CARROSSERIE PETZEL
ActiveFor CARROSSERIE PETZEL, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €85k and a net result of €3k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 2819 sector peers (fiscal year 2021). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2021 · tick = 2020
Profitability22▼-4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
80.9%
Return on assets
2.4%
Age of the figures
57 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline22-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 14-09-2022, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
45 d late
2020
31 d late
2019
144 d late
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Equity
€85k▲ 3.0%
2020 · €83k
2018: €77k
2019: €88k
2020: €83k
2018 → 2021
Total assets
€106k▲ 4.7%
2020 · €101k
2018: €118k
2019: €107k
2020: €101k
2018 → 2021
Net result
€3k
2020 · €-5k
2018: €-5k
2019: €11k
2020: €-5k
2018 → 2021
Working capital
€85k▲ 3.2%
2020 · €83k
2018: €76k
2019: €87k
2020: €83k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€77k-€88k▲ 14.4%€83k▼ 5.4%€85k▲ 3.0%
Operating result€-13k-€5k€-12k€-1k▲ 88.1%
Net result€-5k-€11k€-5k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2021 against €12k in 2020; the loss shrinks.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Equity and liabilities €106k
Equity
€85k▲ 3.0%
Debt
€20k▲ 12.6%
The debt ratio rises from 17.8% to 19.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-1k▲
2020 · €-12k
Cash flow
€3k▲
2020 · €-5k
Solvency
80.9%▼
2020 · 82.2%
Current ratio
5.24▼
2020 · 5.62
Quick ratio
5.24▼
2020 · 5.62
Debt / equity
0.24
ROE
2.9%▲
2020 · -5.7%
ROA
2.4%▲
2020 · -4.7%
Interest coverage
-0.71
Debt
€20k▲
2020 · €18k
Debt ≤ 1 year
€20k▲
2020 · €18k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€101k€106k▲
Fixed assets21/28€125€0▼
Tangible fixed assets22/27€125€0▼
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Financial fixed assets28€0-
Current assets29/58€101k€106k▲
Amounts receivable within one year40/41€101k€106k▲
Trade receivables40-€8k
Other amounts receivable41-€98k
Cash at bank and in hand54/58€162€0▼
Equity and liabilities
Total equity and liabilities10/49€101k€106k▲
Equity10/15€83k€85k▲
Contributions10/11-€50k
Reserves13€55k€55k=
Non-distributable reserves130/1-€5k
Reserves not available under the articles1311-€5k
Tax-exempt reserves132-€3k
Distributable reserves133-€47k
Profit (loss) carried forward14€-21k€-19k▲
Amounts payable17/49€18k€20k▲
Amounts payable within one year42/48€18k€20k▲
Financial debts43-€16k
Credit institutions430/8-€16k
Trade debts44€5k€3k▼
Suppliers440/4-€3k
Taxes, remuneration and social security45-€804
Taxes450/3-€804
Income statement
Code20202021
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234€0▼
Other operating charges640/8-€315
Non-recurring operating charges66A-€125
Gross operating margin9900€-7k€-1k▲
Operating profit (loss)9901€-12k€-1k▲
Financial income75/76B-€6k
Recurring financial income75€9k€6k▼
Financial charges65/66B-€2k
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-5k€3k▲
Profit (loss) for the period9904€-5k€3k▲
Profit (loss) for the period to be appropriated9905€-5k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906-€-19k
Profit (loss) brought forward from the previous period14P-€-21k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼143%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
22-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 144 days late
22-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 510 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
2015
07-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 7 days late
2014
11-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2013
01-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peulisstraat 62580 PutteGround area
937 m²
Building footprint
744 m²
Volume, LiDAR
3,704 m³
Parcel 12429A0083/00X000, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CARROSSERIE PETZEL BVBA
since 19942.065.369.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12429A0083/00X000 | Flanders | 937 m² | 1 · 744 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAGIC DSP
BE 0732.880.827
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CAR2FIX
BE 0632.618.558
Maaseik · Eq €86k
Bonemme Fils
BE 0668.958.817
Blégny · Eq €86k
CARROSSERIE FENIKS
BE 0879.658.554
Ternat · Eq €85k
JOSE BAGUETTE
BE 0716.896.712
Dalhem · Eq €86k
Of 1,876 companies in sector 95314 we hold annual accounts for 847. 688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-10-1993
Fiscal year end31-12
Activities, NACEBEL
45204
50200
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.