Cart On Web
ActiveCart On Web has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €35k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency63▲+63
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.65 in 2024; short-term debt: 62% and cash: 66.3% of total assets), but 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
71%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
44 d early
2023
26 d late
2022
31 d late
2021
31 d early
2020
1 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k
2024 · €-11k
2018: €-75k
2019: €-59k
2020: €-66k
2021: €-69k
2022: €-69k
2023: €-54k
2024: €-11k
2018 → 2025
Total assets
€49k▲ 74.8%
2024 · €28k
2018: €8k
2019: €10k
2020: €2k
2021: €2k
2022: €2k
2023: €13k
2024: €28k
2018 → 2025
Net result
€35k▼ 18.0%
2024 · €42k
2018: €-14k
2019: €16k
2020: €-6k
2021: €-3k
2022: €66
2023: €2k
2024: €42k
2018 → 2025
Working capital
€17k
2024 · €-14k
2018: €-75k
2019: €-59k
2020: €-66k
2021: €-65k
2022: €-65k
2023: €-54k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-69k-€-69k▲ 0.1%€-54k▲ 21.5%€-11k▲ 78.8%€19k
Operating result€-4k-€158€2k▲ 1,427%€43k▲ 1,663%€41k▼ 4.6%
Net result€-3k-€66€2k▲ 3,393%€42k▲ 1,734%€35k▼ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€2k▼ 27.7%
Current assets
€47k▲ 83.9%
Equity and liabilities €49k
Equity
€19k
Debt
€30k
Debt finances 62.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k▼
2024 · €43k
Cash flow
€35k▼
2024 · €43k
Solvency
38.0%▲
2024 · -40.6%
Current ratio
1.56▲
2024 · 0.65
Quick ratio
1.56▲
2024 · 0.65
Debt / equity
1.63▲
2024 · -3.46
ROE
186.9%
ROA
71.0%▼
2024 · 151.2%
Interest coverage
1033.11▲
2024 · 406.54
Debt
€30k▼
2024 · €39k
Debt ≤ 1 year
€30k▼
2024 · €39k
Income taxes
€6k▲
2024 · €87
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€49k▲
Fixed assets21/28€2k€2k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€1k€647▼
Current assets29/58€26k€47k▲
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€23k€11k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€2k€33k▲
Equity and liabilities
Total equity and liabilities10/49€28k€49k▲
Equity10/15€-11k€19k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-30k€33▲
Amounts payable17/49€39k€30k▼
Amounts payable within one year42/48€39k€30k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€4k€11k▲
Other amounts payable47/48€32k€18k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131€633▲
Other operating charges640/8€370€220▼
Gross operating margin9900€43k€43k▼
Operating profit (loss)9901€43k€41k▼
Financial income75/76B-€118
Recurring financial income75-€118
Financial charges65/66B€105€40▼
Recurring financial charges65€105€40▼
Profit (loss) for the period before taxes9903€43k€41k▼
Income taxes67/77€87€6k▲
Profit (loss) for the period9904€42k€35k▼
Profit (loss) for the period to be appropriated9905€42k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€5k▲
Profit (loss) brought forward from the previous period14P€-72k€-30k▲
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.65 to 1.56; short-term debt falls from €39k to €30k.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €42k ▲1734%
Operating result €43k, net result €42k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €66
Net result €66 after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 388 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumes · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ecuelle(T) 307618 RumesGround area
3,365 m²
Building footprint
580 m²
Volume, LiDAR
2,594 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cart On Web
since 20132.224.861.581
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57031B0361/00E000 | Wallonia | 1,693 m² | 1 · 518 m² | 4.3 m · 1 fl. |
| 57077B0579/00G000 | Wallonia | 1,672 m² | 1 · 62 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 29,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.