CASA-ISO
ActiveCASA-ISO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €2k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+34
Solvency87▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 2.54 in 2024; short-term debt: 32.8% and cash: 8.2% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
13 d early
2023
9 d early
2022
31 d late
2021
26 d late
2020
23 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 9.2%
2024 · €27k
2018: €40k
2019: €43k
2020: €50k
2021: €24k
2022: €31k
2024: €27k
2018 → 2025
Total assets
€48k▼ 3.3%
2024 · €50k
2018: €103k
2019: €83k
2020: €76k
2021: €47k
2022: €50k
2024: €50k
2018 → 2025
Net result
€2k
2024 · €-4k
2018: €4k
2019: €2k
2020: €8k
2021: €-26k
2022: €7k
2024: €-4k
2018 → 2025
Working capital
€32k▲ 7.3%
2024 · €30k
2018: €24k
2019: €35k
2020: €47k
2021: €22k
2022: €31k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€50k-€24k▼ 51.9%€31k▲ 29.1%€27k▼ 12.8%€30k▲ 9.2%
Operating result€12k-€-28k€8k€-2k€5k
Net result€8k-€-26k€7k€-4k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €48k
Equity
€30k▲ 9.2%
Debt
€18k▼ 18.4%
The debt ratio falls from 45.1% to 38.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
61.9%▲
2024 · 54.9%
Current ratio
3.05▲
2024 · 2.54
Quick ratio
3.05▲
2024 · 2.54
Debt / equity
0.62▼
2024 · 0.82
ROE
8.4%▲
2024 · -16.0%
ROA
5.2%▲
2024 · -8.8%
Debt
€18k▼
2024 · €22k
Debt ≤ 1 year
€16k▼
2024 · €20k
Income taxes
€560▲
2024 · €309
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€48k▼
Current assets29/58€50k€48k▼
Amounts receivable within one year40/41€24k€11k▼
Trade receivables40€24k€11k▼
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€21k€33k▲
Equity and liabilities
Total equity and liabilities10/49€50k€48k▼
Equity10/15€27k€30k▲
Contributions10/11€19k€19k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€-21k€-19k▲
Amounts payable17/49€22k€18k▼
Amounts payable within one year42/48€20k€16k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Other operating charges640/8€528€544▲
Gross operating margin9900€-1k€5k▲
Operating profit (loss)9901€-2k€5k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-4k€3k▲
Income taxes67/77€309€560▲
Profit (loss) for the period9904€-4k€2k▲
Profit (loss) for the period to be appropriated9905€-4k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-19k▲
Profit (loss) brought forward from the previous period14P€-19k€-21k▼
Transfer from equity791/2€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-26k ▼442%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €8k ▲206%
Operating result €12k, net result €8k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edingsesteenweg 3209400 NinoveGround area
146 m²
Building footprint
108 m²
Volume, LiDAR
1,001 m³
Parcel 41012B0372/00P003, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CASA-iso
since 20062.155.567.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41012B0372/00P003 | Flanders | 146 m² | 1 · 108 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Criwi
BE 1023.998.316
Evergem · Eq €30k
Juloka
BE 0697.575.203
Gent · Eq €30k
Onepoint Consult
BE 1011.586.670
Turnhout · Eq €30k
S.P.B.L.
BE 0479.524.646
Esneux · Eq €30k
Strategies and Leaders
BE 0739.737.836
Gent · Eq €30k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.