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Complete company report
Generated 17-07-2026
Active BE 0876.642.250Private limited company (pre-2019)

CARMA

Helenalaan 10 ·1082 Sint-Agatha-Berchem, Belgium· 20 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of CARMA is 1.7% (moderate). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 20 yrs
Board 1
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 26-08-2025 2025-00413497
31-12-2023 micro 31-08-2024 2024-00440897
31-12-2022 micro 30-08-2023 2023-00404359
31-12-2021 micro 05-07-2022 2022-20167456
31-12-2020 micro 09-11-2021 2021-76900162
31-12-2019 micro 20-08-2020 2020-42700121
31-12-2018 micro 23-07-2019 2019-36400308
31-12-2017 micro 23-07-2018 2018-36600585
31-12-2016 micro 31-07-2017 2017-39900477
31-12-2015 volledig 23-08-2016 2016-45800017
Directors & mandates 3 directors
Current directors & mandates
  • MONNOM Michèle
    Director
    State Gazette act 24016226 (25-01-2024)
    Current
    22-12-2021 → present
    2 events
    • 25-01-2024 Mandate renewed· Director
    • 22-12-2021 Mandate renewed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Michèle Monnon
    Managing director
    State Gazette act 16000054 (04-01-2016)
    Not recently confirmed
    last confirmed in an act from 2016
Former directors (1)
  • Maximes Fuentes
    Managing director
    State Gazette act 16000054 (04-01-2016)
    Former
    - → 30-11-2015
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation12-10-2005
StatusActive
Postal code1082
Establishment units 1 location
CARMA
Helenalaan 10, 1082 Sint-Agatha-BerchemVerhuur van woningen, exclusief sociale woningen
since 20052.339.372.556
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0102/00L002 Brussels 381 m² 1 · 303 m² 15.2 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
25-01-2024
State Gazette act Director changes
v3.2
2023
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
06-03-2023
State Gazette act Director changes
v3.2
23-02-2023
State Gazette act Director changes
v3.2
2022
05-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
09-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
20-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
23-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
23-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
04-01-2016
State Gazette act Director changes
v3.2
2005
24-10-2005
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 5 acts
All acts · 5 updated 2 years ago
2024
25-01-2024 MONNOM Michèle reappointed as director Director changes
  • MONNOM Michèle, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MONNOM Mich\u00E8le",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Suite \u00E0 l\u0027entr\u00E9e en vigueur de la deuxi\u00E8me phase d\u0027introduction du Code des soci\u00E9t\u00E9s et des associations en date du 1er janvier 2020, l\u0027assembl\u00E9e g\u00E9n\u00E9rale constate que, depuis cette date: - le mandat du g\u00E9rant, Madame MONNOM Mich\u00E8le est converti de plein droit en mandat d\u0027administrateur;"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0876.642.250",
    "name_full": "CARMA",
    "legal_form": "SPRL"
  }
}
2023
06-03-2023 Michèle Monnom reappointed as director Director changes
  • Michèle Monnom, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mich\u00E8le Monnom",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-12-22",
      "evidence_quote": "Accepte que le renouvellement du mandat d\u0027administrateur de Madame Mich\u00E8le Monnom pour une dur\u00E9e ind\u00E9termin\u00E9e avec effet r\u00E9trocatif au 22/12/2021."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0876.642.250",
    "name_full": "CARMA",
    "legal_form": "SPRL"
  }
}
23-02-2023 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0876.642.250",
    "name_full": "CARMA",
    "legal_form": "SPRL"
  }
}
2016
04-01-2016 1 director appointed, 1 resigning Director changes
  • Michèle Monnon, Gedelegeerd bestuurder
  • Maximes Fuentes, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Maximes Fuentes",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2015-11-30",
      "evidence_quote": "D\u00E9mission de Monsieur Maximes Fuentes et son mandat de g\u00E9rant avec effet imm\u00E9diat"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mich\u00E8le Monnon",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2015-11-30",
      "evidence_quote": "Nomination de Madame Mich\u00E8le Monnon comme g\u00E9rante \u00E0 partir de ce jour pour une dur\u00E9e de 6 ans"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0876.642.250",
    "name_full": "CARMA",
    "legal_form": "SPRL"
  }
}
2005
24-10-2005 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "B-1082 Bruxelles (Berchem-Sainte-Agathe), avenue Helene 10",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "HAINAUT Marc Alexis Marcel",
        "niss": null,
        "address": "Koekelberg (1081 Bruxelles), rue Fran\u00E7ois Hellinckx, 45/2"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9300.0,
      "holder_person_name": "HAINAUT Marc Alexis Marcel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "OUEDRAOGO Edwige Carole",
        "niss": null,
        "address": "Koekelberg (1081 Bruxelles), rue Fran\u00E7ois Hellinckx, 45/2"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9300.0,
      "holder_person_name": "OUEDRAOGO Edwige Carole",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600.0,
  "subject_company": {
    "kbo": "0876.642.250",
    "name_full": "Carma",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2005-09-28",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR CARMA
Registered office
Helenalaan 10
1082 Sint-Agatha-Berchem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative