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RALET

Active
Public limited companyfounded 1992active for 33 yearsLippenslaan 303, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0449.102.575
Summary

RALET has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.4m and a net result of €213,976. Equity is growing by about 6.7% per year across the filed financial years. Its solvency ranks better than 81% of 9,539 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Other non-specialised retail sale
NACE 47120Retail sale of footwear NACE 47721
6th largest employer in Knokke-Heist, Wholesale and retail trade sector6 sites
Size
€3.5mtotal assets 2024
Staff
32.4 FTE
Equity
€2.4m
Profit
€213,976
Turnover not published (abbreviated format)
Financial health
57 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.3%
Structure
  • FUTURANODirector · permanent representative RALET Bruno Jean Gerard
Accounts 80 days overdue2 of 8 deeds read
Why 57raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-08-2025)lowers riskFounded in 1992Liquidity: current ratio 3.36, cash €477,583Equity €2.4m (69.1% of total assets)Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 75% of its sector peers (NACE 47, small)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 94+6
equity 69.1% of total assets
Liquidity 58+3
short-term debt 24.6% · cash 13.5%
Profitability 76-5
return on assets 6.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,690 companies, NACE 47, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €130,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 3.36, compared with 2.92 in 2023, above the usual 1.5; short-term debt: 24.6% and cash: 13.5% of total assets), and 30.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 87% on solvency, 77% on liquidity, 70% on profitability and 64% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 02-08-2025)
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.36, cash €477,583
NBB · annual accounts
lowers risk · Equity €2.4m (69.1% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 80 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline19-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
on the day
2023
on the day
2022
4 days early
2021
5 days early
2020
31 days late
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 1 day before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Capital & shares · Amendment of…Auditor report
  2. Reappointment: FUTURANO (director)Shareholding · Capital decrease ·…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 5% on equitysector median €332,654 · 9,541 companies €2.4m View
  • Caution: Accounts not fileddeadline was 31-07-2026 80 days late View
  • Caution: Result fell in 2024from €337,821 to €213,976 ▼ 36.7% View

By topic

Financials

Financial year
2024
Total assets
€3.5m
Profit
€213,976
Solvency
69.1%
Total assets▲ 0.3%
Net result
20182024
Go to Financials

Timeline

Events
39
Since
1993
  1. 31-07-2024Annual accounts filed
  2. 31-12-2023Equity above €2m
  3. 27-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
6
Legal form
Public limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
31-12-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
46
Annual meeting
First Monday of June
Purpose
“Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars, het uitoefenen…” (deed in Dutch)
Go to Articles of association

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