 · €19,971
Total assets
€40,797▲ 60.2%
2023 · €25,473
Net result
-€1,358
2023 · €11,776
Working capital
€16,390▼ 1.2%
2023 · €16,588
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€12,207-€1,074-€489▲ 54.5%€14,456-€887
Net result€12,207within the sector's middle half-€1,380within the sector's middle half-€759within the sector's middle half▲ 45.0%€11,776within the sector's middle half-€1,358within the sector's middle half
Equity€10,334below the sector's middle half€8,955below the sector's middle half▼ 13.3%€8,196below the sector's middle half▼ 8.5%€19,971within the sector's middle half▲ 144%€18,613within the sector's middle half▼ 6.8%
Total assets€52,468below the sector's middle half▲ 4.9%€23,434below the sector's middle half▼ 55.3%€17,600below the sector's middle half▼ 24.9%€25,473below the sector's middle half▲ 44.7%€40,797below the sector's middle half▲ 60.2%
Debt€42,133▼ 18.8%€14,479▼ 65.6%€9,404▼ 35.0%€5,502▼ 41.5%€22,183▲ 303%
Working capital€4,856€4,412▼ 9.2%€4,812▲ 9.1%€16,588▲ 245%€16,390▼ 1.2%
Solvency19.7%within the sector's middle half▲ 23.4pp38.2%within the sector's middle half▲ 18.5pp46.6%within the sector's middle half▲ 8.4pp78.4%above the sector's middle half▲ 31.8pp45.6%within the sector's middle half▼ 32.8pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2020: €12,207€12,207Net result 2020: €12,207€12,207Operating result 2021: -€1,074-€1,074Net result 2021: -€1,380-€1,380Operating result 2022: -€489-€489Net result 2022: -€759-€759Operating result 2023: €14,456€14,456Net result 2023: €11,776€11,776Operating result 2024: -€887-€887Net result 2024: -€1,358-€1,35820202021202220232024-€5,000€0€5,000€10,000€15,000Operating result 2022: -€489-€489Net result 2022: -€759-€759Operating result 2023: €14,456€14,500Net result 2023: €11,776€11,800Operating result 2024: -€887-€887Net result 2024: -€1,358-€1,360202220232024
The operating result turns negative in 2024: a loss of €887 after €14,456 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40,797
Fixed assets €2,223 ▼ 34.3%
Current assets €38,573 ▲ 74.6%
Equity and liabilities €40,797
Equity €18,613 ▼ 6.8%
Debt €22,183 ▲ 303%
Debt's share of the balance-sheet total rises from 21.6% to 54.4%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€273
Cash flow
-€198
Current ratio
1.74▼
2023 · 4.01
Debt to equity
1.19▲
2023 · 0.28
ROE
-7.3%▼
2023 · 59.0%
ROA
-3.3%▼
2023 · 46.2%
Interest coverage
0.58
Debt ≤ 1 year
€22,183▲
2023 · €5,502
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€25,473€40,797▲
Fixed assets21/28€3,383€2,223▼
Tangible fixed assets22/27€3,383€2,223▼
Furniture and vehicles24€3,383€2,223▼
Current assets29/58€22,090€38,573▲
Amounts receivable within one year40/41€19,233€37,557▲
Trade receivables40€7,402€21,363▲
Other amounts receivable41€11,831€16,194▲
Cash at bank and in hand54/58€1,720-
Deferred charges and accrued income490/1€1,136€1,017▼
Equity and liabilities
Total equity and liabilities10/49€25,473€40,797▲
Equity10/15€19,971€18,613▼
Contributions10/11€12,500€12,500=
Outside capital11€12,500€12,500=
Other1109/19€12,500€12,500=
Profit (loss) carried forward14€7,471€6,113▼
Amounts payable17/49€5,502€22,183▲
Amounts payable within one year42/48€5,502€22,183▲
Financial debts43-€1
Credit institutions430/8-€1
Trade debts44€2,659€17,638▲
Suppliers440/4€2,659€17,638▲
Taxes, remuneration and social security45€2,411€2,411=
Taxes450/3€2,411€2,411=
Other amounts payable47/48€432€2,133▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,160
Other operating charges640/8€509€687▲
Gross operating margin9900€14,966€959▼
Operating profit (loss)9901€14,456-€887▼
Financial charges65/66B€270€471▲
Recurring financial charges65€270€471▲
Profit (loss) for the period before taxes9903€14,187-€1,358▼
Income taxes67/77€2,411-
Profit (loss) for the period9904€11,776-€1,358▼
Profit (loss) for the period to be appropriated9905€11,776-€1,358▼
Appropriation of the result
