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CAROLOR

Active
Private limited company (pre-2019)founded 2018active for 8 yearsRue Neuve 44, 6000 Charleroi, BelgiumKBO/BCE: BE 0688.916.368
Summary

CAROLOR has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,861 and a net result of €50,434. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 91% of 782 sector peers (NACE 32, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-01-2018 Normal situation
Activity
Manufacture of jewellery NACE 32123and 2 others
Establishment unit
2.272.155.219 6000 Charleroi, since 29-01-2018
Financial year end
31 December
Peppol
Reachable since 13-12-2025

Board and ownership

Board
  • AYDIN NurayDirector

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€81,926
▲ 18.0%
Turnover
≈ €250,000
estimated
Profit
€50,434
▲ 29.6%
Equity
€162,861
▲ 44.9%
Total assets
€184,239
▲ 35.4%
  • 2025 accounts filed 11 days after the deadline
Filed on 11-08-2026
Score breakdownraises riskSize: total assets €184,239lowers riskLiquidity: current ratio 6.90, cash €46,806Equity €162,861 (88.4% of total assets)Figures for financial year 2025 (filed on 14-08-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in other manufacturing (NACE 32)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.4% of total assets
Liquidity 81+24
short-term debt 11.6% · cash 25.4%
Profitability 100=
return on assets 27.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,142 companies, NACE 32, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.7 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%▼ -0.1 percentage points vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.1%▼ -0.6 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.9 (3.82 in 2024), above the usual 1.5. Short-term debt is 11.6% and cash 25.4% of total assets. 11.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 90% of them on solvency, 80% on liquidity, 93% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 6.90, cash €46,806
NBB · annual accounts
lowers risk · Equity €162,861 (88.4% of total assets)
NBB · annual accounts
raises risk · Size: total assets €184,239
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 14-08-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €162,861
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
11 days late
2024
27 days late
2023
2 days late
2022
16 days late
2021
29 days late
2020
5 days early
2019
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 91% of companies in other manufacturingsector median 40.8% · 782 companies 88.4% View
  • Positive: Equity rose in 2025from €112,427 to €162,861 ▲ 44.9% View
  • Positive: 6 profitable years in a rowprofit 2025: €50,434 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as CAROLOR: manufacture of jewellery (NACE 32123). They are comparable in size and age: total assets between €128,000 and €228,000, founded between 2016 and 2020.

CompanyTotal assetsGross margin
CAROLOR Charleroi€184,239€81,926
GOLDCAMP Antwerpen€177,423€83,228
FF design Ukkel€207,378€80,071
SAMMY PKB Vorst€128,351€57,532
WONDER BUCKLE EUROPE Antwerpen€159,909€146,765
FIELDS OF GOLD Merchtem€227,568€54,804
GUINNOT Nijlen€186,808€43,375
Full comparison

Key facts about CAROLOR

What is the company number of CAROLOR?
The company number of CAROLOR is 0688.916.368. The VAT number is the same number with BE in front: BE 0688.916.368.
Where is CAROLOR based?
The registered office is at Rue Neuve 44, 6000 Charleroi.Company details
What does CAROLOR do?
According to the KBO register, the main activity is manufacture of jewellery (NACE 32123).
What is the legal form of CAROLOR?
The legal form of CAROLOR is Private limited company (pre-2019) (BVBA).
When was CAROLOR founded?
CAROLOR was founded on 26-01-2018.
Is CAROLOR still active?
Yes, CAROLOR is an active enterprise in the KBO register.
What is the turnover of CAROLOR?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €81,926 and 2,678 comparable companies of the same size. It probably lies between €160,000 and €430,000. It is a rough estimate.Financials
Is CAROLOR profitable?
In financial year 2025, CAROLOR made a profit of €50,434.
Where can I find the annual accounts of CAROLOR?
CAROLOR filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAROLOR due?
CAROLOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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