CARRELAGES OUTLET STORE
ActiveCARRELAGES OUTLET STORE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €17k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 9984 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency16▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.14 in 2024), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
2.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9984 sector peers (2025).
NBB · sector comparisonPosition among 9984 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
6 d late
2023
23 d late
2022
13 d early
2021
9 d early
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▼ 52.1%
2024 · €36k
2020: €-31k
2021: €40k
2022: €6k
2023: €-35k
2024: €36k
2020 → 2025
Working capital
€26k▼ 51.7%
2024 · €55k
2020: €10k
2021: €48k
2022: €53k
2023: €18k
2024: €55k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€53k▲ 13.0%€18k▼ 65.7%€55k▲ 198%€39k▼ 27.9%
Operating result€50k-€13k▼ 73.2%€-32k€43k€29k▼ 33.6%
Net result€40k-€6k▼ 84.6%€-35k€36k€17k▼ 52.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €640k
Fixed assets
€68k
Current assets
€572k
Equity and liabilities €640k
Equity
€39k▼ 27.9%
Debt
€601k▲ 59.1%
The debt ratio rises from 87.4% to 93.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€36k
Cash flow
€24k
Solvency
6.1%▼
2024 · 12.6%
Current ratio
1.05▼
2024 · 1.14
Quick ratio
0.25▼
2024 · 0.31
Debt / equity
15.29▲
2024 · 6.92
ROE
44.2%▼
2024 · 66.4%
ROA
2.7%▼
2024 · 8.4%
Interest coverage
6.82
Debt
€601k▲
2024 · €378k
Debt ≤ 1 year
€546k▲
2024 · €378k
Debt > 1 year
€55k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€432k€640k▲
Fixed assets
21/28-€68k
Tangible fixed assets
22/27-€68k
Current assets
29/58€432k€572k▲
Stocks & contracts in progress
3€314k€435k▲
Amounts receivable within one year
40/41€33k€78k▲
Cash & bank
54/58€85k€57k▼
Total equity & liabilities
10/49€432k€640k▲
Equity
10/15€55k€39k▼
Contributions / capital
10/11€19k€19k=
Reserves
13€34k€19k▼
Accumulated profits (losses)
14€1k€1k=
Amounts payable
17/49€378k€601k▲
Amounts payable after one year
17-€55k
Amounts payable within one year
42/48€378k€546k▲
Trade debts payable within one year
44€352k€492k▲
Income statement
Code20242025
Gross operating margin
9900€47k€41k▼
Operating result
9901€43k€29k▼
Financial income
75€62€1k▲
Financial charges
65€4k€5k▲
Result before taxes
9903€40k€25k▼
Income taxes
67/77€4k€8k▲
Net result for the period
9904€36k€17k▼
Result to be appropriated
9905€36k€17k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 6 days late
2024
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-35k ▼670%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
TEGELOUTLET ASSE
BE 0899.957.981
Asse · Eq €40k
Carrelage Impact
BE 0752.887.571
Verviers · Eq €41k
Verhagen Tegelwerken
BE 0760.862.456
Ravels · Eq €37k
Tegelwerken Geert
BE 0753.865.984
Hasselt · Eq €37k
Hams Tegelcenter
BE 0899.038.263
Ham · Eq €42k
Of 174 companies in sector 47523 we hold annual accounts for 140. 103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2008
Fiscal year end31-12
Activities, NACEBEL
47523Retail trade
46835Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 06-09-2026. Scores and ratios are computed by Checked and are not a credit decision.