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Generated 02-09-2026
Active BE 0455.357.689Public limited company

CARMEL ADVIESBUREAU

Kapelstraat 25 ·3370 Boutersem, Belgium· 31 yrs active
Sector: Diverse ondersteunende activiteiten ten behoeve van voorzieningen (81100)
Conclusion Checked

The computed 12-month bankruptcy probability of CARMEL ADVIESBUREAU is 0.6% (low). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Board 1
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview28 NBB filings
Financials being processed
NBB has 28 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Latest 10 of 28 filings
Fiscal year Type Filed Reference
30-06-2024 verkort 31-01-2025 2025-00019227
30-06-2023 verkort 30-01-2024 2024-00012650
30-06-2022 verkort 31-01-2023 2023-00013582
30-06-2021 verkort 31-01-2022 2022-04100174
30-06-2020 verkort 29-01-2021 2021-03000133
30-06-2019 verkort 30-01-2020 2020-03000238
30-06-2018 verkort 31-01-2019 2019-03500277
30-06-2017 verkort 31-01-2018 2018-03800518
30-06-2016 verkort 31-01-2017 2017-03300323
30-06-2015 verkort 31-01-2016 2016-03900419
Directors & mandates 2 directors
Current directors & mandates
  • K2HoldingLegal entity
    Director
    State Gazette act 26349901 (31-07-2026)
    Current
    31-07-2026 → present
Former directors (1)
  • WOUW HOLDINGLegal entity
    Director
    State Gazette act 26349901 (31-07-2026)
    Former
    - → 31-07-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Diverse ondersteunende activiteiten ten behoeve van voorzieningen(81100)
Legal form Public limited company(014)
Incorporation15-03-1995
StatusActive
Postal code3370
Establishment units 1 location
CARMEL ADVIESBUREAU
Kapelstraat 25, 3370 BoutersemVerhuur van woningen, exclusief sociale woningen
since 19952.072.083.019
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24016A0051/00S002 Flanders 190 m² 1 · 44 m² 6.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-07-2026
State Gazette act Resignations & appointments
General meeting · Director appointment · Permanent representative
2025
31-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
30-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
31-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
31-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
31-01-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
31-01-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 1 of 9 acts read

Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 1
27-10-2021
Capital change
All acts · 2 updated 1 month ago
2026
31-07-2026 General meeting · Officer appointment · Permanent representative · Officer resignation Open-capture extraction
  • Publication: 31/07/2026 · CARMEL ADVIESBUREAU
  • Filing: 29-07-2026 · CARMEL ADVIESBUREAU
  • General meeting: 30 juli 2025 · CARMEL ADVIESBUREAU
  • Officer appointment: role: bestuurder, start_date: 2025-07-31 · K2Holding
  • Permanent representative: start_date: 31 juli 2025 · Kurt Dresselaers
  • Officer resignation: role: bestuurder, end_date: 2025-07-30 · WOUW HOLDING
Summary: General meeting · Officer appointment · Permanent representative · Officer resignation
Technical details 
{
  "facts": [
    {
      "date": "2026-07-31",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 31/07/2026",
      "value": "31/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-29",
      "type": "filing",
      "quote": "Neergelegd 29-07-2026",
      "value": "29-07-2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2025-07-30",
      "type": "general_meeting",
      "quote": "Bijzondere algemene vergadering van 30 juli 2025",
      "value": "30 juli 2025",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2025-07-31",
      "type": "officer_appointment",
      "quote": "K2Holding (0598.927.191), Comm.V, Kapelstraat 25, 3370 Boutersem, bestuurder, met ingang van 31 juli 2025.",
      "value": {
        "role": "bestuurder",
        "start_date": "2025-07-31"
      },
      "object": "e1",
      "subject": "e2",
      "_value_raw": {
        "role": "bestuurder",
        "start_date": "31 juli 2025"
      }
    },
    {
      "date": "2025-07-31",
      "type": "permanent_representative",
      "quote": "Kurt Dresselaers, Kapelstraat 37, 3370 Boutersem, vaste vertegenwoordiger van de rechtspersoon K2Holding (0598.927.191), met ingang van 31 juli 2025.",
      "value": {
        "start_date": "31 juli 2025"
      },
      "object": "e2",
      "subject": "e3"
    },
    {
      "type": "officer_resignation",
      "quote": "WOUW HOLDING (0895.035.628), BVBA, bestuurder, vertegenwoordigd door Kurt Dresselaers, met ingang van 30 juli 2025.",
      "value": {
        "role": "bestuurder",
        "end_date": "2025-07-30"
      },
      "object": "e1",
      "subject": "e4",
      "_value_raw": {
        "role": "bestuurder",
        "end_date": "30 juli 2025"
      }
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 1349,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0455.357.689",
      "kind": "company",
      "name": "CARMEL ADVIESBUREAU",
      "attrs": {
        "seat": "Kapelstraat 25, 3370 Boutersem, Belgi\u00EB",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e2",
      "kbo": "0598.927.191",
      "kind": "company",
      "name": "K2Holding",
      "attrs": {
        "seat": "Kapelstraat 25, 3370 Boutersem",
        "legal_form": "Comm.V"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Kurt Dresselaers",
      "attrs": {
        "address": "Kapelstraat 37, 3370 Boutersem"
      }
    },
    {
      "id": "e4",
      "kbo": "0895.035.628",
      "kind": "company",
      "name": "WOUW HOLDING",
      "attrs": {
        "legal_form": "BVBA"
      }
    }
  ]
}
2021
27-10-2021 Transaction in capital or shares Capital & shares·Filip Diels
Notary: Filip Diels · Boutersem
Technical details 
{
  "events": [
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": 248150.0,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": "Filip Diels",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Boutersem",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2021-10-27",
    "filing_date": "2021-10-25",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2021-10-07",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0455.357.689",
    "name_full": "CARMEL ADVIESBUREAU",
    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "akte",
    "gestateerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 9959,
      "class_name": "Aandelen met stemrecht",
      "capital_share_eur": 248150.0,
      "voting_rights_per_share": 1.0
    }
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Beheer van overig onroerend goed70322Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Managementactiviteiten van holdings74151
Primary activity highlighted.
Names & trade names
Legal nameNL CARMEL ADVIESBUREAU
Registered office
Kapelstraat 25
3370 Boutersem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative