Cartamundi
Cartamundi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €93.95M and a net result of €29.13M. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 210 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €93.95M |
| Net result | €29.13M |
| Better than sector | 41% |
| Active | 37 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 46.4% | 55.4% | |
| Net result | €29.13M | €63k | |
| Equity | €93.95M | €3.11M | |
| Total assets | €202.66M | €6.30M |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €29.13M |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €648 |
| Dividends | €12.00M |
| Total assets | €202.66M |
| Equity | €93.95M |
| Debt | €108.70M |
| of which ≤ 1y | €63.86M |
| of which > 1y | €44.70M |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 46.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 14.4% |
| ROE | 31.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €202.66M |
| Fixed assets | 21/28 | €153.62M |
| Financial fixed assets | 28 | €153.62M |
| Current assets | 29/58 | €49.04M |
| Amounts receivable within one year | 40/41 | €36.82M |
| Cash & bank | 54/58 | €12.15M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €202.66M |
| Equity | 10/15 | €93.95M |
| Contributions / capital | 10/11 | €25.06M |
| Reserves | 13 | €35.44M |
| Accumulated profits (losses) | 14 | €33.46M |
| Amounts payable | 17/49 | €108.70M |
| Amounts payable after one year | 17 | €44.70M |
| Amounts payable within one year | 42/48 | €63.86M |
| Trade debts payable within one year | 44 | €735k |
| Income statement | ||
| Operating result | 9901 | €-2.53M |
| Financial income | 75 | €36.67M |
| Financial charges | 65 | €5.00M |
| Result before taxes | 9903 | €29.13M |
| Income taxes | 67/77 | €648 |
| Net result for the period | 9904 | €29.13M |
| Result to be appropriated | 9905 | €29.13M |
| NACE primary | Financial services(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 19-05-1989 |
| Status | Active |
| Postal code | 2300 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454R0624/00A002 | Flanders | 6,615 m² | 1 · 4,734 m² | 18.4 m |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
03-06-2025 6 directors appointed
- Jean-Louis de Cartier de Marchienne, Board member
- Frédéric de Somer, Board member (representative of frebrec bv)
- Dimitri de Somer, Board member (representative of ladivi bv)
- Pierre Bosseloo, Board member (representative of mopic bv)
- Arnaud de Cartier de Marchienne, Board member (representative of pico 2.0 bv)
- Sybille de Cartier de Marchienne, Board member (representative of sycamar cv)
Technical details
{
"events": [
{
"kind": "director_in",
"role": "board member",
"person": {
"rrn": null,
"name": "Jean-Louis de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "board member (representative of Frebrec BV)",
"person": {
"rrn": null,
"name": "Fr\u00E9d\u00E9ric de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "board member (representative of Ladivi BV)",
"person": {
"rrn": null,
"name": "Dimitri de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "board member (representative of Mopic BV)",
"person": {
"rrn": null,
"name": "Pierre Bosseloo",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "board member (representative of Pico 2.0 BV)",
"person": {
"rrn": null,
"name": "Arnaud de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "board member (representative of SyCaMar CV)",
"person": {
"rrn": null,
"name": "Sybille de Cartier de Marchienne",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}26-06-2024 Ronald Van den Ecker appointed as auditor
- Ronald Van den Ecker, Auditor
Technical details
{
"events": [
{
"kind": "director_in",
"role": "auditor",
"person": {
"rrn": null,
"name": "Ronald Van den Ecker",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}10-04-2024 4 directors appointed, 1 resigning
- Eighteen Finch Court LLC, Bestuurder
- Zenden BV, Bestuurder
- Vicomte LLC, Bestuurder
- Ladivi BV, Bestuurder
- Dimitri de Somer, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Eighteen Finch Court LLC",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Zenden BV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Vicomte LLC",
"address": null,
"birth_date": null
}
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Dimitri de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Ladivi BV",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}21-06-2023 4 directors appointed
- Amaud de Cartier de Marchienne, Bestuurder
- Pierre Bosseloo, Bestuurder
- Jean-Louis de Cartier de Marchienne, Voorzitter
- Frédéric de Somer, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Amaud de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Pierre Bosseloo",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "voorzitter",
"person": {
"rrn": null,
"name": "Jean-Louis de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "gedelegeerd bestuurder",
"person": {
"rrn": null,
"name": "Fr\u00E9d\u00E9ric de Somer",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}02-06-2022 6 directors appointed
- Jean-Louis de Cartier de Marchienne, Bestuurder
- Dimitri de Somer, Bestuurder
- Frebrec BV, Bestuurder
- Frederic de Somer, Vertegenwoordiger
- Sybille de Cartier de Marchienne, Bestuurder
- SyCaMar Comm.V, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Jean-Louis de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Dimitri de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Frebrec BV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "vertegenwoordiger",
"person": {
"rrn": null,
