Liquidity
9.39 was 5.79 in 2024
Short-term debts fell from €73,183 to €44,645.
CARPENT LANGUAGES
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €184,477 (2006)
€29,946▲ €51,804
lowest -€39,776 (2021)
€24,945▲ €31,245
peak €374,493 (2025)
€374,493▲ 7.1%
€44,645▼ 39.6%
peak 1 FTE (2013)
-not published
Board1 name since 2021
1 directorCARPENT Georgette
Documentsfilings and deeds
23-09-202654 days late
2025micro format
Gross margin from -€21,858 to €29,946Back to profit: €24,945Debts from €73,928 to €44,645Cash from €4,422 to €7,093
Key points
from the 2025 annual accountsFilings
22 annual accounts since 2004
Ten of the last ten came late. The 2025 accounts came latest: 54 days after the end of the period.
Position in the sector
€374,493
More equity than 94% of companies in other professional activities. Sector median €41,083 · 4,365 companies.
Checked score
87
Excellent
Financially stronger than 53% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.3%▼ -0.4 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 54 days late; 1 of the last 3 accounts late
Liquidity: current ratio 9.39, cash €7,093
lowers risk
Founded in 2004
Equity €374,493 (89.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 40% on liquidity, 29% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as CARPENT LANGUAGES has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CARPENT LANGUAGES itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CARPENT LANGUAGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.39 (5.79 in 2024), above the usual 1.5. Short-term debt is 10.7% and cash 1.7% of total assets. 10.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
54 days late
2024
28 days late
2023
30 days late
2022
31 days late
2021
26 days late
2020
27 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0864348786
Resignation: CARPENT Georgette (manager)
Reappointment: CARPENT Georgette (director) · “Toutes activités liées à la profession d’interprète et de traduction; L’organisation d’évènements, de…” (deed in French) · Director discharge: CARPENT Georgette · General meeting of 14-03-2024 · Gazette deed
Incorporation
published on 06-04-2004 · Gazette deed
First establishment
Van Helmontstraat 49, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CARPENT LANGUAGES Brussels | €419,138 | €29,946 | 89.3% | - |
| TRADUCTION JANSSEN La Louvière | €413,313 | €29,500 | 98.4% | - |
| SBTS Brussels | €346,802 | €30,331 | 15.2% | - |
| Köse Vertalingen Puurs-Sint-Amands | €420,893 | €36,332 | 80.9% | - |
| Déesse Herzele | €426,443 | €25,735 | 99.0% | - |
| JURITRAD Schilde | €326,735 | €38,370 | 96.1% | - |
| DEBRABANDERE VERTALINGEN Bruges | €464,807 | €44,749 | 97.6% | - |
These companies have the same main activity as CARPENT LANGUAGES: translation services (NACE 74301). They are comparable in size and age: total assets between €327,000 and €465,000, founded between 2000 and 2009.
Official details
Source: KBO- Status
- Active since 26-03-2004Normal situation
- Activity
- Translation servicesNACE 74301and 2 others
- Establishment unit
- 2.268.932.4431000 Brussels, since 26-03-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Insights on CARPENT LANGUAGES
CARPENT LANGUAGES files the micro format. That format states no turnover. The gross margin fell from €184,477 in 2006 to €29,946 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CARPENT LANGUAGES
- What is the company number of CARPENT LANGUAGES?
- The company number of CARPENT LANGUAGES is 0864.348.786. The VAT number is the same number with BE in front: BE 0864.348.786.
- Where is CARPENT LANGUAGES based?
- The registered office is at Van Helmontstraat 49, 1000 Brussels.Company details
- What does CARPENT LANGUAGES do?
- According to the KBO register, the main activity is translation services (NACE 74301).
- What is the legal form of CARPENT LANGUAGES?
- CARPENT LANGUAGES is a private limited company (BV).
- When was CARPENT LANGUAGES founded?
- CARPENT LANGUAGES was founded on 26-03-2004.
- Is CARPENT LANGUAGES still active?
- Yes, CARPENT LANGUAGES is an active enterprise in the KBO register.
- How many employees does CARPENT LANGUAGES have?
- CARPENT LANGUAGES had an average of 0.4 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of CARPENT LANGUAGES?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €29,946 and 2,934 comparable companies of the same size. It probably lies between €72,000 and €220,000. It is a rough estimate.
- Is CARPENT LANGUAGES profitable?
- In financial year 2025, CARPENT LANGUAGES made a profit of €24,945.
- Where can I find the annual accounts of CARPENT LANGUAGES?
- CARPENT LANGUAGES filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CARPENT LANGUAGES due?
- CARPENT LANGUAGES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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