ARANTRA
ActiveSummary
ARANTRA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-67. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+37
Solvency100=
Growth49=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 41.43 against 11.89 in 2024; short-term debt: 2.4% and cash: 27.5% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-67
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
1 d early
2022
45 d early
2021
47 d early
2020
5 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€48k▲ 4.6%
2021 · €46k
2018: €44k
2019: €41k
2020: €33k
2021: €46k
2018 → 2022
EBIT margin
-2.8%▼ 38.3pp
2021 · 35.6%
2018: 32.0%
2019: 13.9%
2020: 17.9%
2021: 35.6%
2018 → 2022
Net result
€-67▲ 99.0%
2024 · €-6k
2018: €11k
2019: €4k
2020: €6k
2021: €13k
2022: €-1k
2023: €-542
2024: €-6k
2018 → 2025
Working capital
€30k▼ 1.6%
2024 · €31k
2018: €17k
2019: €20k
2020: €26k
2021: €39k
2022: €38k
2023: €37k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€46k-€48k▲ 4.6%
Equity€39k-€38k▼ 3.7%€37k▼ 1.4%€31k▼ 17.3%€31k▼ 0.2%
Operating result€16k-€-1k€-481▲ 63.9%€-6k▼ 1,224%€-20▲ 99.7%
Net result€13k-€-1k€-542▲ 62.4%€-6k▼ 1,085%€-67▲ 99.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20 in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€100
Current assets
€31k
Equity and liabilities €31k
Equity
€31k ▼ 0.2%
Debt
€754 ▼ 76.3%
Debt's share of the balance-sheet total falls from 9.4% to 2.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
41.43▲
2024 · 11.89
Quick ratio
24.31▲
2024 · 6.46
Debt to equity
0.02▼
2024 · 0.10
ROE
-0.2%▲
2024 · -21.0%
ROA
-0.2%▲
2024 · -19.0%
Debt ≤ 1 year
€754▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€31k▼
Fixed assets21/28-€100
Financial fixed assets28-€100
Current assets29/58€34k€31k▼
Stocks and contracts in progress3€15k€13k▼
Stocks30/36€15k€13k▼
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€2k-
Other amounts receivable41€6k€5k▼
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€34k€31k▼
Equity10/15€31k€31k▼
Contributions10/11€10k€10k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€15k€15k▼
Amounts payable17/49€3k€754▼
Amounts payable within one year42/48€3k€754▼
Other amounts payable47/48€3k€754▼
Accrued charges and deferred income492/3€331-
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-5k€1k▲
Operating profit (loss)9901€-6k€-20▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€63€46▼
Recurring financial charges65€63€46▼
Profit (loss) for the period before taxes9903€-6k€-67▲
Profit (loss) for the period9904€-6k€-67▲
Profit (loss) for the period to be appropriated9905€-6k€-67▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€15k▼
Profit (loss) brought forward from the previous period14P€26k€15k▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 41.43
Current ratio from 11.89 to 41.43; short-term debt falls from €3k to €754.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €13k ▲118%
Operating result €16k, net result €13k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Aubépines(EP) 945101 NamurGround area
455 m²
Building footprint
204 m²
Volume, LiDAR
1,373 m³
Parcel 92039A0150/00P000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Aubépines(EP) 94, 5101 Namur
since 20162.259.255.407
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0150/00P000 | Wallonia | 455 m² | 1 · 204 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COPRAL
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LA VIVRIERE
BE 0505.796.107
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Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 1,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.