Financials · financial year 2025, micro format
Annual accounts 2025 filed on 15-07-2026 at the NBB all 5 filings
Equity
€51,767▲ 163%
2024 · €19,709
Net result
€48,559▼ 17.2%
2024 · €58,678
Total assets
€86,429▼ 18.0%
2024 · €105,384
Solvency
59.9%▲ 41.2pp
2024 · 18.7%
Trend over the years
2021 to 2025, 5 financial years
The operating result for 2025 is 17% lower than in 2024.
Operating result€63,794
2025
Net result€48,559
2025
Total assets€86,429
2025
Equity€51,767
2025
Debt€34,661
2025
Working capital€24,939
2025
Return on assets (ROA)56.2%
2025
Solvency59.9%
2025
Current ratio1.72
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20212022202320242025
Operating result€99,835-€28,889▼ 71.1%€70,344▲ 144%€77,071▲ 9.6%€63,794▼ 17.2%
Net result€76,631above the sector's middle half-€26,177within the sector's middle half▼ 65.8%€50,223within the sector's middle half▲ 91.9%€58,678within the sector's middle half▲ 16.8%€48,559within the sector's middle half▼ 17.2%
Equity€81,631within the sector's middle half-€105,808within the sector's middle half▲ 29.6%€156,031within the sector's middle half▲ 47.5%€19,709below the sector's middle half▼ 87.4%€51,767within the sector's middle half▲ 163%
Total assets€113,541below the sector's middle half-€150,525within the sector's middle half▲ 32.6%€197,680within the sector's middle half▲ 31.3%€105,384below the sector's middle half▼ 46.7%€86,429below the sector's middle half▼ 18.0%
Debt€31,910-€44,717▲ 40.1%€41,650▼ 6.9%€85,675▲ 106%€34,661▼ 59.5%
Working capital€58,631within the sector's middle half-€91,405within the sector's middle half▲ 55.9%€143,730within the sector's middle half▲ 57.2%-€4,719within the sector's middle half€24,939within the sector's middle half
Solvency71.9%within the sector's middle half-70.3%within the sector's middle half▼ 1.6pp78.9%above the sector's middle half▲ 8.6pp18.7%below the sector's middle half▼ 60.2pp59.9%within the sector's middle half▲ 41.2pp
Current ratio2.84within the sector's middle half-3.04within the sector's middle half▲ 0.214.45above the sector's middle half▲ 1.410.94within the sector's middle half▼ 3.511.72within the sector's middle half▲ 0.77
Return on assets (ROA)67.5%above the sector's middle half-17.4%within the sector's middle half▼ 50.1pp25.4%above the sector's middle half▲ 8.0pp55.7%above the sector's middle half▲ 30.3pp56.2%above the sector's middle half▲ 0.5pp
above
within
below
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86,429
Fixed assets
€26,828 ▲ 9.8%
Current assets
€59,601 ▼ 26.4%
Equity and liabilities €86,429
Equity
€51,767 ▲ 163%
Debt
€34,661 ▼ 59.5%
Debt's share of the balance-sheet total falls from 81.3% to 40.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
93.8%▼
2024 · 297.7%
Debt ≤ 1 year
€34,661▼
2024 · €85,675
Income taxes
€12,327▼
2024 · €15,487
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,975 | €2,597 | €457 | - | €4,222 |
| Intangible fixed assets | €1,000 | - | - | - | - |
| Financial fixed assets | €18,500 | - | - | €14,000 | - |
| Depreciation and write-downs of the year | €1,476 | €1,759 | €2,559 | €1,416 | €1,822 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as CASCORP: risk and damage evaluation (NACE 66210). They are comparable in size and age: total assets between €68,500 and €124,000, founded between 2019 and 2022.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| CASCORP Gembloux | 2020 | €86,429 | €51,767 | €67,094 | €48,559 | 2025 |
| MCO EXPERTISES & CONSULTING Nivelles | 2022 | €79,495 | €6,310 | €64,140 | €47,322 | 2025 |
| Omnia-expertise Aalter | 2020 | €116,438 | -€15,131 | €59,494 | €2,802 | 2025 |
| IMMO 97 Courcelles | 2022 | €68,467 | €2,000 | €52,724 | €35,672 | 2025 |
| Speeltuinveilig Merelbeke-Melle | 2019 | €87,060 | €32,243 | €94,948 | €16,599 | 2025 |
| SB-I Consultancy Zonhoven | 2022 | €124,087 | €101,794 | €54,105 | €39,475 | 2025 |
| RVR expertise & consulting Ardooie | 2021 | €85,443 | €48,893 | €39,544 | €2,103 | 2025 |
They were chosen from the 515 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,476 | €1,759 | €2,559 | €1,416 | €1,822 | ▲ 28.7% |
| Other operating charges640/8 | €970 | €348 | €448 | €2,201 | €1,478 | ▼ 32.9% |
