CARROSSERIE ROBERTO
ActiveSummary
CARROSSERIE ROBERTO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €10k. Equity is shrinking by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-6
Solvency50▲+12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.5 in 2023; short-term debt: 75% and cash: 28.7% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25%
Return on assets
4.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €57k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
42 d early
2022
26 d early
2021
41 d early
2020
39 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 69.2%
2023 · €32k
2018: €7k
2019: €-2k
2020: €-25k
2021: €-57k
2022: €18k
2023: €32k
2018 → 2024
Working capital
€-27k▲ 82.2%
2023 · €-154k
2018: €82k
2019: €-260k
2020: €-181k
2021: €-136k
2022: €-172k
2023: €-154k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€55k-€-2k€15k€47k▲ 206%€57k▲ 20.8%
Operating result€-24k-€-54k▼ 130%€23k€36k▲ 55.1%€15k▼ 59.0%
Net result€-25k-€-57k▼ 127%€18k€32k▲ 81.4%€10k▼ 69.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €229k
Fixed assets
€85k ▼ 60.8%
Current assets
€145k ▼ 5.0%
Equity and liabilities €229k
Equity
€57k ▲ 20.8%
Debt
€172k ▼ 46.3%
Debt's share of the balance-sheet total falls from 87.1% to 75.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▼
2023 · €92k
Cash flow
€73k▼
2023 · €88k
Current ratio
0.84▲
2023 · 0.50
Quick ratio
0.75▲
2023 · 0.47
Debt to equity
3.00▼
2023 · 6.75
ROE
17.2%▼
2023 · 67.4%
ROA
4.3%▼
2023 · 8.7%
Interest coverage
21.28▼
2023 · 28.22
Debt ≤ 1 year
€172k▼
2023 · €306k
Debt > 1 year
€0▼
2023 · €14k
Income taxes
€1k▲
2023 · €1k
Staff costs
€389k▲
2023 · €377k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€368k€229k▼
Fixed assets21/28€216k€85k▼
Intangible fixed assets21€68k€37k▼
Tangible fixed assets22/27€148k€48k▼
Land and buildings22€16k€12k▼
Plant, machinery and equipment23€19k€13k▼
Furniture and vehicles24€112k€23k▼
Current assets29/58€152k€145k▼
Stocks and contracts in progress3€8k€15k▲
Stocks30/36€8k€15k▲
Amounts receivable within one year40/41€48k€63k▲
Trade receivables40€48k€56k▲
Other amounts receivable41-€7k
Cash at bank and in hand54/58€73k€66k▼
Deferred charges and accrued income490/1€22k€0▼
Equity and liabilities
Total equity and liabilities10/49€368k€229k▼
Equity10/15€47k€57k▲
Contributions10/11€6k€6k=
Reserves13€29k€38k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€27k€36k▲
Profit (loss) carried forward14€12k€13k▲
Amounts payable17/49€320k€172k▼
Amounts payable after more than one year17€14k€0▼
Financial debts170/4€14k€0▼
Amounts payable within one year42/48€306k€172k▼
Current portion of amounts payable after more than one year42€17k€16k▼
Trade debts44€128k€92k▼
Suppliers440/4€128k€92k▼
Taxes, remuneration and social security45€63k€65k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€51k€47k▼
Other amounts payable47/48€98k€1▼
Income statement
Code20232024
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€377k€389k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€63k▲
Other operating charges640/8€20k€20k▼
Non-recurring operating charges66A-€22k
Gross operating margin9900€489k€509k▲
Operating profit (loss)9901€36k€15k▼
Financial income75/76B€32€12▼
Recurring financial income75€32€12▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€33k€11k▼
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€32k€10k▼
Profit (loss) for the period to be appropriated9905€32k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€22k▼
Profit (loss) brought forward from the previous period14P€-10k€12k▲
Transfer to equity691/2€10k€9k▼
To other reserves6921€10k€9k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲81.4%
Operating result €36k, net result €32k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Jemeppe 2214431 AnsGround area
9,392 m²
Building footprint
1,428 m²
Parcel 62066B0250/02Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CARROSSERIE ROBERTO
since 20022.093.433.313
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62066B0250/02Z000 | Wallonia | 9,392 m² | 1 · 1,428 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE MARLET
BE 0839.080.187
Libin · Eq €57,232
LUNO CAR
BE 0448.972.616
Bilzen-Hoeselt · Eq €57,203
Gaz Gaz
BE 0758.415.581
Ukkel · Eq €57,434
Ets TOURNAY
BE 0442.178.656
Braine-l'Alleud · Eq €57,098
DCR KRUIBEKE
BE 0821.406.886
Kruibeke · Eq €57,569
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 2,153 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.