CASA CONDES
ActiveCASA CONDES has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €34k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+5
Solvency64▼-36
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.46; short-term debt: 7.7% and cash: 0.8% of total assets), but 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
10.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
33 d late
2023
on the day
2022
1 d early
2021
5 d early
2020
2 d early
2019
20 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k▲ 128%
2024 · €15k
2019: €6k
2021: €7k
2022: €-59k
2023: €-4k
2024: €15k
2019 → 2025
Working capital
€37k▼ 36.6%
2023 · €58k
2019: €161k
2021: €176k
2022: €62k
2023: €58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€210k▼ 22.0%€206k▼ 1.7%€221k▲ 7.3%€128k▼ 42.0%
Operating result€-7k-€-67k▼ 893%€-8k▲ 87.9%€12k€41k▲ 251%
Net result€7k-€-59k€-4k▲ 93.9%€15k€34k▲ 128%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 251% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€266k▲ 89.3%
Current assets
€62k▼ 22.4%
Equity and liabilities €329k
Equity
€128k
Debt
€200k
Debt finances 61.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€57k▲
2024 · €19k
Cash flow
€50k▲
2024 · €22k
Solvency
39.0%▼
2024 · 100.0%
Current ratio
2.46
Quick ratio
2.46
Debt / equity
1.56
ROE
26.7%▲
2024 · 6.8%
ROA
10.4%▲
2024 · 6.8%
Interest coverage
9.28▼
2024 · 212.73
Debt
€200k
Debt ≤ 1 year
€25k
Debt > 1 year
€175k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€329k▲
Fixed assets21/28€141k€266k▲
Tangible fixed assets22/27€141k€266k▲
Land and buildings22€141k€266k▲
Current assets29/58€80k€62k▼
Amounts receivable within one year40/41€80k€58k▼
Trade receivables40-€4k
Other amounts receivable41€80k€54k▼
Cash at bank and in hand54/58€7€3k▲
Deferred charges and accrued income490/1€727€2k▲
Equity and liabilities
Total equity and liabilities10/49€221k€329k▲
Equity10/15€221k€128k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€159k€32k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€153k€26k▼
Profit (loss) carried forward14-€34k
Amounts payable17/49-€200k
Amounts payable after more than one year17-€175k
Financial debts170/4-€175k
Amounts payable within one year42/48-€25k
Current portion of amounts payable after more than one year42-€16k
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48-€94
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€16k▲
Other operating charges640/8€4k€9k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€30k€66k▲
Operating profit (loss)9901€12k€41k▲
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€89€6k▲
Recurring financial charges65€89€6k▲
Profit (loss) for the period before taxes9903€15k€35k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€15k€34k▲
Transfer from tax-exempt reserves789€9k-
Profit (loss) for the period to be appropriated9905€24k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€34k▲
Transfer from equity791/2-€127k
Transfer to equity691/2€24k-
To other reserves6921€24k-
Profit to be distributed694/7-€127k
Return on contributions (dividend)694-€127k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2019net €34k ▲128%
Operating result €41k, net result €34k, both a record.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
30-06
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-59k ▼896%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 251651 BeerselGround area
3,201 m²
Building footprint
1,021 m²
Volume, LiDAR
6,759 m³
Parcel 23046C0009/02D000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bergensesteenweg 25, 1651 Beersel
since 19782.015.209.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046C0009/02D000 | Flanders | 3,201 m² | 1 · 1,020 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FAROS
BE 0869.839.184
Aarschot · Eq €128k
CABI
BE 0555.876.217
Beernem · Eq €128k
GREEN BULL CONSULT
BE 0746.621.371
Braives · Eq €128k
PROFINIMMO
BE 0897.679.471
Heusden-Zolder · Eq €128k
EUROPEAN HANDEL & CONSULTANCY
BE 0446.680.743
Zedelgem · Eq €128k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-06-1978
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.