D-LUX
ActiveD-LUX has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.61M and a net result of €511k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency50▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.2 in 2024), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
9.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
19 d late
2022
28 d early
2021
31 d late
2020
23 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.61M▲ 9.2%
2024 · €1.47M
2018: €289k
2019: €436k
2020: €543k
2021: €783k
2022: €1.06M
2023: €1.36M
2024: €1.47M
2018 → 2025
Total assets
€5.54M▲ 18.7%
2024 · €4.67M
2018: €2.73M
2019: €2.80M
2020: €3.15M
2021: €3.89M
2022: €4.50M
2023: €4.70M
2024: €4.67M
2018 → 2025
Net result
€511k▼ 8.9%
2024 · €561k
2018: €116k
2019: €247k
2020: €383k
2021: €523k
2022: €573k
2023: €970k
2024: €561k
2018 → 2025
Working capital
€615k▲ 32.9%
2024 · €463k
2018: €48k
2019: €170k
2020: €142k
2021: €234k
2022: €369k
2023: €504k
2024: €463k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€783k-€1.06M▲ 34.9%€1.36M▲ 28.8%€1.47M▲ 8.4%€1.61M▲ 9.2%
Operating result€667k-€765k▲ 14.7%€1.19M▲ 55.3%€716k▼ 39.7%€660k▼ 7.9%
Net result€523k-€573k▲ 9.6%€970k▲ 69.2%€561k▼ 42.2%€511k▼ 8.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.54M
Fixed assets
€1.72M▼ 10.1%
Current assets
€3.82M▲ 38.6%
Equity and liabilities €5.54M
Equity
€1.61M▲ 9.2%
Debt
€3.93M▲ 23.0%
The debt ratio rises from 68.4% to 70.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€1.00M▼
2024 · €1.03M
Cash flow
€855k▼
2024 · €874k
Solvency
29.1%▼
2024 · 31.6%
Current ratio
1.19▼
2024 · 1.20
Quick ratio
0.85▼
2024 · 0.86
Debt / equity
2.44▲
2024 · 2.16
ROE
31.7%▼
2024 · 38.0%
ROA
9.2%▼
2024 · 12.0%
Interest coverage
10.50▲
2024 · 9.52
Debt
€3.93M▲
2024 · €3.19M
Debt ≤ 1 year
€3.20M▲
2024 · €2.29M
Debt > 1 year
€722k▼
2024 · €899k
Income taxes
€93k▲
2024 · €82k
Staff costs
€1.04M▼
2024 · €1.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.67M€5.54M▲
Fixed assets21/28€1.91M€1.72M▼
Intangible fixed assets21€24k€17k▼
Tangible fixed assets22/27€1.82M€1.63M▼
Land and buildings22€1.01M€961k▼
Plant, machinery and equipment23€210k€168k▼
Furniture and vehicles24€138k€127k▼
Leasing and similar rights25€463k€370k▼
Financial fixed assets28€64k€75k▲
Current assets29/58€2.75M€3.82M▲
Stocks and contracts in progress3€785k€1.10M▲
Stocks30/36€785k€1.10M▲
Amounts receivable within one year40/41€1.53M€1.86M▲
Trade receivables40€1.36M€1.68M▲
Other amounts receivable41€167k€183k▲
Cash at bank and in hand54/58€426k€839k▲
Deferred charges and accrued income490/1€17k€20k▲
Equity and liabilities
Total equity and liabilities10/49€4.67M€5.54M▲
Equity10/15€1.47M€1.61M▲
Contributions10/11€13k€13k=
Reserves13€1.46M€1.60M▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€1.46M€1.60M▲
Amounts payable17/49€3.19M€3.93M▲
Amounts payable after more than one year17€899k€722k▼
Financial debts170/4€899k€722k▼
Amounts payable within one year42/48€2.29M€3.20M▲
Current portion of amounts payable after more than one year42€307k€1.15M▲
Trade debts44€914k€1.70M▲
Suppliers440/4€914k€1.70M▲
Advances received on contracts in progress46€75k-
Taxes, remuneration and social security45€52k€93k▲
Taxes450/3€46k€79k▲
Remuneration and social security454/9€5k€14k▲
Other amounts payable47/48€944k€259k▼
Income statement
Code20242025
Non-recurring operating income76A-€685
Remuneration, social security and pensions62€1.07M€1.04M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€313k€344k▲
Other operating charges640/8€9k€38k▲
Non-recurring operating charges66A€2k€1k▼
Gross operating margin9900€2.11M€2.08M▼
Operating profit (loss)9901€716k€660k▼
Financial income75/76B€35k€40k▲
Recurring financial income75€35k€40k▲
Financial charges65/66B€108k€96k▼
Recurring financial charges65€108k€96k▼
Profit (loss) for the period before taxes9903€643k€604k▼
Income taxes67/77€82k€93k▲
Profit (loss) for the period9904€561k€511k▼
Profit (loss) for the period to be appropriated9905€561k€511k▼
Appropriation of the result
Profit (loss) to be appropriated9906€561k€511k▼
Transfer from equity791/2€147k€75k▼
Transfer to equity691/2€261k€211k▼
To other reserves6921€261k€211k▼
Profit to be distributed694/7€447k€375k▼
Return on contributions (dividend)694€147k€75k▼
Directors or managers695€300k€300k=
Social balance
Average headcount (FTE)908713.112.8▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €970k ▲69.2%
Operating result €1.19M, net result €970k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.06M ▲34.9%
5 profitable years in a row build equity to €1.06M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €543k ▲24.7%
3 profitable years in a row build equity to €543k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Tom Dhooge
CurrentDirector · since 23-05-2024
23-05-2024
Tom Dhooge: Resigned as Director
23-05-2024
Tom Dhooge: Appointed as Director
23-05-2024
DIN-VEST: Resigned as Permanent representative
23-05-2024
DIN-VEST: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Singelken 19980 Sint-LaureinsGround area
4,445 m²
Building footprint
1,631 m²
Parcel 43014A0762/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
D-Lux
since 20122.207.807.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43014A0762/00K002 | Flanders | 4,444 m² | 1 · 1,631 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOUWBEDRIJF MARCOM
BE 0445.429.740
Bornem · Eq €1.61M
JOS REYNDERS DECOR
BE 0430.920.223
Tessenderlo-Ham · Eq €1.61M
VERHULST-DYNAMIC
BE 0438.309.247
Ieper · Eq €1.60M
DIFRALU
BE 0897.675.315
Maldegem · Eq €1.60M
HABEMO BUILDING PARTNER
BE 0465.866.551
Bilzen-Hoeselt · Eq €1.62M
Of 19,950 companies in sector 43320 we hold annual accounts for 9,081. 3,274 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
46839Wholesale trade
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.