"name": "Frederic de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Sybille de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "SyCaMar Comm.V",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}18-06-2021 EY Bedrijfsrevisoren BV appointed as auditor
- EY Bedrijfsrevisoren BV, Auditor
Technical details
{
"events": [
{
"kind": "director_in",
"role": "auditor",
"person": {
"rrn": null,
"name": "EY Bedrijfsrevisoren BV",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}17-07-2020 2 directors appointed
- Arnaud de Cartier, Bestuurder
- Pierre Bosseloo, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Arnaud de Cartier",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Pierre Bosseloo",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}28-08-2019 John Boks resigns as director
- John Boks, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "John Boks",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}29-07-2019 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": null,
"notary": {
"name": "Tinneke Baeyens",
"firm_city": null,
"firm_name": null,
"office_city": "Turnhout",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2019-07-29",
"filing_date": "2019-07-18",
"act_kind_objet": "Neerlegging overeenkomstig artikel 556 van het Wetboek van"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"act_date": "2019-07-18",
"unanimous": true
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0437.358.548",
"name": "Cartamundi",
"role": "other",
"address": "Visbeekstraat 22, 2300 Turnhout",
"is_foreign": false,
"legal_form": "Naamloze vennootschap",
"is_new_company": false,
"jurisdiction_country": "BE"
}
],
"exchange_ratio": null,
"legal_articles": [
"556"
],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": "Geen overdracht van vermogen of reorganisatie; besluit van \u00E9\u00E9n aandeelhouder over een besluit op grond van artikel 556 WVV.",
"equity_transferred_eur": null,
"accounting_effective_date": null
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi",
"legal_form": "Naamloze vennootschap"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Tinneke Baeyens",
"org_rep_person_name": null
},
"summary_narrative": "Op 5 juli 2019 nam een enkel aandeelhouder van Cartamundi, een naamloze vennootschap met zetel in Turnhout, eenparig schriftelijk besluit overeenkomstig artikel 556 van het Wetboek van Vennootschappen. Het besluit werd op 18 juli 2019 neergelegd bij de griffie van de Ondernemingsrechtbank Antwerpen, Turnhout, en is nu bekendgemaakt in het Belgisch Staatsblad.",
"co_filed_documents": [],
"detected_real_type": "other",
"referenced_correction": null,
"should_reroute_to_category": "statutes"
}26-07-2019 4 directors appointed, 1 resigning
- Jean-Louis de Cartier de Marchienne, Bestuurder
- Emile de Cartier de Marchienne, Bestuurder
- Dimitri de Somer, Bestuurder
- Frederic de Somer, Bestuurder
- Michel Moortgat, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "Bestuurder",
"person": {
"rrn": null,
"name": "Jean-Louis de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Bestuurder",
"person": {
"rrn": null,
"name": "Emile de Cartier de Marchienne",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Bestuurder",
"person": {
"rrn": null,
"name": "Dimitri de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "Bestuurder",
"person": {
"rrn": null,
"name": "Frederic de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Michel Moortgat",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}07-09-2018 2 directors appointed, 1 resigning
- Frebrec BVBA, Bestuurder
- Ronald Van den Ecker, Commissaris revisor
- Frederic de Somer, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Frederic de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Frebrec BVBA",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "commissaris-revisor",
"person": {
"rrn": null,
"name": "Ronald Van den Ecker",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}21-11-2017 1 director appointed, 1 resigning
- Dimitri de Somer, Bestuurder
- Philippe de Somer, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Philippe de Somer",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Dimitri de Somer",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}01-08-2017 2 directors appointed, 1 resigning
- Lema NV, Commissaris revisor
- Mopic BVBA, Bestuurder
- Marcology BVBA, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "commissaris-revisor",
"person": {
"rrn": null,
"name": "Lema NV",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mopic BVBA",
"address": null,
"birth_date": null
}
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Marcology BVBA",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}20-04-2017 Change in the board of directors
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}26-11-2015 Ronald Van den Ecker appointed as commissaris revisor
- Ronald Van den Ecker, Commissaris revisor
Technical details
{
"events": [
{
"kind": "director_in",
"role": "commissaris-revisor",
"person": {
"rrn": null,
"name": "Ronald Van den Ecker",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}27-03-2007 Jacobs Jan resigns as director
- Jacobs Jan, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Jacobs Jan",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Cartamundi"
}
}12-12-2005 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "Cartamundi",
"old": "Carta Mundi",
"changed": true
},
"seat_change": {
"changed": false
},
"object_change": {
"changed": true
},
"subject_company": {
"kbo": "0437.358.548",
"name_full": "Carta Mundi"
},
"legal_form_change": {
"new": "naamloze vennootschap",
"old": "naamloze vennootschap",
"changed": false
}
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Cartamundi |