Equity
€22,841 ▼ 56.0%
Billy & Co paid out €30,000 in dividends. That is 3,305% of the 2025 profit.
Billy & Co
Lifetime
20 annual accounts with figures on one time axispeak €99,430 (2022)
€4,389▲ €6,323
lowest -€21,073 (2016)
€908▲ €5,519
peak €67,428 (2022)
€22,841▼ 56.0%
€34,746▲ 14×
peak 1 FTE (2014)
-not published
Board3 names since 2018
2 directorsPLANCHIN Christopher and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from -€1,933 to €4,389Back to profit: €908Dividend €30,000Equity from €51,933 to €22,841Debts from €2,403 to €34,746Cash from €27,260 to €18,060
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 29% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.25, cash €18,060
Size: total assets €57,586
Figures for financial year 2025 (filed on 25-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 38% of them on solvency, 49% on liquidity, 20% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as Billy & Co has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Billy & Co itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for Billy & Co. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.25 (16.99 in 2024), below the usual 1.5. Short-term debt is 60.3% and cash 31.4% of total assets. 60.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
21 days early
2023
37 days early
2022
17 days early
2021
1 day late
2020
2 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- AUDE VYNCKE 99.95%annual accounts 2017
- PASCALE VYNCKE 0.05%annual accounts 2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0879830679
Amendment of the articles · Legal-form change
Gazette deed
Registered office moved from Ixelles to Hoeilaart
New registered office: Brusselsesteenweg 102 A 1560 Hoeilaart · Previous registered office: Square du Solbosch 17 1050 Ixelles · Change of role: PLANCHIN Christopher, from manager to director · Gazette deed
Company renamed from AV COM to Billy & Co
Registered office moved from Sint-Genesius-Rode to Ixelles · New registered office: Solbossquare 17 (2e verd), 1050 Elsene · Previous registered office: Toeristenlaan 21, 1640 Sint-Genesius-Rode · General meeting of 16-11-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Billy & Co Hoeilaart | €57,586 | €4,389 | 39.7% | - |
| Frédéric CLAES Wavre | €53,334 | €4,690 | -546.3% | - |
| PRIVACY TRUST CONSULTING Stabroek | €52,728 | €4,703 | -3.4% | - |
| DUMONT ET ASSOCIES Braine-l'Alleud | €66,049 | €4,369 | 14.6% | - |
| SAMANUNGA Maasmechelen | €57,886 | €4,820 | -62.8% | - |
| TABLETOP CONSULT Puurs-Sint-Amands | €53,908 | €4,299 | 60.2% | - |
| A.B.G. CONSULT Koekelberg | €51,309 | €4,126 | 58.2% | - |
These companies have the same main activity as Billy & Co: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €51,300 and €66,000, founded between 2004 and 2008.
Official details
Source: KBO- Status
- Active since 08-03-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.241.247.5541640 Sint-Genesius-Rode, since 20-02-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €57,586▲ 6.0%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on Billy & Co
Billy & Co files the micro format. That format states no turnover. The gross margin fell from €7,982 in 2006 to €4,389 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Billy & Co
- What is the company number of Billy & Co?
- The company number of Billy & Co is 0879.830.679. The VAT number is the same number with BE in front: BE 0879.830.679.
- Where is Billy & Co based?
- The registered office is at Brusselsesteenweg 102A, 1560 Hoeilaart.Company details
- What does Billy & Co do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Billy & Co?
- Billy & Co is a private limited company (BV).
- When was Billy & Co founded?
- Billy & Co was founded on 08-03-2006.
- Is Billy & Co still active?
- Yes, Billy & Co is an active enterprise in the KBO register.
- What is the turnover of Billy & Co?
- The turnover in financial year 2025 is ≈ €20,000. This figure is estimated from the gross margin of €4,389 and 206 comparable companies (NACE 70200). It probably lies between €9,500 and €41,000. It is a rough estimate.Financials
- Is Billy & Co profitable?
- In financial year 2025, Billy & Co made a profit of €908.
- Where can I find the annual accounts of Billy & Co?
- Billy & Co filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Billy & Co due?
- Billy & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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