CARLONI
ActiveCARLONI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €-120k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 13% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency6▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.49 in 2024), and 90.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€120k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 12632 sector peers (2025).
NBB · sector comparisonPosition among 12632 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€176k▼ 40.7%
2024 · €296k
2018: €310k
2019: €362k
2020: €449k
2021: €464k
2022: €656k
2023: €491k
2024: €296k
2018 → 2025
Total assets
€1.88M▼ 13.1%
2024 · €2.16M
2018: €716k
2019: €759k
2020: €611k
2021: €2.30M
2022: €2.83M
2023: €2.46M
2024: €2.16M
2018 → 2025
Net result
€-120k▲ 15.5%
2024 · €-142k
2018: €42k
2019: €53k
2020: €87k
2021: €36k
2022: €192k
2023: €-165k
2024: €-142k
2018 → 2025
Working capital
€-290k▼ 75.0%
2024 · €-166k
2018: €34k
2019: €78k
2020: €311k
2021: €277k
2022: €323k
2023: €116k
2024: €-166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€464k-€656k▲ 41.3%€491k▼ 25.1%€296k▼ 39.7%€176k▼ 40.7%
Operating result€36k-€245k▲ 580%€-150k€-119k▲ 20.8%€-87k▲ 26.3%
Net result€36k-€192k▲ 427%€-165k€-142k▲ 13.5%€-120k▲ 15.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €87k in 2025 against €119k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€1.85M▼ 7.4%
Current assets
€24k▼ 84.8%
Equity and liabilities €1.88M
Equity
€176k▼ 40.7%
Debt
€1.70M▼ 8.8%
The debt ratio rises from 86.3% to 90.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€19k▲
2024 · €-13k
Cash flow
€-14k▲
2024 · €-37k
Solvency
9.4%▼
2024 · 13.7%
Current ratio
0.08▼
2024 · 0.49
Quick ratio
0.08▼
2024 · 0.49
Debt / equity
9.69▲
2024 · 6.30
ROE
-68.6%▼
2024 · -48.1%
ROA
-6.4%▲
2024 · -6.6%
Interest coverage
0.59▲
2024 · -0.42
Debt
€1.70M▼
2024 · €1.86M
Debt ≤ 1 year
€314k▼
2024 · €325k
Debt > 1 year
€1.39M▼
2024 · €1.54M
Income taxes
€1k▲
2024 · €360
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€1.88M▼
Fixed assets21/28€2.00M€1.85M▼
Tangible fixed assets22/27€2.00M€1.85M▼
Land and buildings22€1.70M€1.61M▼
Furniture and vehicles24€53k€30k▼
Other tangible fixed assets26€241k€211k▼
Financial fixed assets28€4k€4k=
Current assets29/58€159k€24k▼
Amounts receivable within one year40/41€145k€16k▼
Trade receivables40€38k€13k▼
Other amounts receivable41€107k€3k▼
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.16M€1.88M▼
Equity10/15€296k€176k▼
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€282k€161k▼
Amounts payable17/49€1.86M€1.70M▼
Amounts payable after more than one year17€1.54M€1.39M▼
Financial debts170/4€1.54M€1.39M▼
Amounts payable within one year42/48€325k€314k▼
Current portion of amounts payable after more than one year42€148k€153k▲
Financial debts43€58k€60k▲
Credit institutions430/8€58k€60k▲
Trade debts44€45k€5k▼
Suppliers440/4€45k€5k▼
Taxes, remuneration and social security45€360€690▲
Taxes450/3€360€690▲
Other amounts payable47/48€74k€96k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€106k▲
Other operating charges640/8€3k€13k▲
Gross operating margin9900€-10k€32k▲
Operating profit (loss)9901€-119k€-87k▲
Financial income75/76B€8k€0▼
Recurring financial income75€8k€0▼
Financial charges65/66B€31k€32k▲
Recurring financial charges65€31k€32k▲
Profit (loss) for the period before taxes9903€-142k€-119k▲
Income taxes67/77€360€1k▲
Profit (loss) for the period9904€-142k€-120k▲
Profit (loss) for the period to be appropriated9905€-142k€-120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€282k€161k▼
Profit (loss) brought forward from the previous period14P€424k€282k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-165k ▼186%
Net result drops to €-165k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €192k ▲427%
Operating result €245k, net result €192k, both a record.
31-12
Financial
Equity above €500kEq €656k ▲41.3%
5 profitable years in a row build equity to €656k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 6.91
Current ratio from 1.92 to 6.91; short-term debt falls from €84k to €53k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
CARLONI Francesco
CurrentDirector · since 19-06-2024
19-06-2024
Appointed as Director
Location & real-estate footprint
Registered office, Etterbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielslaan 581040 EtterbeekGround area
191 m²
Building footprint
127 m²
Volume, LiDAR
1,695 m³
Parcel 21362B0309/00W002, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0309/00W002 | Brussels | 191 m² | 1 · 127 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500P6TYGWUMJKVK87
Similar companies · same sector, comparable size
Ratio & Oratio - Cabinet d'avocats
BE 1009.287.770
Ukkel · Eq €176k
DANIEL SPREUTELS
BE 0821.872.585
Etterbeek · Eq €176k
VAN LINT ADVOCATEN
BE 0435.896.917
Meise · Eq €176k
Hosiotês
BE 0506.850.635
Brussel · Eq €175k
ANTOINE DAYEZ, Avocat
BE 0540.591.391
Watermaal-Bosvoorde · Eq €175k
Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 7,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2008
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.