Financials
- Financial year
- 2026
- Total assets
- €5.8m
- Profit
- €422,992
- Solvency
- 38.6%
CARMI ZEMST
ActiveSummary
CARMI ZEMST has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.2m and a net result of €422,992. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 58% of 543 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Retail sale of footwear
NACE 47721
5th largest company by equity in Zemst, Wholesale and retail trade sector1 site
Size
≈ €5.4mturnover 2026, estimated
- Staff
- 23 FTE
- Equity
- €2.2m
- Profit
- €422,992
Turnover estimated from the gross margin
Structure
- Parent
- DDMD · 100%
- Holdings
- 1
2026 accounts 5 days early2 of 5 deeds summarised
Why 96lowers riskFounded in 2011Size: 23 FTE, total assets €5.8mFigures for financial year 2026 (filed 28-10-2026)Profit of €422,992 (financial year 2026)Show the evidence
Checked score
Score 2026
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Strong
Solvency
64+1
equity 38.6% of total assets
Liquidity
42+10
short-term debt 47.3% · cash 11.9%
Profitability
78-6
return on assets 7.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.2%▼ -0.3 percentage points vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%▲ +0.2 percentage points vs 10-2025highest value
12-2025: 0.3%▼ -0.2 percentage points vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.83, compared with 1.7 in 2025, above the usual 1.5; short-term debt: 47.3% and cash: 11.9% of total assets), but 61.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 60% on solvency, 47% on liquidity, 74% on profitability and 81% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 26-10-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
5 days early
2025
1 day early
2024
7 days late
2023
17 days late
2022
14 days early
2021
12 days early
2020
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-03-2027 year end31-10-2027 deadline
- Annual accounts filedfinancial year 2026 · abbreviated…
- MiscellaneousDeclaration
- Equity above €2mequity €2.2m ▲23.5%
Key points
By topic
Board & ownership
- Parent
- DDMD · 100%
Network & group
- Group
- DDMD BV
- Holdings
- 1
1 holding
Timeline
- Events
- 21
- Since
- 2013
- Next accounts
- by 31-10-2027
- 30-10-2025Annual accounts filed
- 07-11-2024Annual accounts filed
- 21-02-2024Amendment of the articles · Legal-form change…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of footwearNACE 47721
- Founded
- 30-07-2011
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 6
See the provisions in the deeds
Go to Articles of associationKey facts about CARMI ZEMST
- What is the company number of CARMI ZEMST?
- 0838.221.441. In Belgium the VAT number is the company number with BE in front: BE 0838.221.441.
- Where is CARMI ZEMST based?
- The registered office is at Brusselsesteenweg 129, 1980 Zemst.Company details
- What does CARMI ZEMST do?
- According to the KBO register, the main activity is retail sale of footwear (NACE 47721).
- What is the legal form of CARMI ZEMST?
- Private limited company (BV).
- When was CARMI ZEMST founded?
- On 30-07-2011.
- Is CARMI ZEMST still active?
- Yes, CARMI ZEMST is an active enterprise in the KBO register.
- How many employees does CARMI ZEMST have?
- On average 23 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- What is the turnover of CARMI ZEMST?
- €11.8m in financial year 2024, according to the filed annual accounts.
- Is CARMI ZEMST profitable?
- In financial year 2026, CARMI ZEMST made a profit of €422,992.
- Where can I find the annual accounts of CARMI ZEMST?
- CARMI ZEMST filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of CARMI ZEMST due?
- By 31-10-2027, for financial year 2027.Timeline
Companies related to CARMI ZEMST
Parent and group
- DDMD100%
Subsidiaries and holdings
- DD LOGISTICS0.29%
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