| Gross operating margin9900 | €102,280 | €30,995 | €73,351 | €80,688 | €67,094 | ▼ 16.8% |
| Operating profit (loss)9901 | €99,835 | €28,889 | €70,344 | €77,071 | €63,794 | ▼ 17.2% |
| Financial income75/76B | €2,027 | €8,110 | €2,279 | €1,634 | €674 | ▼ 58.8% |
| Recurring financial income75 | €2,027 | €2,096 | €1,618 | €1,634 | €674 | ▼ 58.8% |
| Non-recurring financial income76B | - | €6,014 | €660 | €0 | - | - |
| Financial charges65/66B | €1,731 | €1,736 | €1,647 | €4,540 | €3,582 | ▼ 21.1% |
| Recurring financial charges65 | €1,731 | €1,736 | €1,647 | €4,540 | €3,582 | ▼ 21.1% |
| Profit (loss) for the period before taxes9903 | €100,131 | €35,262 | €70,976 | €74,165 | €60,886 | ▼ 17.9% |
| Income taxes67/77 | €23,500 | €9,085 | €20,753 | €15,487 | €12,327 | ▼ 20.4% |
| Profit (loss) for the period9904 | €76,631 | €26,177 | €50,223 | €58,678 | €48,559 | ▼ 17.2% |
| Profit (loss) for the period to be appropriated9905 | €76,631 | €26,177 | €50,223 | €58,678 | €48,559 | ▼ 17.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113,541 | €150,525 | €197,680 | €105,384 | €86,429 | ▼ 18.0% |
| Fixed assets21/28 | €22,999 | €14,403 | €12,300 | €24,428 | €26,828 | ▲ 9.8% |
| Intangible fixed assets21 | €795 | €595 | €395 | €195 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €3,705 | €4,743 | €2,841 | €1,168 | €3,763 | ▲ 222% |
| Plant, machinery and equipment23 | €960 | €753 | €547 | €341 | €134 | ▼ 60.6% |
| Furniture and vehicles24 | €2,745 | €3,990 | €1,837 | €828 | €3,629 | ▲ 338% |
| Assets under construction and advance payments27 | - | - | €457 | €0 | - | - |
| Financial fixed assets28 | €18,500 | €9,065 | €9,065 | €23,065 | €23,065 | = |
| Current assets29/58 | €90,542 | €136,122 | €185,380 | €80,956 | €59,601 | ▼ 26.4% |
| Amounts receivable after more than one year29 | €29,279 | €29,279 | €0 | - | - | - |
| Trade receivables290 | €29,279 | €29,279 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €13,858 | €0 | €109,016 | €14,466 | €27,354 | ▲ 89.1% |
| Trade receivables40 | €13,858 | €0 | €12,009 | €14,450 | €24,681 | ▲ 70.8% |
| Other amounts receivable41 | - | - | €97,007 | €16 | €2,673 | ▲ 170× |
| Cash at bank and in hand54/58 | €45,276 | €103,930 | €72,621 | €55,272 | €24,158 | ▼ 56.3% |
| Deferred charges and accrued income490/1 | €2,128 | €2,913 | €3,743 | €11,219 | €8,089 | ▼ 27.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113,541 | €150,525 | €197,680 | €105,384 | €86,429 | ▼ 18.0% |
| Equity10/15 | €81,631 | €105,808 | €156,031 | €19,709 | €51,767 | ▲ 163% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €76,631 | €100,808 | €151,031 | €14,709 | €46,767 | ▲ 218% |
| Amounts payable17/49 | €31,910 | €44,717 | €41,650 | €85,675 | €34,661 | ▼ 59.5% |
| Amounts payable within one year42/48 | €31,910 | €44,717 | €41,650 | €85,675 | €34,661 | ▼ 59.5% |
| Financial debts43 | - | - | - | €5,084 | €5,095 | ▲ 0.2% |
| Credit institutions430/8 | - | - | - | €5,084 | €5,095 | ▲ 0.2% |
| Trade debts44 | €1,402 | €3,591 | €3,133 | €3,925 | €3,205 | ▼ 18.3% |
| Suppliers440/4 | €1,402 | €3,591 | €3,133 | €3,925 | €3,205 | ▼ 18.3% |
| Taxes, remuneration and social security45 | €30,508 | €36,341 | €38,516 | €29,564 | €7,788 | ▼ 73.7% |
| Taxes450/3 | €30,508 | €36,341 | €36,770 | €29,564 | €7,788 | ▼ 73.7% |
| Remuneration and social security454/9 | - | - | €1,746 | €0 | - | - |
| Other amounts payable47/48 | - | €4,785 | €0 | €47,103 | €18,574 | ▼ 60.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €76,631 | €26,177 | €50,223 | €58,678 | €48,559 | ▼ 17.2% |
| + Depreciation and write-downs630 | €1,476 | €1,759 | €2,559 | €1,416 | €1,822 | ▲ 28.7% |
| Operating cash flow (approximation) | €78,106 | €27,936 | €52,782 | €60,094 | €50,380 | ▼ 16.2% |
| Investment in fixed assets (approximation) | - | €6,838 | -€457 | -€13,543 | -€4,222 | ▲ 68.8% |
| Change in cash | - | €58,654 | -€31,309 | -€17,349 | -€31,114 | ▼ 79.3% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-07-2026 | 2026-00300413 | NBB |
| 31-12-2024 | micro format | 15-07-2025 | 2025-00277802 | |
| 31-12-2023 | micro format | 19-02-2024 | 2024-00032787 | |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00429057 | |
| 31-12-2021 | micro format | 22-08-2022 | 2022-20313463 |