Profit (loss) to be appropriated9906€7,471€6,113▼
Profit (loss) brought forward from the previous period14P-€4,304€7,471▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97€1,160€1,160-€1,160-
Other operating charges640/8-€1,018€1,030€509€687▲ 34.9%
Gross operating margin9900€34,202€1,105€1,701€14,966€959▼ 93.6%
Operating profit (loss)9901€12,207-€1,074-€489€14,456-€887▼ 106%
Financial income75/76B-€8----
Recurring financial income75-€8----
Financial charges65/66B-€314€270€270€471▲ 74.5%
Recurring financial charges65-€314€270€270€471▲ 74.5%
Profit (loss) for the period before taxes9903€12,207-€1,380-€759€14,187-€1,358▼ 110%
Income taxes67/77---€2,411--
Profit (loss) for the period9904€12,207-€1,380-€759€11,776-€1,358▼ 112%
Profit (loss) for the period to be appropriated9905€12,207-€1,380-€759€11,776-€1,358▼ 112%
Line20202021202220232024Change
Assets
Total assets20/58€52,468€23,434€17,600€25,473€40,797▲ 60.2%
Fixed assets21/28€5,703€4,543€3,383€3,383€2,223▼ 34.3%
Tangible fixed assets22/27€5,703€4,543€3,383€3,383€2,223▼ 34.3%
Furniture and vehicles24-€4,543€3,383€3,383€2,223▼ 34.3%
Current assets29/58€46,764€18,890€14,216€22,090€38,573▲ 74.6%
Amounts receivable within one year40/41€9,944€6,794€8,744€19,233€37,557▲ 95.3%
Trade receivables40-€2,517€823€7,402€21,363▲ 189%
Other amounts receivable41-€4,276€7,921€11,831€16,194▲ 36.9%
Cash at bank and in hand54/58€35,633€11,003€4,461€1,720--
Deferred charges and accrued income490/1-€1,093€1,011€1,136€1,017▼ 10.5%
Equity and liabilities
Total equity and liabilities10/49€52,468€23,434€17,600€25,473€40,797▲ 60.2%
Equity10/15€10,334€8,955€8,196€19,971€18,613▼ 6.8%
Contributions10/11-€12,500€12,500€12,500€12,500=
Outside capital11-€12,500€12,500€12,500€12,500=
Other1109/19-€12,500€12,500€12,500€12,500=
Profit (loss) carried forward14-€2,166-€3,545-€4,304€7,471€6,113▼ 18.2%
Amounts payable17/49€42,133€14,479€9,404€5,502€22,183▲ 303%
Amounts payable within one year42/48€41,908€14,479€9,404€5,502€22,183▲ 303%
Financial debts43----€1-
Credit institutions430/8----€1-
Trade debts44€6,739€831€1,090€2,659€17,638▲ 563%
Suppliers440/4-€831€1,090€2,659€17,638▲ 563%
Taxes, remuneration and social security45---€2,411€2,411=
Taxes450/3---€2,411€2,411=
Other amounts payable47/48-€13,647€8,314€432€2,133▲ 394%
Line20202021202220232024Change
Profit (loss) for the period9904€12,207-€1,380-€759€11,776-€1,358▼ 112%
+ Depreciation and write-downs630€97€1,160€1,160-€1,160-
Operating cash flow (approximation)€12,303-€220€401€11,776-€198▼ 102%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€24,630-€6,542-€2,741--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial Back to profitnet €11,776
Net result €11,776 after 2 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 4.01
Current ratio from 1.51 to 4.01; short-term debt falls from €9,404 to €5,502.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
17-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 229 days late
2021
31-12
Financial Weakest financial yearnet -€1,380
Net result drops to -€1,380, the lowest in the series; recovery starts the following year.
2020
31-12
Financial Back to profitnet €12,207
Net result €12,207 after 2 loss-making years.
24-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 119 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1,348 m²
Building footprint
314 m²
Volume, LiDAR
1,820 m³
Parcel 41055A1141/00F000, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Smid Lambrechtstraat 49, 9406 Ninove
Renting and operating of own or leased residential real estate, excluding social housing
since 20132.223.475.570
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41055A1141/00F000 Flanders 1,348 m² 1 · 314 m² 11.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 2,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
43990Other specialised construction activities
E-invoicing
Not found in the Peppol register

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.