Carving Summit
ActiveCarving Summit has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €289k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
86
/ 100
Excellent▲ +24 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▲+7
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 45.81 against 50.75 in 2023), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
47 d early
2022
24 d early
2021
37 d early
2020
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€289k▲ 1.5%
2023 · €285k
2020: €205k
2021: €287k
2022: €287k
2023: €285k
2020 → 2024
Total assets
€296k▲ 1.7%
2023 · €291k
2020: €249k
2021: €320k
2022: €291k
2023: €291k
2020 → 2024
Net result
€4k
2023 · €-2k
2020: €186k
2021: €82k
2022: €-194
2023: €-2k
2020 → 2024
Working capital
€289k▲ 1.5%
2023 · €285k
2020: €153k
2021: €287k
2022: €287k
2023: €285k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€205k-€287k▲ 40.0%€287k▼ 0.1%€285k▼ 0.7%€289k▲ 1.5%
Operating result€277k-€112k▼ 59.6%€-2k€-2k▲ 17.6%€-1k▲ 25.5%
Net result€186k-€82k▼ 56.0%€-194€-2k▼ 893%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €2k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €296k
Equity
€289k▲ 1.5%
Debt
€6k▲ 12.6%
The debt ratio rises from 2.0% to 2.2%: debt grows faster than equity.
Key figures and ratios
Solvency
97.8%▼
2023 · 98.0%
Current ratio
45.81▼
2023 · 50.75
Quick ratio
45.81▼
2023 · 50.75
Debt / equity
0.02▲
2023 · 0.02
ROE
1.4%▲
2023 · -0.7%
ROA
1.4%▲
2023 · -0.7%
Debt
€6k▲
2023 · €6k
Debt ≤ 1 year
€6k▲
2023 · €6k
Income taxes
€1k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€291k€296k▲
Current assets29/58€291k€296k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€968€968=
Other amounts receivable41€2k€976▼
Current investments50/53€217k€259k▲
Cash at bank and in hand54/58€71k€34k▼
Deferred charges and accrued income490/1€140€153▲
Equity and liabilities
Total equity and liabilities10/49€291k€296k▲
Equity10/15€285k€289k▲
Contributions10/11€19k€19k=
Reserves13€267k€267k=
Distributable reserves133€267k€267k=
Profit (loss) carried forward14€-627€4k▲
Amounts payable17/49€6k€6k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44€2€497▲
Suppliers440/4€2€497▲
Taxes, remuneration and social security45€514€744▲
Taxes450/3€514€744▲
Other amounts payable47/48€5k€5k=
Income statement
Code20232024
Other operating charges640/8€622€636▲
Gross operating margin9900€-1k€-582▲
Operating profit (loss)9901€-2k€-1k▲
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€4k€-2k▼
Recurring financial charges65€4k€-2k▼
Profit (loss) for the period before taxes9903€-910€6k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-627€4k▲
Profit (loss) brought forward from the previous period14P€1k€-627▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
15-01
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 63.96
Current ratio from 9.79 to 63.96; short-term debt falls from €33k to €5k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 9.79
Current ratio from 4.50 to 9.79; short-term debt falls from €44k to €33k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoog-Lachenen 612500 LierGround area
1,697 m²
Building footprint
143 m²
Volume, LiDAR
732 m³
Parcel 12393E0262/00E002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carving Summit
since 20192.285.802.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393E0262/00E002 | Flanders | 1,697 m² | 1 · 143 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.