Equity
€86,328 ▲ 10.7%
JOSE BAGUETTE has made a profit in every financial year since 2019.
JOSE BAGUETTE
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €370,467 (2025)
€370,467▲ 6.0%
Resultpeak €12,178 (2021)
€11,672▲ 16.3%
Equitypeak €86,328 (2025)
€86,328▲ 10.7%
Debts
€600,258▼ 12.4%
Staffpeak 2.9 FTE (2020)
2.4 FTE▲ 9.1%
Board4 names since 2019
4 directorsBAGUETTE José and 3 others
Documentsfilings and deeds
26-08-202626 days late
2025financial year
Staff from 2.2 FTE to 2.4 FTEDividend €3,300
Key points
from the 2025 annual accountsTurnover
≈ €1.4m estimated
The accounts state no turnover.
Debts
€600,258 87% of the balance sheet
Financial debts 24%Suppliers 19%Taxes and wages 2%Other 55%
€213,901 of the debts are secured on the company's own assets. In 2021 that was €117,201.
Staff
1 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Filings
7 annual accounts 7 late
The 2019 accounts came latest: 39 days after the end of the period.
Position in the sector
€86,328
Less equity than 83% of companies in repair of computers and personal goods. Sector median €585,931 · 485 companies.
Checked score
67
Healthy
Financially stronger than 37% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,129 companies (NACE 95, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 1.9%● unchanged vs 12-2024
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 1.8%▼ -0.1 percentage points vs 02-2025
04-2025: 1.6%▼ -0.2 percentage points vs 03-2025
05-2025: 1.6%● unchanged vs 04-2025
06-2025: 1.7%▲ +0.1 percentage points vs 05-2025
07-2025: 1.8%▲ +0.1 percentage points vs 06-2025
08-2025: 2.5%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 0.9%▼ -1.6 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.2%▲ +0.2 percentage points vs 06-2026
08-2026: 1.7%▲ +0.5 percentage points vs 07-2026
09-2026: 0.9%▼ -0.8 percentage points vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €86,328 (12.6% of total assets)
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Size: 2.4 FTE, total assets €686,586
Figures for financial year 2025 (filed on 29-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 25% of them on solvency, 26% on liquidity, 43% on profitability and 55% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as JOSE BAGUETTE has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JOSE BAGUETTE itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for JOSE BAGUETTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81 (0.67 in 2024), below 1. Short-term debt is 57.2% and cash 11.3% of total assets. 87.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 484 sector peers (2025).
NBB · sector comparisonPosition among 484 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
26 days late
2024
18 days late
2023
28 days late
2022
25 days late
2021
31 days late
2020
31 days late
2019
39 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BJ
BAGUETTE José
Director, since 17-12-2019
BS
BAGUETTE Steve
Director, since 17-12-2019
DG
DUYCKAERTS Ginette
Director, since 17-12-2019
GB
GEELEN Benoit
Director, since 17-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0716896712
First establishment
Rue du Vicinal 11, Dalhem
Incorporation
published on 31-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| JOSE BAGUETTE Dalhem | €0.7m | €370,467 | 12.6% | 2.4 |
| CARROSSERIE TOMAGRA Awans | €0.6m | €325,142 | 66.0% | 2 |
| « IMMO-DAVILEX » et/ou « SRL Chaussée Alexandre » Fosses-la-Ville | €0.8m | €337,603 | 13.0% | 2.9 |
| SEGHERS CARROSSERIE & BANDEN Kapelle-op-den-Bos | €1.1m | €310,940 | 12.6% | 1.8 |
| SMET TEMSE Temse | €0.6m | €563,485 | 9.9% | 3.4 |
| AUTOSCHADE STERKENDRIES Maaseik | €0.9m | €231,436 | 5.6% | 3.2 |
| Carrosserie Etienne Ciney | €0.8m | €387,778 | 39.7% | 4 |
These companies have the same main activity as JOSE BAGUETTE: bodywork repair (including spraying and painting) (NACE 95314). They are comparable in size and age: total assets between €606,000 and €1.1m, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 27-12-2018Normal situation
- Activity
- Bodywork repair (including spraying and painting)NACE 95314and 6 others
- Joint committee
- 111Metal, mechanical and electrical engineering · annual accounts 2025
- Establishment unit
- 2.283.606.3654608 Dalhem, since 01-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Annual accounts 2025
- Total assets
- €686,586▼ 10.1%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 26-08-2026
Insights on JOSE BAGUETTE
JOSE BAGUETTE has existed since 2018. The gross margin grew from €260,932 in 2019 to €370,467 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOSE BAGUETTE
- What is the company number of JOSE BAGUETTE?
- The company number of JOSE BAGUETTE is 0716.896.712. The VAT number is the same number with BE in front: BE 0716.896.712.
- Where is JOSE BAGUETTE based?
- The registered office is at Rue du Vicinal 11, 4608 Dalhem.Company details
- What does JOSE BAGUETTE do?
- According to the KBO register, the main activity is bodywork repair (including spraying and painting) (NACE 95314).
- What is the legal form of JOSE BAGUETTE?
- JOSE BAGUETTE is a private limited company (BV).
- When was JOSE BAGUETTE founded?
- JOSE BAGUETTE was founded on 27-12-2018.
- Is JOSE BAGUETTE still active?
- Yes, JOSE BAGUETTE is an active enterprise in the KBO register.
- How many employees does JOSE BAGUETTE have?
- JOSE BAGUETTE had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JOSE BAGUETTE fall under?
- In its 2025 annual accounts, JOSE BAGUETTE states joint committee 111 (Metal, mechanical and electrical engineering).
- What is the turnover of JOSE BAGUETTE?
- The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €370,467 and 35 comparable companies (NACE 953). It probably lies between €1.0m and €1.9m.
- Is JOSE BAGUETTE profitable?
- In financial year 2025, JOSE BAGUETTE made a profit of €11,672.
- Where can I find the annual accounts of JOSE BAGUETTE?
- JOSE BAGUETTE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOSE BAGUETTE due?
- JOSE BAGUETTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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