Carlotta De Witte
ActiveSummary
Carlotta De Witte has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €-15k. Equity is shrinking by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-44
Growth32=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.74 in 2024; short-term debt: 93.6% and cash: 33.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-51.4%
Return on assets
-61.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
61 d late
2023
23 d late
2022
30 d late
2021
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k
2024 · €2k
2021: €17k
2022: €14k
2023: €12k
2024: €2k
2021 → 2025
Total assets
€24k▲ 93.0%
2024 · €12k
2021: €20k
2022: €22k
2023: €14k
2024: €12k
2021 → 2025
Net result
€-15k▼ 49.1%
2024 · €-10k
2021: €7k
2022: €-3k
2023: €-2k
2024: €-10k
2021 → 2025
Working capital
€-14k▼ 440%
2024 · €-3k
2021: €17k
2022: €10k
2023: €6k
2024: €-3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€14k▼ 15.6%€12k▼ 15.7%€2k▼ 80.7%€-12k
Operating result€10k-€-3k€-2k▲ 21.6%€-10k▼ 393%€-14k▼ 43.5%
Net result€7k-€-3k€-2k▲ 15.0%€-10k▼ 335%€-15k▼ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €10k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€15k ▲ 213%
Current assets
€8k ▲ 14.0%
Key figures and ratios
EBITDA
€-10k▼
2024 · €-8k
Cash flow
€-11k▼
2024 · €-8k
Solvency
-51.4%▼
2024 · 19.0%
Current ratio
0.38▼
2024 · 0.74
Debt to equity
-2.94▼
2024 · 4.26
ROA
-61.3%▲
2024 · -79.4%
Interest coverage
-15.20▲
2024 · -153.05
Debt
€36k▲
2024 · €10k
Debt ≤ 1 year
€22k▲
2024 · €10k
Debt > 1 year
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12k€24k▲
Fixed assets21/28€5k€15k▲
Tangible fixed assets22/27€5k€15k▲
Land and buildings22€5k€5k▲
Plant, machinery and equipment23-€7k
Furniture and vehicles24-€3k
Current assets29/58€7k€8k▲
Amounts receivable within one year40/41€0€108▲
Trade receivables40€0€108▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€4k€8k▲
Deferred charges and accrued income490/1€4k€323▼
Equity and liabilities
Total equity and liabilities10/49€12k€24k▲
Equity10/15€2k€-12k▼
Contributions10/11€10k€10k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-15k€-29k▼
Amounts payable17/49€10k€36k▲
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€10k€22k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€700€2k▲
Suppliers440/4€700€2k▲
Other amounts payable47/48€9k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8-€425
Gross operating margin9900€-8k€-10k▼
Operating profit (loss)9901€-10k€-14k▼
Financial income75/76B-€40
Recurring financial income75-€40
Financial charges65/66B€53€658▲
Recurring financial charges65€53€658▲
Profit (loss) for the period before taxes9903€-10k€-15k▼
Profit (loss) for the period9904€-10k€-15k▼
Profit (loss) for the period to be appropriated9905€-10k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-29k▼
Profit (loss) brought forward from the previous period14P€-5k€-15k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Seftingstraat(LIN) 43210 LubbeekGround area
1,066 m²
Building footprint
144 m²
Volume, LiDAR
646 m³
Parcel 24063A0134/00M000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carlotta De Witte
since 20202.311.699.743
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063A0134/00M000 | Flanders | 1,066 m² | 1 · 144 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 711 EUR awarded · 711 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 210 EUR | 210 EUR |
| 2024 | 1 | 243 EUR | 243 EUR |
| 2022 | 1 | 258 EUR | 258 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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SAYEZ PODOLOGUE
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 601 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.