CAROPLAST
ActiveSummary
CAROPLAST has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.07M and a net result of €525k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+2
Solvency96▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 3.0 in 2024; short-term debt: 29% and cash: 41.3% of total assets), and 29% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
12.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
5 d early
2022
3 d early
2021
13 d early
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€3.07M▲ 4.0%
2024 · €2.95M
Total assets
€4.32M▼ 0.4%
2024 · €4.34M
Net result
€525k▲ 13.2%
2024 · €464k
Working capital
€2.84M▲ 3.5%
2024 · €2.75M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€589k▲ 0.2%€755k▲ 28.2%€777k▲ 3.0%€703k▼ 9.6%€766k▲ 9.1%
Net result€395k▼ 2.8%€513k▲ 30.1%€518k▲ 0.9%€464k▼ 10.4%€525k▲ 13.2%
Equity€2.36M▲ 1.2%€2.66M▲ 12.9%€2.90M▲ 8.8%€2.95M▲ 1.7%€3.07M▲ 4.0%
Total assets€3.38M▲ 5.9%€3.92M▲ 15.9%€4.02M▲ 2.5%€4.34M▲ 8.0%€4.32M▼ 0.4%
Debt€1.02M▲ 18.4%€1.26M▲ 22.9%€1.12M▼ 10.9%€1.39M▲ 24.4%€1.25M▼ 9.8%
Working capital€2.24M▲ 0.8%€2.54M▲ 13.6%€2.72M▲ 6.9%€2.75M▲ 1.2%€2.84M▲ 3.5%
Staff (FTE)11.5▼ 1.7%11.5=11.1▼ 3.5%11.5▲ 3.6%12.1▲ 5.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.32M
Fixed assets
€221k ▲ 3.1%
Current assets
€4.10M ▼ 0.6%
Equity and liabilities €4.32M
Equity
€3.07M ▲ 4.0%
Debt
€1.25M ▼ 9.8%
Debt's share of the balance-sheet total falls from 32.1% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€831k▲
2024 · €757k
Cash flow
€590k▲
2024 · €519k
Current ratio
3.27▲
2024 · 3.00
Quick ratio
3.10▲
2024 · 2.85
Debt to equity
0.41▼
2024 · 0.47
ROE
17.1%▲
2024 · 15.7%
ROA
12.2%▲
2024 · 10.7%
Interest coverage
35.78▲
2024 · 28.06
Debt ≤ 1 year
€1.25M▼
2024 · €1.37M
Income taxes
€245k▲
2024 · €216k
Staff costs
€898k▲
2024 · €842k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €7k | €16k | - | €10k | €2k | ▼ 80.3% |
| Remuneration, social security and pensions62 | €692k | €733k | €777k | €842k | €898k | ▲ 6.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51k | €55k | €60k | €55k | €65k | ▲ 19.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €3k | - | - | - | - |
| Other operating charges640/8 | €5k | €3k | €3k | €7k | €4k | ▼ 49.9% |
| Gross operating margin9900 | €1.34M | €1.55M | €1.62M | €1.61M | €1.73M | ▲ 7.9% |
| Operating profit (loss)9901 | €589k | €755k | €777k | €703k | €766k | ▲ 9.1% |
| Financial income75/76B | €12k | €15k | €6k | €4k | €27k | ▲ 525% |
| Recurring financial income75 | €12k | €15k | €6k | €4k | €27k | ▲ 525% |
| Financial charges65/66B | €28k | €23k | €24k | €27k | €23k | ▼ 13.9% |
| Recurring financial charges65 | €28k | €23k | €24k | €27k | €23k | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €573k | €747k | €759k | €680k | €770k | ▲ 13.2% |
| Income taxes67/77 | €178k | €234k | €241k | €216k | €245k | ▲ 13.4% |
| Profit (loss) for the period9904 | €395k | €513k | €518k | €464k | €525k | ▲ 13.2% |
| Profit (loss) for the period to be appropriated9905 | €395k | €513k | €518k | €464k | €525k | ▲ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.38M | €3.92M | €4.02M | €4.34M | €4.32M | ▼ 0.4% |
| Fixed assets21/28 | €192k | €180k | €218k | €214k | €221k | ▲ 3.1% |
| Tangible fixed assets22/27 | €192k | €179k | €217k | €214k | €221k | ▲ 3.1% |
| Land and buildings22 | €38k | €33k | €92k | €82k | €80k | ▼ 1.8% |
| Plant, machinery and equipment23 | €23k | €21k | €15k | €9k | €15k | ▲ 62.1% |
| Furniture and vehicles24 | €116k | €114k | €102k | €118k | €99k | ▼ 16.1% |
| Other tangible fixed assets26 | €15k | €11k | €8k | €5k | €26k | ▲ 451% |
| Financial fixed assets28 | - | €270 | €270 | €270 | €270 | = |
| Current assets29/58 | €3.19M | €3.74M | €3.80M | €4.12M | €4.10M | ▼ 0.6% |
| Amounts receivable after more than one year29 | €793k | €451k | €254k | €171k | €171k | = |
| Other amounts receivable291 | €793k | €451k | €254k | €171k | €171k | = |
| Stocks and contracts in progress3 | €163k | €185k | €180k | €204k | €207k | ▲ 1.6% |
| Stocks30/36 | €163k | €185k | €180k | €204k | €207k | ▲ 1.6% |
| Amounts receivable within one year40/41 | €823k | €1.23M | €870k | €908k | €1.03M | ▲ 13.2% |
| Trade receivables40 | €817k | €1.23M | €870k | €908k | €1.03M | ▲ 13.2% |
| Other amounts receivable41 | €6k | - | - | - | - | - |
| Current investments50/53 | - | - | - | €904k | €904k | = |
| Cash at bank and in hand54/58 | €1.39M | €1.85M | €2.46M | €1.91M | €1.79M | ▼ 6.5% |
| Deferred charges and accrued income490/1 | €19k | €18k | €30k | €27k | €4k | ▼ 85.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.38M | €3.92M | €4.02M | €4.34M | €4.32M | ▼ 0.4% |
| Equity10/15 | €2.36M | €2.66M | €2.90M | €2.95M | €3.07M | ▲ 4.0% |
| Contributions10/11 | €400k | €400k | €400k | €400k | €400k | = |
| Reserves13 | €1.73M | €2.03M | €2.27M | €2.32M | €2.43M | ▲ 5.1% |
| Non-distributable reserves130/1 | €40k | €40k | - | - | - | - |
| Reserves not available under the articles1311 | €40k | €40k | - | - | - | - |
| Distributable reserves133 | €1.69M | €1.99M | €2.27M | €2.32M | €2.43M | ▲ 5.1% |
| Profit (loss) carried forward14 | €231k | €231k | €231k | €231k | €231k | = |
| Amounts payable17/49 | €1.02M | €1.26M | €1.12M | €1.39M | €1.25M | ▼ 9.8% |
| Amounts payable after more than one year17 | €70k | €60k | €38k | €17k | - | - |
| Financial debts170/4 | €70k | €60k | €38k | €17k | - | - |
| Amounts payable within one year42/48 | €952k | €1.20M | €1.08M | €1.37M | €1.25M | ▼ 8.7% |
| Current portion of amounts payable after more than one year42 | €34k | €43k | €22k | €21k | €64k | ▲ 207% |
| Trade debts44 | €451k | €834k | €600k | €793k | €665k | ▼ 16.1% |
| Suppliers440/4 | €451k | €834k | €600k | €793k | €665k | ▼ 16.1% |
| Taxes, remuneration and social security45 | €100k | €120k | €190k | €167k | €141k | ▼ 15.8% |
| Taxes450/3 | €66k | €85k | €159k | €129k | €93k | ▼ 27.8% |
| Remuneration and social security454/9 | €34k | €35k | €31k | €38k | €47k | ▲ 25.2% |
| Other amounts payable47/48 | €366k | €199k | €268k | €394k | €386k | ▼ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €395k | €513k | €518k | €464k | €525k | ▲ 13.2% |
| + Depreciation and write-downs630 | €51k | €55k | €60k | €55k | €65k | ▲ 19.0% |
| Operating cash flow (approximation) | €445k | €568k | €578k | €519k | €590k | ▲ 13.8% |
| Investment in fixed assets (approximation) | - | €-43k | €-98k | €-51k | €-72k | ▼ 39.9% |
| Change in cash | - | €464k | €610k | €-554k | €-125k | ▲ 77.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €525k ▲13.2%
Net result €525k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2008
Ground area
2,799 m²
Building footprint
2,210 m²
Volume, LiDAR
11,942 m³
Parcel 24036B0582/00A000, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAROPLAST
since 20082.175.100.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24036B0582/00A000 | Flanders | 2,799 m² | 1 · 2,210 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 3,618 EUR awarded · 3,618 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 966 EUR | 966 EUR |
| 2023 | 2 | 2,652 EUR | 2,652 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 396 companies in sector 46839 we hold annual accounts for 251. 121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
46839Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.